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Heads (and eyes) up, skywatchers! The annual Perseid meteor shower is underway and will hit its peak this weekend.The meteor shower, so named because the meteors appear to come from the constellation Perseus, lasts for several weeks – from July 17 to Aug. 24 – but peak meteor activity will take place between about 4 p.m. ET on Sunday, Aug. 12 and 4 a.m. on Monday, Aug. 13, according to NASA.During the peak, one can expect to see as many as 60 or 70 meteors per hour.Night sky conditions should be great for meteor viewing: The peak coincides perfectly with the new moon, meaning the sky will be plenty dark and meteors will be easy to spot. Most meteor showers are best after midnight. 702

Glenn Jacobson, a teacher at Thrive Public Schools, has been recognized through the SDCCU? Classroom Heroes program. Jacobson is a teacher at the 54th Street Campus of Thrive Public Schools, an award-winning group of free public charter schools, K-12, serving students from all over San Diego County.Jacobson was nominated by a parent of one of his students who explained that “Mr. Glenn has helped transform my child's world through his teaching and classroom interactions. My son went from crying and asking to please stay home from school to now [being] excited every day to go back!” Jacobson has shown the student encouragement, support, understanding and compassion, which has positively influenced the learning experience. 747

Hoover police can't seem to get their story straight on why an officer killed a man at an Alabama mall.First, they said a 21-year-old suspect shot and wounded two other people. Then they said?Emantic Bradford didn't pull the trigger, but brandished a gun. Now we've learned Bradford didn't necessarily do that, either.All the while, the real assailant who opened fire at the mall is still on the loose.Here's a quick breakdown of shifting police narrative: 469

Global wildlife populations have fallen by 60% in just over four decades, as accelerating pollution, deforestation, climate change and other manmade factors have created a "mindblowing" crisis, the World Wildlife Fund has warned in a damning new report.The total numbers of more than 4,000 mammal, bird, fish, reptile and amphibian species declined rapidly between 1970 and 2014, the Living Planet Report 2018 says.Current rates of species extinction are now up to 1,000 times higher than before human involvement in animal ecosystems became a factor.The proportion of the planet's land that is free from human impact is projected to drop from a quarter to a tenth by 2050, as habitat removal, hunting, pollution, disease and climate change continue to spread, the organization added.The group has called for an international treaty, modeled on the Paris climate agreement, to be drafted to protect wildlife and reverse human impacts on nature.It warned that current efforts to protect the natural world are not keeping up with the speed of manmade destruction.The crisis is "unprecedented in its speed, in its scale and because it is single-handed," said Marco Lambertini, the WWF's director general. "It's mindblowing. ... We're talking about 40 years. It's not even a blink of an eye compared to the history of life on Earth.""Now that we have the power to control and even damage nature, we continue to (use) it as if we were the hunters and gatherers of 20,000 years ago, with the technology of the 21st century," he added. "We're still taking nature for granted, and it has to stop."WWF UK Chief Executive Tanya Steele added in a statement, "We are the first generation to know we are destroying our planet and the last one that can do anything about it."The report also found that 90% of seabirds have plastics in their stomachs, compared with 5% in 1960, while about half of the world's shallow-water corals have been lost in the past three decades.Animal life dropped the most rapidly in tropical areas of Latin America and the Caribbean, with an 89% fall in populations since 1970, while species that rely on freshwater habitats, like frogs and river fish, declined in population by 83%. 2205

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

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