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(KGTV) - Is a Danish bank really now offering the world's first negative interest rate mortgage?Yes.Jyske Bank has begun offering a 10-year mortgage at -0.5%Borrowers will make a monthly repayment as usual, but the amount still outstanding will be reduced by more than the borrower has paid.The bank can do this because it's able to borrow from institutional investors at a negative rate and is passing it along to customers.Of course, there are still fees and charges, so in the end the borrower will likely end up paying back a little more than they borrowed. 569

(KGTV) - Days after her royal wedding to Prince Harry, the Duchess of Sussex has been bestowed her very own coat of arms, Kensington Palace announced.With personal touches such as poppies representing her home state of California and wintersweet which surrounds her new home at Kensington Palace, Meghan Markle's coat of arms was designed to be both personal and representative.A blue background on the shield is meant to represent the Pacific Ocean and two golden rays signify the sunshine of California. Three quills on the shield represent communication and the power of words.RELATED: Prince Harry and Meghan Markle, Duke and Duchess of Sussex, release official Royal Wedding photosOn each side of the shield are "supporters," which include a songbird and lion wearing a crown for Markle.For wives of members of the royal family, it's tradition to have one of the supporters of their husbands in addition to their own. Markle's supporter is a songbird "as if flying and an open beak, which with the quill represents the power of communication."Markle worked closely with the College of Arms throughout the design process and her coat was approved by Queen Elizabeth.PHOTOS: Scenes from Prince Harry and Meghan Markle's?royal wedding"Good heraldic design is nearly always simple and the Arms of The Duchess of Sussex stand well beside the historic beauty of the quartered British Royal Arms," Thomas Woodcock, Garter King of Arms and Senior Herald in England, said. 1511

(KGTV) - Fact: students with involved parents, no matter their income or background, are more likely to:Earn higher grades and test scores, and enroll in higher-level programsBe promoted, pass their classes and earn creditsAttend school regularlyHave better social skills, show improved behavior and adapt well to schoolGraduate and go on to post-secondary educationIs your child in a position to succeed? Are you in a position to help? Much of what you need for a positive start to the school year is available online, if you know where to look. 10News has done the navigation for you and put together this web guide for your district.District OverviewBonsall Unified School DistrictEd-Data provides you with interactive, at-a-glance information about your district, including:Student DemographicsStudent PerformanceLocal Revenue ElectionsFinancial DataSchool Directory/District MapsClick here for a list of schools in the districtNew to the district? Click here to find your school by address.Bell Times/Bus InformationWhen does school start? When do classes end? And when does the bus show up? Here are the links you need, including how to get in touch with the Transportation Department.Bell times/bus schedule (contact individual schools)Transportation Services: Parent informationSchool MenusClick here for the most recently posted menus for breakfast, lunch, and snack options for each grade level.Click here for nutrition services information and FAQs, such as making special dietary requests.Parent PortalClick here for the District's main parent resource page. Turn to this website for information about important district forms, engagement opportunities, and parent FAQs.AccountabilityIs your school showing academic progress? How much is the district paying its administrators? How many discipline problems are there in the classroom? 10News has collected the data to help hold your district accountable.Transparent California: District Salary DataSchool Accountability Report Cards (SARC)Classroom Behavior/DisciplineSchool BoardThe Board of Education provides policy and financial oversight for the district.Main PageBoard Meetings and Agendas 2166

(KGTV) -- As Californians try to rebound from this pandemic, many have turned to an online group to get answers about unemployment and benefits.Erica Chan started the Facebook group “Unofficial CA unemployment help” in March. She is in the film industry, which has mostly been shut down during this pandemic. With the help of others, like Ruddy Salazar, they have grown the page to more than 40,000 members.Salazar knows the frustration of dealing with the Employment Development Department firsthand. He has been on both disability and unemployment. “I’ve actually had to call three times now. The first two times took around 300 calls,” Salazar said. “I think it’s frustrating to see that this many people need that help. That our government isn’t there,” Chan said. Questions on the Facebook page range from the application process, identity verification, benefit extensions, and how to actually reach someone in the EDD office to help.They hope the group can give people an avenue to avoid having to call the EDD. Chan also started a separate website to help centralize all the questions about unemployment that she has seen over the past several weeks. “I like to feel like we’re providing that kind of service of generating that community and cultivating it,” Salazar said. 1288

(KGTV) - Is California really banning Hunt's "Manwich" sauce because it's not gender-neutral?No.A meme going around is just satire, inspired by a proposed law in Berkeley.That law would eliminate several gendered terms from Berkeley's municipal code.For example, the word "manpower" would be replaced by "work force."But there is no move to ban the word "Manwich." 372