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Florida Republican Governor Rick Scott, who is involved in a tight contest with incumbent Democratic US Senator Bill Nelson for one of the state's US Senate seat, made claims on Thursday that officials in two Florida counties are tampering with election results. Scott, using his authority as governor, got involved in his own race by ordering law enforcement officials to investigate board of election actions in Broward and Palm Beach Counties. Scott's US Senate campaign, along with the Republican Senate campaign arm, filed a lawsuit claiming that election officials in Broward County are refusing to release public records. “Every Floridian should be concerned there may be rampant fraud happening in both Broward and Palm Beach counties,” the governor said.Officials in the two Florida counties, which are Democratic-leaning, are continuing to count ballots two days after the polls closed. As of Thursday evening, Scott leads Nelson by .2 percent. That margin is a bit smaller than from Election Night when Scott led by more than a half percent. Any result within .25 percent triggers an automatic hand recount. Nelson released the following statement following Scott's announcement: “The goal here is to see that all the votes in Florida are counted and counted accurately. Rick Scott’s action appears to be politically motivated and borne out of desperation.”Meanwhile in the gubernatorial race in Florida, Republican Ron DeSantis has seen his lead evaporate from over 1 percent on Election Night to under .5 percent on Thursday. His challenger, Democrat Andrew Gillum, had previously conceded the election, but on Thursday, told supporters that he was hiring lawyers to make sure every vote is counted. Gillum tweeted the following Thursday evening: "Mr. @FLGovScott — counting votes isn't partisan — it's democracy. Count every vote."President Donald Trump weighed in on Thursday on Scott's announcement. 1973
For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

For many restaurants, like Sam's No. 3 in downtown Denver, the experience is part of what they serve.“We were built to serve people inside,” said Sam Armatas, owner of the restaurant. But with ever-changing COVID-19-related dining restrictions and winter looming, delivery is becoming a more enticing option for customers. And for Sam’s No. 3, delivery apps make that easy.“We’re able to continue to serve our product, try and stay relevant as far as people eating our food,” Armatas said. The diner has three locations. At two of them. 90% of orders are now made through delivery apps. This can be convenient for customers, but costly for some of the restaurants. Exposure to consumers has it's price.“There are negatives. I mean they take a commission but those commissions are now capped,” Armatas said. “You're pretty much at the mercy right now of the delivery services hoping to get your food out hot, tasty and attractive still.”He chooses to stick with the apps to get his food out there to people, while for other restaurants, the cons of delivery apps outweigh the pros.“At the moment, we will not use any third-party services at all for delivery,” said Giles Flanagin, Co-founder of Blue Pan Pizza.Blue Pan relies on their team of 17 part-time in-house delivery drivers, instead.“In-house delivery can work cost-wise, if the restaurateur is willing to put in the time and the effort to build that specific revenue stream,” he said. “If I use Doordash, Grubhub, or Postmates and I pay a 25% commission, not only am I losing all of my profit, but I’m in the red.”Flanagin said Blue Pan has been using their own delivery since they opened in 2016. They tried a delivery app to serve areas farther away, but too many bad experiences led them to cancel.“When a customer gets a pizza from a third-party delivery and it’s a poorly delivered experience, they don't look at Grubhub or those businesses. They call us and they're upset,” he said. For him, the reputation of his business and their food is important.“I think the best way I can summarize making a decision to use a third-party delivery service is buyer beware. This is our experience and I’m not saying it's everyone's experience,” Flanagin said.It’s a balancing act for these apps like Uber Eats and Grubhub. They have a business to run, but they also have to consider the restaurant and the driver.“Restaurants are just trying to find any possible ways to break even or minimize their costs,” said Alexandre Padilla, an economist and professor at the Metropolitan State University of Denver. “It’s a very complicated issue where the apps are providing a service where they are trying to attract drivers to meet the increase in demand due to the pandemic.”As potential customers opted to stay home in March when lockdowns began, the demand for drivers went up.Gig economy workers like Julian Rai almost completely switched from rideshare apps to delivery apps backs in March.“Remember that we are basically waiters on wheels, we’re servers on wheels,” he said. “If it weren't for tips, we’re making less than minimum wage just from the delivery fee. Like a waiter, it’s very similar to what a server would make before tips. So at the end of the day, well over two thirds to three fifths of my income comes from tips.”Rai explained they may spend 20 to 40 minutes on one single order so, reasonably, they ask for some compensation for that.It’s a tough balancing act between restaurant, app, and driver.“I don’t know that that balance has been struck yet,” Rai said.For now, delivery is a means to an end for these restaurants that thrive on providing quality food and a great dine-in customer experience.“Our business model isn't built to survive this way,” Armatas said. “We’re just trying to stay relevant, trying to survive. If we can get through winter great. That’s the hope, the dream, is that by March we’re still here.” 3901
Four 15-year-olds were arrested after leading Metro Nashville Police officers on a chase that ended on Briley Parkway.The teens in the chase involving a stolen car are also under investigation in relation to other recent crimes involving juveniles.On Thursday, officers were on the lookout for the stolen Prius after receiving a tip that wanted 14-year-old Rico Ransom was suspected of being in the vehicle.Ransom has been a fugitive since he allegedly shot and critically wounded a 17-year-old across from Pearl Cohn High School nearly two weeks ago.Officers pursued the teens for 15 minutes after spotting the car at 20th Avenue North & Herman Street. They then deployed spike strips into the path of the Prius finally, which finally caused the vehicle to slow and stop on Briley Parkway. The teens bailed out and ran. Three were quickly arrested and the fourth was arrested while hiding in a neighborhood on W. Vailview Court.The Prius was stolen on the morning of February 20 on Neal Terrace.Officers continue in their efforts to locate Rico Ransom. Anyone with information on where he may be was asked to call Crime Stoppers at 615-742-7463. 1183
Former Michigan Governor Jennifer Granholm has been picked by President-elect Joe Biden to run the Energy Department, the Associated Press confirmed and was first reported by Politico.The department plays a key role in helping develop the technologies needed to fulfill Biden's pledge to move the country off fossil fuels.Granholm served two terms as Michigan's Governor and is experienced in dealing with the auto industry, which could be an advantage as the president-elect seeks to speed up the roll out of electric vehicles and the network of charging stations used to power them.If confirmed, Granholm would be the second woman to lead the department since its creation in 1977."She really worked very hard in 2016 to place herself as Energy secretary with the Clinton team," said Skip Pruss, the director of the Michigan Department of Energy, Labor, and Economic Growth under Granholm. "She’s really a student of the [energy] transition. If you were to ask me what was a limitation in Michigan, I would say that she was slightly ahead of her time."This article was written by Kellen Voss for WXMI. 1111
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