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The housing market has been strong in 2020, but as we head into 2021, it seems the market will continue to buck all home buying and selling trends.“It used to be true the home buying season was spring or summer when kids are out of school,” says Daryl Fairweather, chief economist for Redfin. “The pandemic has changed all that.”It's her job to study the market, follow migration patterns, and make sure both agents and customers are informed.“I predict that the early winter -- January, February -- is going to be an unusually busy home buying and selling season,” Fairweather says.Fairweather said people can move anytime and they're eager to get it over with when they've made the decision to relocate.“People want to move to places that really fit their preferences whether it's a beach town or a lake town or to be closer to their family, people are moving to places that they really want to live in, not just places that are close to the office,” Fairweather said.Jordan Thomas bought a home while the market has been hot.“It's a very quick process, buying was extremely competitive,” Thomas said.Thomas said she was among the many who decided the time to buy is now.“Because the interest rates were so great, I was able to get a really great deal on a larger home for myself,” Thomas said.She was the first to put in an offer on her Houston-area home. Six more offers followed that same day.“Because I was the first to put in the offer and I was aggressive with what I put forth, the first time around was the reason why I ended up getting the home,” Thomas said.And true to Fairweather's prediction about what people want in a home, Thomas was ready to renovate. Like others, she wanted an updated, larger kitchen and a bigger home office.“Two days after I closed on my home, I handed the key over my contractor and said ‘go to town,’” Thomas said.If you're looking at one of those "hot markets,” places like the suburbs, vacation towns, or mountainous and lake areas, Fairweather said, “My advice to buyers is that timing matters.”Fairweather added that buyers should be ready for competition. 2110

The publisher of an online news website says two of the site's reporters were arrested while covering protests of a grand jury's decision not to indict officers in the fatal shooting of Breonna Taylor. Daily Caller publisher Neil Patel says the two reporters were peacefully doing their jobs in Louisville, Kentucky, on Wednesday night when they were detained. Police on Thursday confirmed that Shelby Talcott was charged with failure to disperse and unlawful assembly and Jorge Ventura was charged with failure to disperse and violation of curfew. No further details were released by authorities.Talcott confirmed Thursday evening that she had been released, and that "it was a scary experience to be arrested for doing my job."Protesters poured into the streets around the country Wednesday to protest the Kentucky jury's decision. 841

The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626

The military is investigating why an aging cargo plane making its final military flight nosedived into a Georgia highway on Wednesday, killing all nine people on board.The Puerto Rico Air National Guard WC-130 was flying from Savannah, Georgia, to Tucson, Arizona, where it was to be decommissioned. The plane involved in Wednesday's crash was at least 50 years old, according to an official familiar with the aircraft."Nine crew members died in the accident, but until their families and relatives are notified, we cannot give their names," said Brigadier General Isabelo Rivera, the assistant general of Puerto Rico. 626

The nationwide manhunt for a serial bombmaker targeting prominent Democrats ended with the arrest of a South Florida man on Friday.But that's just the beginning, FBI Director Christopher Wray said. Authorities don't yet know if they've found all of the pipe bombs they say suspect Cesar Sayoc allegedly sent."Today's arrest does not mean we are all out of the woods," Wray said Friday at a news conference. "There may be more packages in transit now."So far, authorities have intercepted at least 14 packages, officials said. Among the targets were former President Barack Obama, former Secretary of State Hillary Clinton, former US Attorney General Eric Holder, California Senator Kamala Harris, New Jersey Senator Cory Booker and California Rep. Maxine Waters.The most recent bomb connected to Sayoc was addressed to major Democratic donor Tom Steyer. It arrived Friday. 880

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