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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556
ANTIOCH, Tennessee (WSMV) -- Exactly one week after a gunman opened fire on a Waffle House in Antioch killing four people and injuring others, community members gathered at the site to remember the victims.At exactly 3:20 this morning, people held a moment of silence, prayers and sang a song at Waffle House in honor of the victim's of last week's shooting.The group Partners in the Struggle organized the event at Waffle House this Sunday morning so that the community could gather in prayer as well as offer comfort and support to those affected by last week's shooting."What I would tell the families is [to] stay strong," said Earl Jordan of Partners in the Struggle. "God's grace and mercy [are] tremendous and we're praying. We're praying for them. We're praying for James Shaw Jr. Thank God for him, for coming out of his own self to save himself and save others."Supporters say the goal of the event is to continue the healing process and help the community move forward from the terrible tragedy.At 7 a.m., community members held another moment of silence, "standing tall" five minutes for or each of the eight victims of the Waffle House shooting.The group stood silently for 40 minutes total. 1212

An attorney for President Donald Trump's personal lawyer Michael Cohen was provided secret information about House Intelligence Committee testimony from another committee witness, a sign of the growing discord engulfing the Russia investigation, according to a source with direct knowledge of the matter.In December, an attorney for David Kramer -- an associate to Sen. John McCain who had met with former British intelligence agent Christopher Steele -- sent a letter to the House Intelligence Committee accusing the committee's Republicans of leaking information about Kramer's December testimony to the attorney of another witness.The attorney, Larry Robbins, was referencing a conversation with Cohen's attorney Stephen Ryan in which Ryan brought up Kramer's testimony, according to the source. After the conversation, Robbins sent the committee a letter demanding to know why a committee official had shared secret testimony with another lawyer, but instead his client was subpoenaed by House Intelligence Chairman Devin Nunes to return before the committee on short notice.Leaking testimony to another witness is a violation of committee rules. And the fact that Cohen is alleged to have been the recipient of leaked information raises new questions about whether a key player in the President's orbit received private information about an investigation examining whether the Trump campaign colluded with Russia in the 2016 elections.CNN first reported last month on the accusation that Kramer's testimony had been leaked to another lawyer. The Daily Beast first reported that Cohen's attorney was the recipient of the alleged leak.Kramer was of interest to the committee because of his role connected to the dossier written by Steele, which Nunes and other Republicans have sought to discredit. Kramer, who worked for McCain's think tank at Arizona State University in 2014, met with Steele in 2016. He and McCain then met with a former British ambassador to Russia who worked with Steele, according to UK court filings, and ultimately Kramer worked with Fusion GPS to obtain hard copies of the dossier.Cohen and his attorney did not respond to requests for comment. Robbins also did not respond to a request for comment.Emily Hytha, a spokeswoman for Rep. Mike Conaway, the Texas Republican running the committee's Russia investigation, told the Daily Beast that witness testimony was not shared improperly."Any accusation that a witness's testimony was shared with another witness or their lawyer is unequivocally false," she said. Hytha did not respond to a CNN request for comment.Cohen was interviewed by the House Intelligence Committee last year. His name has resurfaced in recent weeks over a 0,000 payment made in the weeks before the 2016 election to porn star Stormy Daniels, who allegedly had a sexual encounter with Trump in 2006.There have been complaints about leaks from the committee coming from both sides of the aisle. Last week, there were suspicions in the Senate Intelligence Committee that the House Intelligence Committee Republicans had leaked Sen. Mark Warner's text messages with a lobbyist, although Senate Intelligence Chairman Richard Burr denied his committee had reached that conclusion.And House Intelligence Committee Republicans accused Democrats of asking White House communications director Hope Hicks leading questions in order to leak that she had told white lies for Trump. 3481
Arrest Made, Additional Information Sought in Galleria ShootingMontez Moses Miracle Coleman 22 years oldBirmingham, AL- Capital Murder No Bond- 3 counts of Assault 2nd degreeNo BondPress release: https://t.co/lZrv4Jg8up@CSMetroAL #hooverpd pic.twitter.com/AVF0cAFtTd— Hoover Police Dept (@HooverPD) July 5, 2020 322
An Atlanta newspaper is reporting that White House Chief of Staff Mark Meadows hosted a large wedding for his daughter that appeared to violate a Georgia order and city of Atlanta guidelines aimed at stopping the spread of COVID-19. But the president of the Biltmore Ballrooms Atlanta's event planning firm said in a statement to The Associated Press that it verified ahead of time that it would be acting within the law and in compliance with the governor’s order. The Atlanta Journal-Constitution reports that it reviewed photographs of the indoor wedding with about 70 guests on May 31 that show social distancing guidelines weren't followed. 653
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