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Former Vice President Joe Biden has a new four-legged addition to his family: a German shepherd named Major."We are so happy to welcome Major to the Biden family, and we are grateful to the Delaware Humane Association for their work in finding forever homes for Major and countless other animals," read a statement from the Bidens, signed the former vice president, his wife, Jill Biden, and Champ, their other German shepherd.The Delaware Humane Association announced the adoption news on Facebook, writing in a post that Major "is from the litter of German shepherd pups that were surrendered and not doing well at all."Once Biden "caught wind of them," he "reached out immediately," the group said on Facebook, adding, "The rest is history!"The Bidens had been fostering Major, the group said on Facebook, thanking the family and wishing them luck with their new pet."Today is Major's lucky day! Not only did Major find his forever home, but he got adopted by Vice President Joe Biden & Dr. Jill Biden!" the post said.Biden is considered a top potential 2020 Democratic presidential candidate. As vice president, he would hand out stuffed-animal versions of his other dog, Champ, to kids. Champ also goes with Biden into his office in Washington, DC, from time to time. 1284

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

Former White House national security adviser Michael Flynn has expressed concern about the potential legal exposure of his son, Michael Flynn Jr., who, like his father, is under scrutiny by special counsel Robert Mueller, multiple sources familiar with the matter tell CNN.Flynn's concern could factor into decisions about how to respond to Mueller's ongoing investigation. The special counsel is looking into Russian meddling in the 2016 campaign as well as the business dealings of key campaign advisers to President Donald Trump.Flynn's wife, Lori, shares his concerns about their son's possible legal exposure, according to a person who knows the family.Interviews conducted by special counsel investigators have included questions about the business dealings of Flynn and his son such as their firm's reporting of income from work overseas, two witnesses interviewed by the team told CNN. The Foreign Agents Registration Act (FARA) requires people acting as agents of foreign entities to publicly disclose their relationship with foreign countries or businesses and financial compensation for such work. 1116

For my birthday, Kanye got me the most thoughtful gift of a lifetime. A special surprise from heaven. A hologram of my dad. ??? It is so lifelike! We watched it over and over, filled with emotion. pic.twitter.com/jD6pHo17KC— Kim Kardashian West (@KimKardashian) October 29, 2020 286

FREDERICK, Colo. – A chance encounter between a Firestone man and the mourning father of Shanann Watts Wednesday night has led to a new effort to repurpose many of the stuffed animals left at a memorial at the Watts home for other grieving families.Trent John and his son were driving through the neighborhood in Frederick where Shanann lived with her two daughters Wednesday evening when they stopped by the home and noticed Shanann’s father, Frank Rzucek, and brother, Frank Rzucek, Jr., out in the home’s driveway.John said he immediately recognized them and decided to get out of the car and introduce himself.“I said, ‘Hey, I’ve been in law enforcement for a long time and I know these teddy bears are going to get donated to somewhere,’” John said on Friday. “’Would it be OK with you if I took them and with the smaller ones, I gave them back to police departments to hand out, and then take the bigger ones and turn them into some kind of a blanket or something that we could distribute to fire departments and police departments here locally and across the nation?’”He said his offer was met “with some tears and a lot of appreciation” by the Rzuceks.“I gave her father a hug and we shed some tears and shook each other’s’ hands,” John said. “Now we’re going to get to work.”So on Thursday, John and some neighbors who were taking the memorial down filled up his Suburban with some of the leftover teddy bears and other stuffed animals. He says he’s coordinated with about a dozen friends who know how to sew and says that they’re drafting plans for the blankets.John said he’s hoping to find out the favorite colors of the Watts girls, Bella and Celeste, to “design something in honor of them.”“I think that service is a great way to mourn with those that need comfort, so that’s what we’re going to try to do,” he said.He said the smaller stuffed animals would be cleaned and donated to local police and fire departments, who can in turn give them to kids in crisis situations. The others will be turned into blankets and other items. John said he would be setting up a private Facebook page to ask for fleece donations and other items necessary in coming days.“I hope we can take that and share that love in moments of crisis in someone else’s life,” he said.John believes that something put him and the Rzuceks in the same place at the same time earlier this week for a reason.“What’s the chances of my day and his day aligning right then and there? I actually do think God say, ‘Hey, you know, here’s someone who has a big heart and can put people together and get something done that’s beautiful and helpful.’” John said. “Looking back on the moment I met [Shanann’s] father, I think it was just an alignment of a grieving family and someone who is very involved in the community, and our paths just happened to cross.”And he hopes that his small gesture is supported by others in Colorado and across the community who have tried to support Shanann’s family.“As human beings there’s no way to grasp what happened here,” John said. “But we do know how to come together, we do know how to love each other and we do know how to lift up the hands of those that are in mourning.”Rzucek himself responded to a Facebook post made by John discussing the encounter: “Thank you Shanann would want to give back to people who need god bless you all thank you Frank”. 3377

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