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That scene from “Friends” when we find out Ross is still a patient at his pediatrician’s office is getting more common for young adults.One reason is young adults can stay on a parent's insurance until they are 26 years old so it's easier and more affordable to stick with the same doctor.There are downsides though.“If they start to get medical conditions, high blood pressure, hypertension, adult onset diabetes, those more … adult medical conditions, that’s an appropriate time to say, ‘hey maybe it’s time to transition to an adult provider,’ ” said Dr. Christina Johns with PM Pediatrics. The pediatric emergency physician says one benefit of staying on with a pediatrician longer is the patient continues to see someone familiar with their medical history, especially for those with chronic childhood health issues. And she says it prevents the young adults from moving into another trend she's noticing — relying solely on emergency room and urgent care only.“There really does seem to be a large group of adults who use those places as their primary care,” the pediatrician said. “It’s really important to have a relationship with a primary care doctor.”Johns says when young adults become parents and when women need regular OB/GYN care, those are also appropriate times to transition away from a pediatrician.The American Academy of Pediatrics discourages transitioning away from pediatric care solely based on age. Their position is that it’s a decision between a patient and their doctor. It should take into account meeting the needs of the patient and the abilities of the doctor. 1606

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

The observatory atop the Empire State Building has a dizzying new look with floor-to-ceiling, 360-degree windows 102 floors above New York City.The remodeled observatory opens to the public Saturday. It was unveiled to the media Thursday.More than 4 million annual visitors to the 1931 Art Deco skyscraper — about 60% from abroad — will be offered an unobstructed view of the city and far beyond through panoramic floor-to-ceiling sheets of glass. They replace old windows that were half the size.For a nocturnal view of New York, visitors have until 1:15 a.m. to take a new, high-speed, translucent elevator to the 102nd floor. Now visible from the interior on the way up are the building’s tower lights, whose colors change daily to celebrate holidays or people.On the way up to the high new perch are an additional 10,000 square feet (930 sq. meters) of fresh exhibits, including a replica of the moving hand of King Kong, the monster gorilla in the 1933 film that climbs the building, plunging to its death amid an attack by Helldiver military planes.Also on display are photos of actors in movies shot there.The cost to get to the observatory at 1,250 feet (380 meters) above Fifth Avenue has not changed. But now, visitors are promised shorter lines that have often stretched out onto Fifth Avenue, spilling into an elbow-to-elbow lobby crowd before even getting into an elevator.The entrance to the observatories has been switched to the side of the building on West 34th Street, where added security stations help move the crowd along. Tickets may be purchased at electronic kiosks installed only last year, in addition to online purchases.The building also has remodeled its famous open-air observatory on the 86th floor, which still requires a ticket. Walls were opened between the interior space and the open-air terrace so city views emerge immediately after exiting the elevators.The four-year project cost 5 million and was financed by Empire State Realty Trust Inc.Remodeling was a daunting task, said project manager Robert Krizman.Workers mounted metal baskets suspended outside the 103rd floor, wearing harnesses attached to the building. From there, they removed defunct broadcast antennas weighing 200 pounds each, jutting out from the top and bottom of the old windows.Their work station was an aluminum and wood cocoon ringing the 102nd floor for months while the old walls were demolished. 2435

The catastrophic fire at the Notre Dame Cathedral could have been caused by a burning cigarette or an electrical malfunction, French prosecutors said Wednesday.A preliminary investigation into the April fire, which devastated large parts of the 850-year-old church, found no signs that the blaze was started deliberately, Paris prosecutor Remy Heitz said in a statement.Investigators carried out a hundred witness hearings during the preliminary investigation, which concluded on Wednesday, Heitz said.Prosecutors are now looking into the possibility of negligence and said they were opening a judicial investigation."If certain failings -- which may explain the scale of the fire -- have been brought to light, the investigations carried out to this date have not been able to determine the causes of the fire," Heitz said.Heitz said the judicial investigation would be carried out "on the grounds of involuntary damage by fire due to a manifestly deliberate breach of a duty of care or safety imposed by law or regulation, which occurred under conditions likely to expose persons to bodily harm." 1110

The Bengals are “livid” after catching a video crew contracted by the Patriots taping their sideline from the press box in Cleveland Sunday, according to 166