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TRABUCO CANYON, Calif. – A large brush fire burning in the Cleveland National Forest’s Trabuco Canyon is spreading quickly Monday afternoon. The fire, dubbed the Holy Fire, was reported around 1:30 p.m. near Holy Jim Canyon and Trabuco Creek roads, according to KABC.The Orange County Fire Authority said the blaze grew quickly from between seven and 10 acres to at least 700.The fire also destroyed at least one structure and is threatening several communication towers at the top of a nearby hill.The fire is currently burning away from Orange County and those living in the community of Holy Jim were asked to evacuate out of precaution. Cal Fire is assisting in fighting the blaze. The cause of the fire is unknown at this time. 765

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

They call it "The Game." But one of the fiercest rivalry college football games will have to wait a few more weeks due to the massive Camp Fire burning in Northern California. Due to the poor air quality in the Bay Area from the Camp Fire, Saturday's Stanford/California football game has been postponed until Dec. 1. The game will take place one day after the Pac 12 championship game, but both teams have already been eliminated from contention. As of Friday, the Camp Fire has killed at least 63, and hundreds are missing. The game, which was going to be held on California's Berkley campus, is just one of many college sporting events being postponed this weekend due to poor air quality. "We have been carefully tracking air quality in Berkeley and the Bay Area over the past week, relying on the best data and guidance available to us from medical and environmental experts," California's Athletic Director Knowlton said. "The forecasts we have received show a minimal chance of the improvement necessary to hold the game on Saturday. While we would have preferred to play the Big Game on its scheduled date, once we realized that air quality would likely not return to acceptable levels, we made the decision to postpone for the health and safety of our student-athletes, coaches, gameday staff, students, band and spirit groups, alumni and fans."Berkley is located roughly 150 miles from Paradise, which was the epicenter of the Camp Fire.  1481

Thousands have signed two petitions asking the hometown of Chadwick Boseman to replace a Confederate monument with a statue of the late actor.One petition has garnered more than 14,000 signatures, and the other petition has over 7,000 signatures.Boseman lost his 4-year battle with colon cancer on Friday, his family said in a statement.Boseman portrayed Black icons Jackie Robinson and James Brown before finding fame as the Black Panther in several Marvel movies."Mr. Boseman is without question an American treasure, and his accolades go on and on," one of the petitions said about the late actor. "It only fits that his work is honored in the same place that birthed him."The Confederate statue in question is located in of county courthouse in Anderson, South Carolina.According to the Independent Mail, the monument falls under the state's Heritage Act, which means to remove the statue, the act requires a two-thirds vote by the state legislature. 962

This year has been incredibly rough for most Americans. This week, former First Lady Michelle Obama said she’s suffering from a “low-grade depression” because of stress from the pandemic, race relations and social justice in the US and the political strife surrounding it all, she says."I'm waking up in the middle of the night because I'm worrying about something or there's a heaviness," Obama said in her "The Michelle Obama Podcast" on Wednesday. "I try to make sure I get a workout in, although there have been periods throughout this quarantine, where I just have felt too low."Obama’s podcast launched at the end of July, her episode on Wednesday was about “Protests and the Pandemic.” She told her guest she has not always felt like getting on the treadmill or waking up at a regular time each morning.“You know, it's a direct result of just being out of, out of body, out of mind. And spiritually, these are not, they are not fulfilling times, spiritually. You know, so I, I know that I am dealing with some form of low-grade depression. Not just because of the quarantine, but because of the racial strife, and just seeing this administration, watching the hypocrisy of it, day in and day out, is dispiriting,” Obama said on her podcast.She then talked about how her family has tried to keep a schedule, to stop what they are doing at 5 p.m. each day and come together to “do an activity” before getting dinner and ready and sitting down as a family.Covid-19 fatigue and a feeling of being overwhelmed is really common right now. Doctors encourage people to try little regular activities, i.e. go for a walk, sit down and have a meal, etc., to feel more in control. 1683