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The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626

The Michigan Department of Health and Human Services is committed to respecting human dignity and protecting the health, safety and well-being of vulnerable adults. Adult Protective Services takes very seriously its responsibility to protect vulnerable adults. APS follows policies put in place to help understand and respond to each unique situation, and when necessary, works with partners in the court who make the final decision on what’s best for these individuals. Adult Protective Services aims to provide the least-restrictive services that are necessary to keep a vulnerable adult safe. The department is looking into the concerns that have been expressed. 673

The home that served as the exterior to the hit show "The Golden Girls" is on sale in California for .9 million.According to the listing, the four-bedroom home was built in 1955 by award-winning Hawaiian architects Johnson and Perkins."Natural colors and textures create a tranquil atmosphere and sliding shoji screens, and built-in cabinetry subtly defines space," the listing stated. "Pristine original oak floors and the original turquoise, avocado, and yellow kitchen are among the beautifully preserved period details." 534

The government of the Democratic Republic of Congo declared an outbreak of Ebola hemorrhagic fever, a rare and deadly disease, on Tuesday, the World Health Organization reported. The declaration came after laboratory results confirmed two cases of the disease in the province of Bikoro."Our top priority is to get to Bikoro to work alongside the Government of the Democratic Republic of the Congo and partners to reduce the loss of life and suffering related to this new Ebola virus disease outbreak," said Dr Peter Salama, WHO Deputy Director-General, Emergency Preparedness and Response. "Working with partners and responding early and in a coordinated way will be vital to containing this deadly disease."This is Congo's ninth outbreak of Ebola virus disease since the discovery of the virus in the country in 1976. In the past five weeks, there have been 21 suspected cases of viral hemorrhagic fever, including 17 deaths.Ebola virus disease, which most commonly affects people and nonhuman primates (monkeys, gorillas and chimpanzees), is caused by one of five Ebola viruses.The WHO said it is working closely with the government to rapidly scale up its operations and mobilize health partners, including Medicin sans Frontieres (Doctors Without Borders), using the model of a successful response to a similar Ebola outbreak in 2017.  1352

The KCS Board has voted to rename Stonewall Jackson Middle School to another name (to be determined). The new name will be decided on or before Oct. 15, 2020. The vote was 5-0.— Kanawha County (@KCBOE) July 6, 2020 222