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The services Wang referred to consist of a set of electronic devices installed in the bank, including the "touch-and-go" device, a massive touchscreen that allows customers to peruse different banking services by swiping their fingers across its surface.

China has been importing foreign literature a lot while exporting in a very small amount, A Yi said.

The increasing application of technology has raised concerns about the machines eventually replacing bank staff. Dong said only about a third of traditional bank employees are qualified to work in smart banks.

Meanwhile, Japanese companies have called off business trips between the two countries, a sign that booking cancellations could increase as the tensions remain high over the Diaoyu Islands in the East China Sea, which are claimed by both countries.

Last year, China's national natural science foundation earmarked 170 million yuan (26.7 million U.S. dollars) in funding for nearly 300 projects related to genetic and biological studies, double the amount spent in 2010, according to Yang.