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SAN DIEGO (KGTV) - It is Tax Day, and if you’re like most Californians, you’re probably wondering what happened to the nice refund you’re used to getting. Or worse, you owe the government this year. So how do you Make it in San Diego on Tax Day? We found an expert who can help.It's the worst sticker shock imaginable. You're used to a little something back from the government every year in the form of a refund, but suddenly you find yourself with a hefty bill. And the feds don't look kindly on late payments."I always tell people: if you owe money, the first step is don't panic," says Ariel Jurow-Kleiman an Assistant Professor of Law at the University of San Diego. Jurow-Kleiman should know. She's helped people in this situation many times before as a tax attorney and now teaches tax law at USD. Here's the problem."The Federal tax laws were changed in a way that will dramatically affect California residents," explains Professor Kleiman.And that's probably what hit you, too. Many itemized deductions you used to get were either tossed out or capped. "It used to be you could deduct all of your state income taxes," adds Jurow-Kleiman.Now those California income taxes are capped at ,000. And your house, the interest on the mortgage was capped too - double whammy. So, if you owe, here's the first step: do not put off filing. "Absolutely, it is so important to file your taxes on time even if you think you're going to owe," says Professor Kleiman, emphasizing the point. There are penalties for filing late: 5% of your tax liability and up to a maximum of 25%. So, let's say you owe 00 and didn't file for a month, that alone will cost you at least an extra . So, file right away, and pay what you can now."There is interest, it fluctuates, right now it's 6%. It compounds daily so every day, every week that you owe there is a little bit more interest that's added on," warns Jurow-Kleiman.That compound interest can accrue quickly but Professor Kleiman says there are options. You could file for an extension and pay the full amount later. Or you could work out an installment agreement but know some fees could be tacked on. In some cases, paying off your taxes with a credit card could be cheaper than the interest from the government."If you're considering owing money to the government versus owing money to a private lender,” adds Professor Kleiman, “It's very often better to borrow money from a private lender and pay your taxes."However, Professor Kleiman adds that’s not always the case. She advises avoiding payday lenders or someone who charges very high-interest rates. And there is help, especially for those with low incomes, the elderly and the disabled.We have provided links to the Volunteer Income Tax Assistance Program and the local Taxpayer Advocate. For local low income clinics you can call the University of San Diego LITC at (619) 260-7470 or Legal Aid Society of San Diego LITC at (877) 534-2524.Finally, make sure you don’t fall into this situation again next year by checking that you have the proper withholding in your paycheck. You can discuss that with your Human Resources representative at work or a tax expert. 3181

SAN DIEGO (KGTV) -- If you are experiencing mental fatigue like never before, you are not alone. Many people who are used to forging ahead in times of crisis, like this coronavirus pandemic, say the feeling is unfamiliar. Emily Chandler of Vista says she never could have imagined her kids would still be distance learning in the fall. "This has been going on so long, and I'm just exhausted," Chandler says. Her three sons are in three different schools and her oldest, Timmy, has autism. Helping them all with school means studying up on things herself. Marriage and family therapist Serene Carruthers, of Sharp Mesa Vista Hospital, says what Chandler is feeling is tied to the seemingly endless nature of the pandemic."It really is because our body is built to respond to stressful events typically that last for a duration of a short period of time," says Carruthers. "Some experts call it surge capacity. Like a battery our adaptive system can provide us with the mental, physical and emotional power to survive a short-term emergency. Then it needs to be recharged which is easier said than done during a pandemic because for many people, their self-care rituals have been upended or canceled.""It is a very lonely time and I'm not getting that energy, that recharge," says Chandler. Carruthers says not to underestimate the power of play, which is free and can be done anywhere. She also recommends shifting expectations, maintaining connections with loved ones, keeping a gratitude journal about the good in your life, and exercising even if it's just walking in your home. Chandler says the reopening of her gym helped her feel like herself again, and she and Carruthers both say it's all right to ask for help, which Chandler says she's glad she did."I got on an anti-anxiety medication and I'm not embarrassed about that. It's really, really helped me," Chandler says.What has also helped is her boys have been troopers, making it clear that sometimes the biggest challenge can also bring the greatest joy. 2031

SAN DIEGO (KGTV) -- It used to be a landline was the source of unwanted phone calls, but now it's our cell phones.Glynnis Hubbard, like countless other Americans, is frustrated and fed up with the constant ringing, "Between 5 and 10 I'd say a day sometimes.""I had one today about an expired warranty. It didn't say about what, but somebody who's a little less savvy will call that number back and give them who knows what information," Hubbard said. And that's where it becomes more than just annoying, robocalls and scammers can be costly and even dangerous. RELATED: Americans received 4.1 billion robocalls in JuneJonathan Sasse and his team at First Orion specialize in call management. According to their data, nearly half of all the calls to our cell phones will be scammers as of 2019.But there are things you can do. First, check with your carrier about the services they offer.  The next option is an app for your phone. Depending on your device there are several out there. "They aren't foolproof but its better than nothing and it's a good opportunity to give you a window into who's calling you and why they might be calling you, " said Sasse.RELATED: 'Spoofing' scams steal your phone number; How to protect yourself from robocallsAnd if you're wondering about that "Do Not Call List", Sasse has an explanation,   1380

SAN DIEGO (KGTV) -- In response to growing community outrage over a man who was released on bail a day after being arrested on attempted kidnapping charges, the San Diego County Sheriff's Department has released surveillance video of the incident in hopes of alleviating concern.The incident happened Sunday just before 3 p.m. in the parking lot of Costco Warehouse located at 1755 Hacienda Drive in Vista.A couple and their two small children were backing out of a parking stall when the suspect opened the rear vehicle door. The suspect attempted to remove the 2-year-old child from the car.Adam Glavinic, 37, was arrested for attempted kidnapping and being under the influence of a controlled substance and was booked into the Vista Detention Facility.Outrage ensued following reports that Glavinic was released from jail on a 0,000 bail the next day.WATCH: Growing outrage over attempt kidnapping suspect's release on bail"The Sheriff's Department in partnership with the D.A.'s Office are now releasing the video due to understandable concern from community members," said Lt. Ricardo Lopez, Media Relations Director for the San Diego County Sheriff's Department."It is understandable that anytime an incident involves a child in the vicinity of an event, it can produce fear and anxiety on the part of parents and community. This is why law enforcement prioritizes these cases and focuses on the evidence," said Lopez.The surveillance video the sheriff released Thursday night shows Glavinic walk up the driver's side of the family's white SUV. The SUV begins slowly backing out of the stall, and that is when Glavnic reaches for the rear passenger door handle. 1678

SAN DIEGO (KGTV) - If you want to unwind from a busy day or stressful week, 10News has rounded up San Diego County spots that may provide the break you need. While booking a massage, heading to the backcountry for a trek, or a few hours of surfing may help, there are more options around town. We have a list of options you’ll want to consider for relaxation. Maple Canyon Hike There’s no need to drive to the mountains to connect with nature. The Maple Canyon trail, which connects Bankers Hill with Little Italy, takes you down a winding path through a canyon filled with towering trees. If you park on Fourth Avenue, you can enjoy the Quince Street footbridge before you access the trail. Third Ave. between Redwood and Quince Streets. Windansea Beach 762

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