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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

INDIANAPOLIS — In a rematch from four years ago, Democrat J.D. Ford beat Republican incumbent state Senator Mike Delph.As of Wednesday morning, Ford had a six-point lead on Delph for Indiana's Senate District 29.Ford is the first openly gay person elected to the Indiana General Assembly. "I think it's really time for us LGBTQ+ Hoosiers to have a voice in our General Assembly," Ford said.In 2014, Ford lost to Delph by about 2,300 votes for the District 29 Senate seat. Delph had been serving in the Indiana state Senate since 2005. In November 2017, he was sent to Puerto Rico to help with the recovery from Hurricane Maria. In 2014, Delph tweeted his frustration about a delayed vote on a gay marriage ban. Delph championed the ban, which included language that would also bar civil unions. Delph lashed out at members of his own party, the media and the "self absorbed Godless culture that is fast tracking our nation to ruin."LGBTQ Victory Fund, an organization that works to increase the number of openly LGBTQ officials in government, released a statement celebrating Ford's win.“The Rainbow Wave has arrived in Indiana in a spectacular way,” said Annise Parker, president and CEO of LGBTQ Victory Fund and the former mayor of Houston. “Tonight JD made political history in becoming the first openly LGBTQ person ever elected to the Indiana General Assembly – a milestone moment for a state that was one of the few to have never elected an openly LGBTQ state legislator."According to the LGBTQ Victory Institute, there are currently four openly LGBTQ elected officials in the state: South Bend Mayor Pete Buttigieg, Indianapolis City-County Council Zach Adamson, Monroe County Circuit Court Judge Elizabeth Cure and Monroe County Community School Corporation Board of Trustees member Sue Wanzer.Ford will be the fifth."Yes, this is a historical moment, but it's not about me," Ford said Tuesday night. "It's about the LGBTQ+ Hoosiers and generations to come that can be proud of what we attempted to do and did do." 2136

INDIANAPOLIS — Multiple people were treated for injuries after being stabbed near public library in downtown Indianapolis.Police were called to the scene on East St. Clair Street around 4:30 p.m. local time Saturday.According to Indianapolis Fire Department PIO Rita Reith, the attack started in the American Legion Mall and spilled over across the street into the entrance way of the public library. Four people were taken to the hospital to be treated for stab wounds - including the suspect. Reith says two of the victims are in critical conditions. The other two suffered serious injuries. None of them are believed to be life-threatening injuries. Witnesses say the person responsible for the stabbing rode into the park on his bike and was playing loud noises on a megaphone. When people asked him to turn it off and stop he pulled out a knife and started stabbing. Reith said the suspected will remain in police custody while he is treated at the hospital. No identities have been released. The incident remains under investigation by the Indianapolis Metropolitan Police Department. 1128

Inmates in Iowa's correctional system are suing the state to strike down a recently passed law that has banned pornography in prison, CNN affiliate KCCI reported. Iowa attempted to pass a similar law 30 years ago, but a federal judge struck the law down for being too vague. One expert told KCCI that the new law is more specific, and will likely withstand judicial review. "Prisoners generally have rights to access -- absent some incredibly dangerous person -- (including) reading materials," Drake University Constitutional Law Center Director Mark Kende. "And they have constitutional rights, even though they're in prison, the rights are diminished, but they have them."The law eliminates both viewing porn within individual jail cells, and in pornography reading rooms. Among the lawsuit, 58 inmates have joined the lawsuit, and are also asking the state to pay them ,000 each in damages.  931

Ivanka Trump last year often used a personal email account to discuss or relay official White House business, according to emails released Monday by nonpartisan watchdog group.According to emails released by American Oversight, Trump used her personal account through much of 2017 to email Cabinet officials, White House aides and her assistants. The Presidential Records Act requires all official White House communications and records be preserved.The Washington Post was first to report on the emails. The White House had no comment on Ivanka Trump's email practices.Trump's usage of a private email account will bring comparisons to former Secretary of State Hillary Clinton, whose usage of a private email server instead of a government email account during her time in office was a central part of President Donald Trump's campaign against her in 2016. Trump's supporters often chanted -- and still do, on occasion -- "Lock her up!" at the mention of Clinton, and President Trump has frequently accused Clinton of receiving special treatment because she was not charged for skirting the Presidential Records Act with her email practices.Peter Mirijanian, the spokesperson for Ivanka Trump's attorney and ethics counsel, said in a statement, "Like most people, before entering into government service, Ms. Trump used a private email. When she entered the government, she was given a government email account for official use. While transitioning into government, until the White House  provided her the same guidance they had to others who started before she did, Ms. Trump sometimes used her private account, almost always for logistics and scheduling concerning her family."Some advisers to President Donald Trump were alarmed when they heard this news, the Post reports, because of the similarities to Clinton's email use. Trump has called Clinton "Crooked Hillary" for using a personal email account when she was secretary of state.Mirijanian sought to draw a specific contrast between Ivanka Trump's personal email usage and Clinton's, by noting that she did not have the server set up in her home or office."To address misinformation being peddled about Ms. Trump's personal email, she did not create a private server in her house or office, there was never classified information transmitted,  the account was never transferred or housed at Trump Organization, no emails were ever deleted, and the emails have been retained in the official account in conformity with records preservation laws and rules," Mirijanian's statement continues.White House officials were first made aware of Ivanka Trump's email usage through American Oversight's lawsuit. 2679

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