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WELLINGTON, New Zealand (AP) — New Zealand's prime minister says authorities have found four cases of the coronavirus in one Auckland household from an unknown source, the first cases of local transmission in the country in 102 days. Jacinda Ardern says Auckland, the nation’s largest city, will be moved to Alert Level 3 from midday Wednesday through midnight Friday, meaning that people will be asked to stay at home and bars and many other businesses will be closed. “These three days will give us time to assess the situation, gather information, make sure we have widespread contact tracing so we can find out more about how this case arose and make decisions about how to respond to it once we have further information,” Ardern said at a hastily called news conference late Tuesday.She said that traveling into Auckland will be banned unless people live there and are traveling home.She says the rest of the country will be raised to Level 2 over the same time frame. The country has been praised globally for its virus response. 1043

WASHINGTON, D.C. – President Donald Trump and the first lady were greeted with boos Thursday as they visited the Supreme Court to pay their respects to the late Justice Ruth Bader Ginsburg.As Trump stood next to the justice's casket, a crowd chanted “vote him out” and “honor her wish,” referring to Ginsburg’s request that the next president should fill her open seat.Just days before her death, Ginsburg’s granddaughter, Clara Spera, says the justice dictated this statement to her, “My most fervent wish is that I will not be replaced until a new president is installed.”Ginsburg died last week at the age of 87. She is currently lying in repose at the Supreme Court for a second day.The president will announce his candidate to replace Ginsburg on Saturday. His decision to name a candidate and the Senate’s decision to quickly hold hearings ahead of the November 3 election has sparked controversy.Hundreds of mourners passed by her coffin Wednesday outside the Supreme Court, following a ceremony including Ginsburg’s family, close friends, colleagues from the court, and more than 100 former law clerks.Friday, Ginsburg’s coffin will be moved to the U.S Capitol, where she will become the first woman to lie in state since the honor started in 1852.A private graveside ceremony will be held next week at Arlington National Cemetery. 1347

WASHINGTON, D.C. – Joe Biden is projected to win the presidential election and become the 46th president of the United States, according to The Associated Press. Watch President-elect Joe Biden address the nation below.The win is historical in several ways. At 77 years old, Biden is now the oldest president-elect in U.S. history. The defeat over President Donald Trump also marks the first time an incumbent president has lost in the U.S. since George H.W. Bush was ousted by Bill Clinton in 1992.Biden's running mate, Sen. Kamala Harris, will also become the first female vice president in the nation's history, as well as the first African American VP and the first person of South Asian descent to hold the office.“Don’t tell me it’s not possible in the United States. It’s long overdue,” President-elect Biden said Saturday night of electing Kamala Harris as Vice President. “Once again, America has bent the arc of the universe more toward justice."During Saturday night's remarks, Vice President-elect Harris started with remarks about democracy. “America’s democracy is not guaranteed, it is only as strong as our will to fight for it, to guard it, and never take it for granted," said Vice President-Elect Kamala Harris.She also had a strong message for women and girls who were watching."While I may be the first woman in this office, I will not be the last," Harris said. The projected victory comes four days after Election Day. The former vice president earned enough votes in crucial battleground states to exceed the 270 electoral votes needed to claim victory Saturday.Biden's win in Pennsylvania put him over the 270 threshold and less than an our later, the AP projected he would also win Nevada, bringing him to a total of 290 electoral votes.Along with the Keystone State, Biden was able to pull Michigan and Wisconsin back into the Democrats’ corner after the party lost the upper Midwest states known as the “blue wall” in the 2016 presidential election.Saturday night, Biden had a message of unity and said he would focus on bringing the country together in his time in office."To make progress, we have to stop treating our opponents as our enemies. They are not our enemies, they are Americans," President-elect Biden said. “I’ll work as hard for those who didn’t vote for me as those who did.”He added, "We have an opportunity to defeat despair," and said there is nothing Americans have "tried that we cannot accomplish." Biden released the following statement about his projected win: 2521

WASHINGTON (AP) — Senate Majority Leader Mitch McConnell says that he's scheduling a procedural vote on a GOP COVID-19 relief bill for next week. He says aid to hard-hit businesses shouldn't be held up by gridlock involving other aid proposals. The Kentucky Republican says in a statement Tuesday that the Senate will take a test vote Oct. 19 when the chamber returns on Monday."We don’t agree with Speaker Pelosi that “nothing” is better than “something” for workers," McConnell tweeted. "Senators will vote on more relief next week, including more PPP money to stop layoffs. We’ll be able to pass it before we turn to Judge Barrett's nomination unless Democrats block it again." 688

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196