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An operation is underway to evacuate thousands of tourists after a deadly earthquake that rocked some of Indonesia's most idyllic islands late Sunday night.At least 98 people, all Indonesian nationals, were killed when the 6.9 magnitude quake struck the popular tourist island of Lombok, Indonesian authorities said Monday. More than 200 were also injured.The majority of those killed in the quake were hit by falling debris from collapsing buildings, said Sutopo Purwo Nugroho, the head of Indonesia's disaster management department.In total, an estimated 20,000 people have been displaced by the massive earthquake, Nugroho said.Dramatic video tweeted by authorities showed hundreds of people, many believed to be foreign vacationers, crammed onto a beach on the island of Gili Trawangan as evacuation measures got underway.Emergency personnel were racing to evacuate thousands of tourists from the three small Gili Islands as night began to fall. The islands, famous for their white sandy beaches and clear waters, are located near the epicenter of the quake on Lombok.Earlier rescue efforts were hampered by shallow waters, but rising sea waters mean nine ships are now expected to dock on the islands.So far, up to 2,700 tourists have been moved from the Gili Islands, according to Nugroho. He added that Lombok's airport was now open around the clock and had significantly increased its flight schedule.The epicenter of the quake was in northern Lombok, a more residential, less developed part of the island. The majority of Lombok's tourist resorts are on the island's southern coast.British tourist Mike Bennett, stranded on the island of Gili Meno along with around 100 other people, told CNN he faced an anxious night ahead."It's getting dark now," he said. "There's no power, there's no water, we're going to hold out and just see what happens tomorrow."  1879

ARLINGTON, Texas (AP) -- Wil Myers hit a first-inning grand slam and the San Diego Padres, with Fernando Tatis Jr. again leading the charge, beat the Texas Rangers 6-4.Tatis fueled a 14-4 rout Monday with a grand slam and seven RBIs. His homer came on a 3-0 pitch from Juan Nicasio in the eighth inning, rankling Texas manager Chris Woodward and the Rangers over what they perceived as breaking one of baseball's unwritten rules.In Tuesday’s game, Tatis singled and scored on Myers' slam.Jurickson Profar added a 2-run shot in the fourth inning. Later in the inning, with the Padres ahead 6-0, Tatis stole third base. The stolen bag, his sixth of the season, put him into a tie for the MLB lead.The Rangers scored four times in the bottom of the fourth off reliever Javy Guerra, but the much-maligned Padres bullpen weathered the storm and made the 6-4 lead stand.Cal Quantrill got the final out for his first save. 923

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

Amid a resurgence of coronavirus cases nationally, the CDC said it expects to see coronavirus-related deaths increase in 11 states through July 24.The states on the CDC’s radar are Arizona, Arkansas, Florida, Idaho, Nevada, Oklahoma, Oregon, South Carolina, Texas, Utah, and Wyoming. The CDC said these 11 states will likely exceed the number reported over the last four weeks.The rest of the country should see either the same or fewer deaths related to the coronavirus over the next four weeks.The CDC projects that 11,000 to 31,000 Americans will die from the coronavirus between now and July 24. 607

An Idaho woman reported to the Nampa Police Department Tuesday night that her 6-year-old son had been given a small bag of marijuana while out trick-or-treating.She reported that she had been going through his candy bag and found the small plastic baggie that appeared to contain marijuana. She brought the baggie to the Nampa Police Department and turned it over to officers.   Nampa Police field tested the substance found in the candy bag and it indeed tested “presumptively positive” for marijuana, said Nampa Police Sgt. Tim Riha.“Officers obtained the route that (the child) took while out trick-or-treating. (The child) had been to several houses in that area, but it is unknown which house provided the marijuana to the trick-or-treater,” Riha explained.  The baggie that contained the marijuana will be sent to the lab for fingerprint testing, he added.The incident is still under investigation.  The Nampa Police Department reminds parents to inspect all candy and items obtained by their kids while out on Halloween.“If any candy looks like it has been tampered with or opened, it is best just to throw the item away. Be wary of allowing children to consume any homemade treats and fully inspect all other items,” Riha advised. 1276

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