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In a stunning announcement to those in preparing to embark into medical school, New York University announced it would offer free tuition to all NYU medical program students — current and future.The reveal came during NYU School of Medicine's annual "White Coat Ceremony," where each new student is presented with a white lab coat to mark the start of their medical education and training.The bold offering is available to all current and future students in NYU's MD degree program, "regardless of need or merit.""Thanks to the extraordinary generosity of our trustees, alumni, and friends, our hope — and expectation — is that by making medical school accessible to a broader range of applicants, we will be a catalyst for transforming medical education nationwide," Kenneth G. Langone, Chair of the Board of Trustees of NYU Langone Health, said.The annual tuition costs covered by the scholarship is about ,000.NYU's free tuition initiative began with an endowment. So far, the university has raised more than 0 million of the roughly 0 million needed to fund full-tuition scholarships for all medical students "in perpetuity," according to ABC News.Crushing college debt strikes medical students particularly hard.About 75 percent of all doctors in the U.S. graduated with debt in 2017, the university said. The average cost for a private medical school is about ,605 a year. The median debt of a graduating student comes out to more about 2,000, NYU says."We believe that with our tuition-free initiative, we have taken a necessary, rational step that addresses a critical need to train the most talented physicians, unencumbered by crushing debt," said Robert I. Grossman, the Saul J. Farber Dean of NYU School of Medicine. "We hope that many other academic medical centers will soon choose to join us on this path." 1874

HUNTINGTON BEACH (CNS) - A crowd estimated at 400 people gathered in front of the Huntington Beach pier to protest the first night of a statewide curfew aimed at slowing the spread of COVID-19, authorities said Sunday.The people gathered at 10 p.m. Saturday along Pacific Coast Highway at Main Street, crossing the highway when allowed by the traffic light, said Huntington Beach police Lt. Ryan Reilly.By 11:30 p.m., the crowd appeared about half that size, said Reilly, who was watching the gathering via surveillance cameras.The protest ended shortly after midnight, he said.The group was law-abiding "for the most part," Reilly said. One person was arrested for public intoxication. "Some, not all" wore face masks.It appeared the vehicles passing through the area were part of the demonstration and the same vehicles were seen moving north and south on PCH, Reilly said.Officers were there watching the activity but no illegal assembly was declared, he said.Sergeants posted in the Main Street area reported that all of the bars, restaurants and other businesses closed by 10 p.m., Reilly said.The department did not issue citations for curfew violations, he said. "We are seeking compliance and trying to educate people." 1235

Hurricane Harvey was a big headline in 2017. A year later, many continue to recover from the storm. They’re also remembering the government’s response, as they head to the polls to cast their ballots in the upcoming midterm election.“Yes, for the last three and a half years, walking into this house has been very depressing, I would say,” says Houston homeowner Greg Roberts.It hasn’t been easy for the Roberts, who live in Houston’s Meyerland neighborhood."We got flooded out in 2015, 2016, and 2017 with Harvey, as well," Roberts says.The Roberts haven’t lived in this home since it was first flooded in 2015. Harvey brought in more flood damage.Now, the couple is raising their home's foundation higher than the levels Harvey's waters reached. "If you look up and down the streets of this neighborhood and many others, you will find many others that have been lifted or completely demolished," Roberts says.Many residents in the area are preparing for the next storm. But the past isn't lost in this election cycle.  "The topic of flooding and recovery from flooding has not left the public conscious for at least the last three years, probably before, especially the past three and a half years,” Roberts says.Roberts says it’s a major talking point for politicians in Texas.After so much flooding, the Roberts say they've already answered another tough question about their future. Why do they stay?“That's a good question,” Roberts says. “It's a person by person decision; there's no question about that. We love for years. We fought for years to get into this neighborhood. So, we just really love the areas."There were a lot of things we really love about this neighborhood, so we stuck it out. We prayed about it thought about it and took all things into consideration." 1808

If the pandemic caused you to relocate across state lines, even temporarily, the next surprise could be having to file an extra tax return and potentially pay more taxes.The issue gained national attention in May, when Gov. Andrew Cuomo of New York said out-of-state health care workers who came to help with the pandemic would face New York income taxes.Cuomo’s comments generated outrage, but in fact, most states tax people who earn money within their borders, even if those people usually live and file tax returns elsewhere. Even a single day in some states can trigger a tax bill.Remote working could mean tax hasslesMultistate taxation has long been a headache for entertainers, athletes, professional speakers and others who earn money in more than one state. Snowbirds, retirees who move south for the winter, can face it as well. Now it could be a problem for many people who relocated, however temporarily, because of the pandemic.Nearly one in 10 young adults, those ages 18 to 29, said they had relocated because of the pandemic, according to a Pew Research Survey poll taken in early June. Overall, 3% of adults said they’d moved and 6% said someone else had moved into their households. Those who moved cited reducing their risk of infection (28%), college campuses closing (23%), wanting to be with family (20%) and job loss or other financial issues (18%).Changing attitudes about remote work mean that multistate taxation could be an issue for more people and companies in the future. Nearly half of the company leaders surveyed by research firm Gartner in June said they planned to let employees work remotely full time even after people can return to the workplace. Remote working allows people to move to more affordable areas, which could be in a different state. But having even a single employee in another state can raise business and sales taxes for their companies.A tangle of tax rulesFor individuals, double taxation, having to pay taxes in two or more states on the same income, is possible because state rules differ so widely. In most cases, though, the taxpayer’s home state will offer a credit for taxes paid in other states, says Eileen Sherr, senior manager for tax policy and advocacy for the Association of International Certified Professional Accountants.But there are scenarios where someone could end up paying more without technically being taxed twice, Sherr says. If the tax rate in the new location is higher, for example, the home state’s credit may not offset the whole bill. Also, if the person’s home state doesn’t impose an income tax but the other state does, then there’s no credit to offset the additional taxes.Another issue: failing to file a required state tax return, either because people didn’t know the other state required it or because they’re hoping to get away with it. That can lead to audits, taxes, penalties and amended returns, says Mark Klein, chairman of Hodgson Russ law firm in New York City. Auditors often can figure out where you were when by using cell phone records and credit card receipts.You can, of course, decide to make your move permanent. But if you change your mind, move back and get audited, the auditors will conclude that you never truly left, Klein says.“The real test is whether you stick the landing,” Klein says.What can be doneSome states have long-standing reciprocity agreements, usually with neighboring states, that will prevent commuters from having to file multiple state tax returns, Sherr says. In addition, 13 of the 41 states that tax income have said they will give remote workers a break if they moved because of the coronavirus, she says.Sherr suggests that people who may be affected by another state’s tax laws talk to a tax pro to assess what their liability might be and discuss the situation with their employer, in case their withholding needs to change. She also recommends people keep good records so they can track how many days they earned money in each state and how much.It’s possible that Congress could provide some help. A proposal in the Senate’s pandemic relief bill would require that states maintain the pre-pandemic status quo — in other words, pay for newly remote workers would be taxed the way it was before the pandemic. The bill also would create uniform rules for assessing state and local income taxes.Those ideas may face opposition from states desperate to replace lost revenue, however. The lockdowns quashed economic activity, and the resulting recession has made consumers and businesses cautious about spending money, further reducing tax revenues.“The states need money,” Klein says. “Because of COVID, they need more money than ever before.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Renters Are Struggling, and What to Do With an Old 401(k)Distance Learning Can Fit Into Your Back-to-School BudgetThe 2 Costs That Can Make or Break Your Nest EggLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5077

If you're planning on voting with an absentee or mail-in ballot, chances are you feel pretty protected from COVID-19 while voting this year. But what if you're voting in-person? Experts weigh in on staying safe when heading to your polling place. The first piece of advice is to have a plan."The example I would give would be going to the grocery store. That's something that caused people a lot of anxiety when we first were dealing with the pandemic back in March, and I think for many of us, it’s becoming relatively routine. It's not how we shopped for groceries back in January but it's something that we’ve learned to do. I think voting can be the same," said Dr. Jay Varkey, an infectious disease doctor and Associate Professor at Emory University.Dr. Varkey says to know the COVID-19 transmission rates in your community, as well as your own personal risk, if you were to become infected with COVID-19."To give some specific examples, masking is absolute, and I would want to make sure that there is a universal mask mandate in place and not just those that are going to cast their votes but workers as well," said Dr. Varkey.Dr. Varkey says wearing a mask that has at least two layers and wearing it properly is key. Also, ensure your polling place allows you to socially distance from other voters. Dr. Varkey says standing more than 6 feet away from others is preferred. Also, it’s great if your polling place is keeping doors and windows open to increase airflow."The other thing, and I know this is hard to do, the more we can actually limit the amount of talking, or certainly yelling or singing or anything else going on, is the more we can reduce our chances of passing these infectious droplets that can aerosolize, and that tends to really occur when people are talking. Masks reduce that risk, but we can really reduce it more by, well, talking less," says Dr. Varkey.In Madison, Wisconsin, poll workers will be ensuring voters are socially-distanced and frequently disinfecting all voting booths, pens and other frequently touched items. City Clerk Maribeth Witzel-Behl has been working closely with their local health department."We will have plexiglass glass set up for stations where poll workers have to interact with voters within 6 feet of each other, and for other poll workers who are not at those stations, they’ll have access to face shields if they like," said Witzel-Behl.Poll workers are also being told to follow a strict set of health guidelines in order to volunteer."If they've had a fever within the last few days or taken a fever-reducing medication in the past few days, they can’t work at the poll. If they've had any COVID-19 symptoms or been exposed to someone with COVID-19 or had a cough within the past week they can’t work at the polls," said Witzel-Behl.So, do you need to bring a container of disinfecting wipes with you to the polls?"I put the priority first on the masks and keeping your distance but that last part on how to take a relatively safe activity, like voting and make it extra safe, there’s two things I would bring with me into the voting booth. One is my own pen the other is hand sanitizer," said Dr. Varkey. 3182