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Apple One is now available, including a free trial and pricing information. So, what is it?It’s not a streaming service, it’s a “bundle” of Apple products.Apple One is a subscription plan from Apple that brings together up to six of their services, across all devices, for one price. Depending on the plan, the products could be shared with up to five people.The opportunity to bundle products was announced at an Apple event earlier this year, without a launch date. It is now available in the app store and their website.The three tiers were announced this week. The cheapest level is .95 a month, and includes Apple Music, Apple TV+, Apple Arcade, and 50GB on iCloud for one person.The family plan includes those four products, for up to five people, at .95 a month.The top tier premier plan is .95 a month, and includes the same four products, plus AppleNews+ and AppleFitness+ (which has not launched yet).Compared to purchasing the individual products, if a person wanted to purchase all of them, the individual plan will save a person a month, the family plan saves a month, and the premier plan saves a month.Subscriptions work across Apple devices, including iPhones, iPads, Apple TV’s, and Mac computers.Apple is offering a free month-long trial. 1283
An artificial intelligence tool can help doctors when deciding which COVID-19 patients can be sent home, according to a study that started in May.Researchers at New York University used the AI tool to analyze thousands of COVID-19 cases. The team used data from Asia and Europe to develop the model.It uses lab results, vital signs and oxygen requirements to determine how the patient will do over the next few days.The study has found the AI tool can identify patients that will do well with 90% precision, which could help doctors prioritize care and make discharging plans for others.Doctors always make the final call, but the AI tool can help reaffirm their decisions.“It's augmenting, but it's also teaching a little bit, because you know when the physicians see a patient that looks well, but the models say they may not be well, they can look at the, the features right? The vital signs and labs and other things that are saying that this patient isn't well and then they can start to understand or create a mental model,” said Yin Aphinyanaphongs, Director of Translational Clinical Informatics for DataCore, NYU.The researchers are still running randomized trials for about another two months, looking at the average time patients spend in the hospital.The hope is the AI tool could help reduce the length of stay.“That's extremely compelling because now you don't just show oh I have a model that can predict a favorable outcome, but now you have a model, right, that actually affects the outcome,” said Aphinyanaphongs.Another team at NYU is now conducting a survey among doctors that have used the tool. One facility has already implemented it.The researchers wanted to make sure it's easy for other organizations to start -- so the software can be up and running in about half a day. 1805

Apparently, the mysterious monolith in a remote area of southeast Utah wasn't that hard to find for at least one person and his crew.Dave Sparks, star of the Discovery Channel show "Diesel Brothers," was able to find the tall and shiny object earlier this week, days after officials in Utah announced its discovery.Sparks posted videos on his Instagram account from the undisclosed location.Sparks says the monolith is an "insanely creative piece of metal art." He also described how the monolith was most likely constructed in an Instagram video. 555
American Airlines says employees can wear pins supporting Black Lives Matter. The airline is calling it a matter of equality, not politics. With the decision, Texas-based American joins Starbucks, Delta Air Lines and other major companies that let employees show support for the movement that protests police violence against Blacks. Starbucks let employees wear Black Lives Matter shirts after initially reportedly banning them.President Donald Trump has urged supporters to boycott Goodyear Tire and Rubber Co. after a report that it approve Black Lives Matter clothing but not pro-police Blue Lives Matter or Trump’s campaign slogan. The tire company CEO later clarified that clothing supporting law enforcement is allowed, but not attire supporting political candidates. 782
Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators, an organization affiliated with state treasury departments, states return more than billion to their rightful owners.Just ask Maria Barlow, an attorney in Chicago. A few months ago, she was sitting at home when she decided to plug her name into the Illinois unclaimed property website. “I was surprised to see there was an entry,” she says. Fast forward a few weeks, and she had a check in hand for .80.If you are wondering if you have unclaimed property, here’s how to find out.Search online at state agenciesThe National Association of Unclaimed Property Administrators’ website, Unclaimed.org, links to agencies in all 50 states, the District of Columbia and other territories. With these sites, you can search unclaimed property databases for free. The organization also sponsors MissingMoney.com, which lets users search multiple states at once, though not every state participates.To pull up the property database, you will likely be asked to enter a last name. You could also enter a first name, city or ZIP code to help narrow the search. From there, you may find entries detailing the owner’s last known address, property amount and the company that initially held the funds. Depending on the database, the state may provide the exact amount of the property, or give a range, such as “under ” or “ or more.”Barlow says her entry was from an old internet provider. The company owed her a refund because she moved and switched off service before her billing period ended. But it didn’t have the correct forwarding address, so it sent the money to the state. Barlow says she filed a claim online, and it was processed within two weeks. “Even in the pandemic, it didn’t take long to receive it,” she says.Finding a small amount can still give you breathing room in your monthly budget or help pad your emergency fund. (Read more about emergency funds and why they’re important.)Prove you are the rightful ownerFiling a claim may involve scanning and uploading identification, such as your driver’s license, and other documentation that you live (or lived) at the address on file. For example, you might be asked to upload a recent utility bill. For certain types of claims, such as those for money orders, you may need to mail documentation instead of uploading. (You can read more about money orders here.)Heirs can follow a similar process for claiming property if the owner is deceased. Lorrie Walker, a financial advisor in Lakeland, Florida, advised a client earlier this year whose late husband had funds in old bank accounts. She says her client provided additional paperwork, including her husband’s death certificate, to claim the property.Later, Walker checked the state treasury website for unclaimed property of her own. “Sure enough, there was money for a security deposit in an apartment I lived in 20 years ago,” Walker says. She filed a claim online and, a few weeks later, received a check for 5.If the property is tied to an old address, don’t be discouraged. In Barlow’s claim, she explained that she no longer had documentation, and she still received her money, she says.It is OK to be nosyData within unclaimed property databases is publicly available, so you can search on behalf of others. You can then alert them if they have lost funds, but it’s their responsibility to claim the funds and prove ownership.Barlow says she entered the names of about 15 family and friends and found unclaimed funds for many. She says that since she alerted them to the cash, many were able to collect. “I may be nosy, but I found them money,” she says.Pro tip: Make the most of your moneyIf you do find and receive funds, you can make this “found” money work for you by putting it in an account with a high interest rate. These accounts may earn 10 times more than the national average, so you can take the unexpected funds and grow them even more.The smaller amounts may not make you rich, but they can still be worth searching for, Walker says. “At the end of the day, it is your money. So it’s better for you to have it than the state.”More From NerdWalletHow to Get Started If You’ve Never Had a Bank AccountSmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses6 Do’s and Don’ts When Saving Money During a CrisisMargarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4757
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