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OTAY MESA, Calif. (KGTV) - Want to save money on your next international flight? Tijuana’s airport can be a cost-cutting alternative to San Diego’s Lindbergh Field via the Cross Border Express (CBX). WHAT TO KNOW The nearly 400-foot-long CBX pedestrian bridge starts in Otay Mesa, east of Brown Field, and connects the United States with Aeropuerto Internacional de Tijuana. U.S. Customs and Border Protection Agents monitor the CBX. Passengers must have a plane ticket and passport to use the CBX. Only travelers may use the bridge; the CBX is not an open border entry. There is a fee to use the CBX, which can be purchased online or on-site. Concessions, including Starbucks, are available at the CBX. In addition to flights throughout Mexico, there are two non-stop flights available to China. SAVING MONEYFlights from Tijuana can be up to 40 percent cheaper than leaving from the U.S., according to CBX officials. Traveling within Mexico cuts down on airline fees and taxes.HOW TO GET THERE Travelers can drive to Otay Mesa and park in one of the CBX secured lots, which CBX officials say are well-lit and secured 24 hours a day. Daily parking rates start at . The CBX is also serviced by rideshare companies and taxi services. Shuttle services are provided for a fee to downtown San Diego, Lindbergh Field, San Ysidro, and Los Angeles area locations. 1370

People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304

Police in Northern California say a nurse driving home from her shift at a hospital was assaulted after she encountered a group of protesters who say she intentionally drove into the crowd. Santa Rosa police say they are investigating but add that video evidence does not show that the woman purposely drove into about 100 people marching Saturday night. The woman told officers she was punched in the face by a man who followed her after she drove away from a “swarm” of people blocking her vehicle. Protesters initially said a teenager on a bicycle had been injured but no victims have come forward to police."SRPD officers met with several protesters who believed that the driver of the SUV intentionally drove through the crowd. There was some discrepancy as to how fast the vehicle was driving. Several protesters provided video footage of the incident to the officers on scene," police said in a statement. "The videos show the protesters taking over all lanes of traffic on Sonoma Avenue, heading eastbound. It also showed it was dark outside. In the videos, it is clear that the vehicle is approaching the crowd and you can hear several people yelling profanities at the driver. At one point, protesters surround the vehicle and the vehicle is struck by several unknown objects and a skateboard. Because the vehicles’ path was blocked by protesters, the driver tried to maneuver her way out of the crowd until her path was clear. There is no indication from the videos that the driver was trying to run over protesters on purpose."Video of the incident has not been released. 1591

Our nation’s veterans and Gold Star families will receive free access for life to any national park, national wildlife refuge, and other federal lands.Beginning Veterans Day, which is Wednesday, the Department of Interior said they would permanently waive the entrance fees for them.“The Trump Administration is committed to honoring American patriots – the men and women who have served in our armed forces,” said Secretary Bernhardt in a press release. “With the utmost respect and gratitude, we are granting veterans and Gold Star Families free access to the iconic and treasured lands they fought to protect starting this Veterans Day and every single day thereafter.”To get the free pass, which is called America the Beautiful, veterans must provide a form of identification that would show they served in the armed forces or in the United States National Guard and Reserves.Gold star families are next of kin of a member of the United States Armed Forces who lost his or her life in a war, an international terrorist attack, or a military operation outside of the US while serving in the armed forces, the department said.With the pass, 2,000 federal recreation sites on more than 400 million acres of public lands, including Yosemite, Grand Canyon, Arches, and Mount Rushmore National Memorial, will be accessed.The department already waives fees for active-duty military service members. 1403

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