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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068

AP-NORC poll: About a quarter of U.S. adults aren’t sure if they want to get COVID-19 shots. Roughly another quarter say they won’t, and for most, their minds are made up. MORE: https://t.co/aXTvrdpCp1 pic.twitter.com/VInDaD8zmV— The Associated Press (@AP) December 9, 2020 287

ARCADIA (CNS) - A 2-year-old colt collapsed onto the turf during Sunday's third race at Santa Anita Park and was euthanized a short time later, becoming the first fatality of the track's racing season, which began Saturday."During race 3 at Santa Anita Park, Ebeko sustained an injury to his left front leg. Ebeko was immediately attended to by track veterinarians and triaged on the turf course. Given the extent of the fracture and the nature of the injury, it was unfortunately determined that it was an unrecoverable injury," Santa Anita announced.Ebeko was trailing the entire race, and fell face-first into the turf after his injury. He was trained by Peter Miller, and was ridden Sunday by jockey Joel Rosario. Rosario was examined by Santa Anita's first-aid staff and although he missed race 4, he was cleared to ride the remainder of the afternoon.Santa Anita debuted a new turf course chute on Saturday, but Sunday's third race did not take place on that course, according to track publicist Mike Willman.Ebeko will undergo a necropsy at UC Davis' school of veterinary medicine, as is mandatory for all on-track fatalities."The accident and the necropsy report will be reviewed by a team to learn what, if anything, could have been done to have prevented the accident," Santa Anita said.The track had just marked an opening day record pari-mutuel handle on Saturday, despite fans being barred from attending due to the coronavirus pandemic. More than million was bet on the 11-race card on the Arcadia track's 84th opening day, breaking the previous record of ,491,016 set on Dec. 26, 2018, also for an 11-race card.Santa Anita had no equine fatalities during its 16-day autumn meet, which concluded Oct. 25. Sixteen horses died in racing or training-related incidents during Santa Anita's 2019-20 winter/spring meet, which ended June 21.The unraced 2-year-old filly Penelope Rose fractured her right front humerus while galloping during a workout at Santa Anita on Dec. 16 and was euthanized. 2018

ANAHEIM (CNS) - A man working in a trench at Disneyland in Anaheim suffered fatal injuries Thursday when a steel plate fell on him. Paramedics were called to the park about 3:20 a.m., a Metro Net Fire dispatcher said. Javier Jimenez, a 37-year-old West Covina resident, was pronounced dead shortly after arriving at the hospital, according to Carrie Braun, a spokeswoman for the Orange County Coroner's Office. Jimenez was working for a contractor installing piping for a heating and air conditioning system outside of the theme park on Disneyland property, according to Anaheim police Sgt. Daron Wyatt. Wyatt said a crane carrying a large pipe accidentally struck a cross beam, which knocked over a large metal plate shoring up a wall. He said the metal plate knocked over the worker, who was in an 8- to 10-foot-deep trench. ``We are saddened by this tragic accident involving a contractor and on behalf of Disneyland Resort extend our deepest sympathies to Mr. Jimenez's family, friends and co-workers,'' said Liz Jaeger, a Disneyland Resort spokeswoman. 1065

Apple One is now available, including a free trial and pricing information. So, what is it?It’s not a streaming service, it’s a “bundle” of Apple products.Apple One is a subscription plan from Apple that brings together up to six of their services, across all devices, for one price. Depending on the plan, the products could be shared with up to five people.The opportunity to bundle products was announced at an Apple event earlier this year, without a launch date. It is now available in the app store and their website.The three tiers were announced this week. The cheapest level is .95 a month, and includes Apple Music, Apple TV+, Apple Arcade, and 50GB on iCloud for one person.The family plan includes those four products, for up to five people, at .95 a month.The top tier premier plan is .95 a month, and includes the same four products, plus AppleNews+ and AppleFitness+ (which has not launched yet).Compared to purchasing the individual products, if a person wanted to purchase all of them, the individual plan will save a person a month, the family plan saves a month, and the premier plan saves a month.Subscriptions work across Apple devices, including iPhones, iPads, Apple TV’s, and Mac computers.Apple is offering a free month-long trial. 1283

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