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Special counsel Robert Mueller's team has so far discussed with President Donald Trump's lawyers four main topics they want to talk about with the President.According to two sources, the areas that the special counsel investigators have indicated they want to pursue with Trump are the President's role in crafting a statement abroad Air Force One that miscast Donald Trump Jr.'s campaign June 2016 meeting with Russians in Trump Tower, the circumstances surrounding that Trump Tower meeting as well as the firings of FBI Director James Comey and national security adviser Michael Flynn.One of the sources said the bulk of the topics conveyed surround the President's actions with the Comey and Flynn firings.The topics are not the extent of Mueller's interest, but, based on discussions between the two sides, they represent significant areas of focus so far for a Trump interview.CNN previously reported that after presenting some topics weeks ago, Mueller's team got more granular in a face-to-face meeting. The two sides are still discussing a potential interview and other topics include Attorney General Jeff Sessions' involvement in Comey's firing as well as the President's knowledge of Flynn's phone calls with the Russian ambassador.A source familiar with the matter says the President's legal team has created dozens of potential questions Mueller's team could ask in an interview based off the topics that have been conveyed verbally. Both sides could come to terms on whether there will be a sit-down interview in the coming weeks, according to a source familiar with the matter.The focus on Trump himself in Mueller's pursuits has alarmed and angered the President, who adhered to a legal strategy of holding back set by his attorney John Dowd and White House special counsel Ty Cobb, who have said for months the investigation was likely to conclude soon. On Twitter Wednesday, the President pointed to Alan Dershowitz, the Harvard Law professor, who questioned the appointment of a special counsel.The President called the investigation a "witch hunt" earlier in the week.As the investigation seems to be intensifying, the President, according to multiple sources, is convinced he needs to take the reins of his own legal strategy. His recent pushes include the hiring of attorney Joe diGenova and overtures made to other lawyers like former Solicitor General Ted Olson, who declined to take a job this week.A source familiar with the matter said the legal team could add more lawyers as they enter "the next phase" of deciding what to do about a potential interview between Mueller's team and the President.Trump also continues to speak regularly with Marc Kasowitz, his longtime lawyer who stepped back from leading the team months ago but remains involved.Kasowitz has long recommended that Trump take a more aggressive posture toward the Mueller investigation. That strategy was on the backburner as Dowd and Cobb worked with Mueller. Now that has all changed, as the President has reverted to his initial strategy to attack. An experienced cable news commentator, diGenova shares the President's view that the FBI and the Department of Justice have waged a corrupt battle against him.Trump's shift to managing his own legal strategy has distressed some of his lawyers. While current attorney Jay Sekulow and diGenova are friendly, lead attorney Dowd was blindsided and insulted by the President's change -- and privately threatened to quit, according to two sources.If Dowd were to leave, the other attorneys worry the change could spell disaster in their ongoing negotiation with Mueller about the President testifying. Dowd has been the main point of contact with the special counsel's team throughout the investigation. One source dismissed questions about Dowd's departure, saying that Dowd makes such threats from time to time.White House deputy press secretary Raj Shah said during an interview on Fox News Tuesday morning that there will be "no changes to the White House legal team.""We will not comment about conversations with lawyers with whom we have or have not had conversations," Sekulow said Tuesday.Trump has had trouble finding lawyers to represent him since Mueller's investigation started.Part of the hang-up for many lawyers in Washington has been the perception that the President is a politically unpopular and difficult client, one who doesn't always take the advice of his attorneys, according to multiple sources familiar with conversations with Washington attorneys.Over the weekend and Monday, Trump shouted on Twitter about the "WITCH HUNT" he perceives from Mueller. The White House was forced to declare it would not fire Mueller, even after Dowd said in an interview on Saturday that the special counsel's investigation should end. According to two sources, Trump encouraged Dowd to speak out.The President's lawyers would not be surprised if Cobb left his post, since he has essentially completed his tasks of providing witnesses for interviews and documents to Mueller, sources said. But Cobb has made it known that he would like to stay through the President's interview, if there is one.Yet Mueller's federal grand jury in Washington continues to meet weekly or more often to review evidence and hear testimony, and has even welcomed at least two witnesses in past weeks, former Trump campaign adviser Sam Nunberg and foreign policy expert George Nader, who attended meetings between foreign officials and Trump's advisers during the campaign and presidential transition. 5586

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Several firefighters were able to save an American flag while working to put out the flames of the Lake Fire in California late Wednesday night.The Los Angeles County Firefighters Local 1014 union, which posted the dramatic video, showed crews pulling the flag down off a pole as flames raged around them. 313

Slowly but steadily, caravan migrants who trekked across Mexico are pleading their cases to US authorities on why they should be granted asylum.Nearly half of them have now been accepted to begin processing by US authorities at the border with Mexico, Alex Mensing -- whose group, Pueblo Sin Fronteras, organized the caravan -- said Wednesday.Caravan organizers said 49 Central American migrants began asylum processing on Wednesday, bringing the total of those accepted for processing to 74.On Tuesday, 17 Central American migrants were taken in by US Customs and Border Protection (CPB) for asylum processing, said Viridiana Vidal, whose group Pueblo Sin Fronteras organized the caravan.The group was predominately made up of mothers and their children.However, CPB says it processed 28 between Monday and Tuesday. Figures for Wednesday were unavailable. 864

Spending a year in space not only changes your outlook, it transforms your genes.Preliminary results from NASA's Twins Study reveal that 7% of astronaut Scott Kelly's genes did not return to normal after his return to Earth two years ago.The study looks at what happened to Kelly before, during and after he spent one year aboard the International Space Station through an extensive comparison with his identical twin, Mark, who remained on Earth.NASA has learned that the formerly identical twins are no longer genetically the same. 561

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