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Amazon said that beginning Tuesday, customers at its two Amazon Go stores in Seattle can use a device that will scan their palms before entering the store that will sync to their credit card with their hand signature.The company announced the launch in a blog post."We believe Amazon One has broad applicability beyond our retail stores, so we also plan to offer the service to third parties like retailers, stadiums, and office buildings so that more people can benefit from this ease and convenience in more places," Dilip Kumar, Vice President Physical Retail & Technology at Amazon, said in the blog post.The way the contactless device Amazon One works is that customers will insert their credit card into the device, hover their hand over the scanner, and follow the prompts to associate the card with their palm signature built for them by the machine.The company said customers could use both palms or one to enroll. Once a consumer enrolls, they'll need to place their palm over the Amazon One device at the entrance.The company plans to add more of the devices in the coming months to other Amazon stores.Amazon says you don't need an Amazon account to use the Amazon One device.The company said the device "protected by multiple security controls and palm images are never stored on the Amazon One device," according to the FAQ on its site."The images are encrypted and sent to a highly secure area we custom-built in the cloud where we create your palm signature," Kumar said. 1499

About 60 percent of restaurants that had to close during the pandemic are now permanently closed, according to review site Yelp.Across industries, Yelp reports that 132,580 businesses that were listed as “open” on March 1 are now marked “closed”, and roughly 55 percent of those closures are permanent. Those percentages translate to 72,842 businesses permanently closed as of July 10 that were open in March, and more than 15,700 of those are restaurants.Las Vegas is suffering from the highest rate of closed businesses, with 861 that are now permanently closed. Las Vegas has seen a huge decrease in tourism, and according to Yelp, this accounts for the spike in closures.The rate of permanent closures has increased since April as the coronavirus pandemic spreads and businesses of all kinds are forced to close or adjust how they interact with customers, sometimes resulting in fewer sales. Yelp reports that the number of total closures, though, has fluctuated as states reopen and close down again based on outbreaks.However, some businesses are seeing far fewer permanent closures. These include professional services like lawyers, accountants, web design and tutors or educators. Health services like physicians, mental health services, and health coaches are also seeing fewer permanent closures during the pandemic.“With nearly every state (and even county) taking a tailored approach to reopening local economies we expect these shifts in consumer interest and business closures to continue to move at an unpredictable pace,” the report stated.As businesses opened up in June, Yelp reports that people are searching for alcohol-related experiences, with an increase in searches for wineries (up 51 percent since May), cideries (up 39 percent) and breweries (up 24 percent). Searches for outdoors activities has also increased since May, like ziplining (up 44%) and ATV rentals (up 37%). 1906

Acting Defense Secretary Christopher Miller announced plans to reduce U.S. troop levels in Iraq and Afghanistan by mid-January. He says the decision fulfills President Donald Trump’s pledge to bring forces home when conditions were met that kept the U.S. and its allies safe, even though Republicans and U.S. allies warn against a rash withdrawal. The new plan will accelerate troop withdrawals from Iraq and Afghanistan in Trump’s final days in office, despite arguments from senior military officials in favor of a slower, more methodical pullout. Officials have issued a "warning order" to the Pentagon to indicate that it intends to reduce troop numbers to 2,500 troops in Afghanistan and 2,500 in Iraq by Jan. 15 — five days before Trump is slated to leave office.The decision comes just days after Trump installed a new slate of loyalists in top Pentagon positions who share his frustration with the wars. Trump fired Sec. of Defense Mark Esper earlier this month after sending a classified memo to the White House that asserted top military opinions that troop levels in the region should not be reduced.The expected plan means that President-elect Joe Biden would be leading the fourth administration to grapple with the still smoldering conflicts launched in the aftermath of the Sept. 11 attacks.On Tuesday, NATO Secretary-General Jens Stoltenberg says the military organization could pay a heavy price for leaving Afghanistan too early.Stoltenberg said that "no NATO ally wants to stay any longer than necessary. But at the same time, the price for leaving too soon or in an uncoordinated way could be very high."He says Afghanistan "risks becoming once again a platform for international terrorists to plan and organize attacks on our homelands." 1766

According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

A Wisconsin bank is paying customers a bonus for turning over change as there a national coin shortage.The Community State Bank is paying out for every 0 in coins turned over to the bank. The coin buyback program is open to those who do not have an account with the bank.“We are certainly encountering crazy times,” said Assistant Vice President, Retail Operations Director, Katie Stolp. “Our goal from this program is to provide local business owners with the funds and tools they need to run their business. Many other financial institutions charge up to 10% of the value for coin counting. We’re not only waiving that charge, but paying community members to bring us their coin.”According to the Federal Reserve, the COVID-19 pandemic has disrupted the supply of coins. The pandemic, it says, has caused circulation of coins to drop.The Federal Reserve said it has implemented a temporary cap on the orders banks place for coins with the Federal Reserve to ensure that the current supply is fairly distributed.The coin shortage has prompted major retailers to no longer be able to return exact change to customers amid the shortage. 1149

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