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CARLSBAD, Calif. (KGTV) -- Police have identified the suspects who reportedly attacked a Carlsbad woman, stabbing her to death during an attempted burglary Monday morning. According to police, Ian Bushee, 37, and Malissa James, 26, who are both transients, were arrested on the 4800 block of Park Drive Monday. Both are on probation in San Bernardino for residential burglary. Police say Bushee was arrested for homicide, burglary, conspiracy, auto theft and accessory after the fact. James was arrested for homicide, burglary, conspiracy and auto theft. “The Police Department shares the communities’ concern over such a tragic incident,” Police Chief Neil Gallucci said. “Our thoughts and prayers go out to the victim’s family.”The incident was reported at around 12:30 a.m. at a home in the 1800 block of Outrigger Lane, just north of the Agua Hedionda Lagoon, according to Carlsbad police.MUST-READ: Victims in deadly paragliding accident at Torrey Pines Gliderport identifiedPolice said the suspects broke into the home, and during the break-in, a woman in the house was stabbed. Officers told 10News that the victim was able to call 911 to report the incident.When officers arrived, the 64-year-old woman -- who suffered multiple stab wounds -- was conscious and breathing. She was taken to the hospital but died from her injuries at Scripps La Jolla Hospital about an hour later.After the incident, police say both Bushee and James fled the scene in the victim’s vehicle. The vehicle was located on the 800 block of Grand Avenue in San Marcos.The victim's identity was not released. 1597

CHICAGO (AP) — President-elect Joe Biden is considering former Chicago Mayor Rahm Emanuel to serve as his transportation secretary.Biden's pick to lead the Transportation Department is not believed to be imminent, and Emanuel is among multiple candidates in the running for the Cabinet position. That's according to people familiar with the matter who spoke on the condition of anonymity to discuss the private deliberations.During his 8-year tenure as mayor, Emanuel is credited with fixing Chicago’s ragged public transportation system, overhauling O'Hare International Airport and Midway International Airport, and making the city a bicycle-friendly city, the Associated Press reported.Biden and Emanuel are no strangers to each other. Before becoming mayor of Chicago, Emanuel served as former President Barack Obama's first White House chief of staff.Emanuel is a substantial and somewhat divisive figure in Democratic Party politics.Some party progressives are critical of Emanuel's handling of the 2018 police shooting death of Black teenager Laquan McDonald by a white officer when Emanuel was mayor. 1116

CARLSBAD, Calif. (KGTV) - The purchase of a dream home nearly turned into a nightmare for a Carlsbad family, as they narrowly avoided a costly escrow scam.In late July, Greg Shoman and his wife were just days from closing on a four-bedroom home when he thought he got an email from his escrow officer with wiring instructions for the down payment to be sent that day. In the email, the escrow officer said she was busy and could only talk by email, before sending him a calculation of the closing costs. "You see so many emails and documents during the process, and you start to become numb to it ... Everything on the email - from the masthead to the signature - looked like the emails we had been receiving from the escrow company during the process," said Shoman.Shoman went to his bank to wire the money. His bank happened to be the same bank the money was to be transferred to, and the bank confirmed the routing number matched a non-business account in Wisconsin, not a California escrow company. After a call to the real escrow company, he learned the emails were fakes."Surprised and angry, and then ultimately relieved you didn't give away several hundred thousand dollars," said Shoman. Shoman isn't alone. According to the FBI, Americans lost 0 million to real estate fraud last year. In many cases, the scammer identifies pending home sales through the MLS and real estate sites and hacks the emails of someone involved in the sale, before sending out false wiring instructions."Be aware, be vigilant, and call your escrow company. Don't be afraid to triple check," said Shoman's realtor, Ilana Huff of Pacific Sotheby's.Shoman says the FBI is investigating his case. He says a closer look at the emails revealed the email address in the scam message was different from the email address of the real escrow officer. 1838

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314

CAMPO, Calif. (KGTV) - Food insecurity is a problem in San Diego year-round, and that problem has become worse with the pandemic.Campo, in San Diego's East County, is an area that struggles with access to food year-round because of its far distance. Many people choose to live in the area because of the rural setting, but also because of the lower cost of living.“We’re really below the poverty level out here. We’re lower in income out here and so grocery stores aren’t readily available right around the corner,” said Julie Atherton, a site coordinator for a food distribution that happens twice a month.Atherton said the closest major store is at least a half hour drive, so the pop-up food banks with food supplied by Feeding San Diego are crucial throughout the year, but the need has grown during the pandemic.“We serve a lot of seniors, a lot of families that have been affected by the COVID,” said Atherton.She said the older people who live in Campo are the ones who need to be more careful during the pandemic, so many of them are trying to avoid stores. This caution, combined with an already existing difficulty with getting to the store, has created a heightened problem surrounding food insecurity. This means their food distributions are more important now than ever.“When you’re on fixed income and you have problems, your money only goes so far and when you get to my age,” said Jerry Read, a local who picked up meals.ABC 10News is committed to helping the community and during the Month of a Million Meals, donations will be collected to benefit Feeding San Diego. Contributions will help children, seniors, college students and military families or veterans. You can donate here. 1708

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