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This holiday season, a word of caution from charity experts. If you're able to donate, make sure you do your homework, and make a plan for your money so that it supports a worthy cause.Court documents from September detail a four-state investigation that shut down a sham charity, which, according to investigators, bilked consumers out of millions. They claimed to use donations to help homeless veterans, breast cancer survivors, and disabled law enforcement. But the real people in need got next to nothing."The fraudsters out there are relying on your generosity your good wishes, the fact that you can’t say no when somebody says something like veterans or children or breast cancer- they want to tug on those heartstrings," said Yael Fuchs, President of the National Association of State Charity Officials (NASCO). "NASCO was formed so that state charity regulators can talk to each other, so that we can learn from each other, so that we can share tips and make sure that we are coordinating our enforcement efforts.”They often work together to take down the bad guys. And when they're not doing that, they're proactively following fundraising drives. “Do we see exorbitant amounts of money going to professional fundraisers- do we see big upticks in the salaries that the leaders of the charity are making,” Fuchs said.They look for ways in which people are being taken advantage of. So, how do you know who's good and who's not? Enter organizations like Charity Navigator. “We’re a database with all of the registered nonprofits in the United States,” said Michael Thatcher, President, and CEO of Charity Navigator. Thatcher says the company has grown to be the largest independent evaluator of nonprofits in the country. Basically, they give you all the tools you need to make the right decisions when it comes to donations.“Never charge the donor for access to the information and never charge the charities to be evaluated so you eliminate any potential conflict of interest,” Thatcher said If you're looking to give this year, he recommends focusing on how the organization is run, how they're making a difference in the world. Review their financial data, and ask questions - lots of questions. "How have they pivoted around COVID and how have they stayed true to their mission and also stayed in business?" Thatcher added.NASCO recommends you do extensive research. And be specific about the "cause" you want to support. “Where is my money going- how will it be used? What we always want people to remember is you don’t want to give to a buzzword you’re not just giving to a cause you’re giving to a particular charity so you want to be able to trust that charity to understand what their programs are.” The need will be big this year. And donations will be unpredictable. So, experts also say, make a plan, talk to your family, and give with intent so that your donation goes where it's supposed to. 2923

Trade war fears wiped more than 1,100 points off the Dow in just two days. It was Wall Street's worst week in more than two years.Investors are increasingly worried that President Trump's crackdown on China will trigger a fierce response that darkens the otherwise bright economic outlook.The Dow dropped 425 points, or 1.8%, on Friday, sinking back into a "correction" — a decline of 10% from the all-time high in January. The Dow finished at its lowest point since November.All three major indexes took their biggest weekly tumbles since January 2016.The market failed to stage a rebound from Thursday's plunge, which erased 734 points from the Dow.China vowed on Thursday that it would fight a potential trade war "until the end.""We have this general freak-out. We don't know the next shoe to drop on trade," said Michael Block, chief strategist at Rhino Trading Partners.Investors were further rattled when China's ambassador to the United States signaled that China could ease purchases of US bonds in response to Trump's tariffs. "We are looking at all options," Ambassador Cui Tiankai told Bloomberg News.China is America's biggest creditor, with more than trillion of Treasury bonds."We've been told for our entire careers that trade wars made the Great Depression worse. And we believe it," said Bruce McCain, chief investment strategist at Key Private Bank.Related: Trade fears add to concern of a downturnAsian markets were rocked overnight after China vowed not to back down in a potential trade war with the United States. Japan's Nikkei 225 plummeted 4.5%, and the Hang Seng in Hong Kong lost 2.5%.On Thursday, the market sold off after Trump announced plans to impose tariffs on about billion of Chinese imports to retaliate for theft of intellectual property.China said hours later that it "is not afraid of and will not recoil from a trade war." Officials in China detailed a plan to retaliate to Trump's aluminum and steel tariffs by imposing their own tariffs on about billion worth of imports of US goods.Trump, who often uses the stock market as a barometer for his success, shrugged off the market turmoil."I think the stock market is going to be great," he said Friday at the White House after a reporter asked about the sell-off. "The stock market is way up. When I came into office, the stock market was from a different planet."Despite the recent struggles, the Dow remains up about 30% since Trump's election.Related: China: We would fight a trade war 'to the end'The worry is that a tit-for-tat escalation between the two largest economies in the world will ruin the solid economic backdrop. Investors had been banking on strong growth this year, but a slowdown in trade and dented business and consumer confidence could change that outlook drastically.Barclays warned in a report that a trade war would drown out the benefits of Trump's tax cuts, which helped power Wall Street's euphoric rally."The administration is moving forcefully into the anti-trade portion of its policy agenda," Barclays economist Michael Gapen wrote in a report on Friday.But it's too early to assess the impact. Bullish investors hope that the administration will soften its tough stance with China, similar to how tariffs on steel and aluminum imports were later scaled back significantly."The threat of a misstep remains high," Raymond James Washington policy analyst Ed Mills wrote in a report, but there is an expectation that "these actions will be watered down or mitigated" in the coming weeks.Key Bank's McCain thinks it's more likely the market is going through a correction than entering a bear market. He pointed to robust corporate profits and the strong economy, which enjoyed robust job growth in February."If anything, a few weeks ago we worried about the economy overheating and inflation picking up," McCain said.The-CNN-Wire 3867

Tras revisar el desarrollo de la propagación de #COVID19, ???? planteó a ???? la extensión, por un mes más, de las restricciones al tránsito terrestre no esencial en su frontera común.— Relaciones Exteriores (@SRE_mx) September 17, 2020 244

Through the heart of Little Rock runs Interstate 630. Built decades ago, it’s a main thoroughfare that connects the eastern and western parts of the Arkansas city.It also separates the northern parts of the city from the southern.“It’s a very self-consciously created segregated city,” said Dr. John Kirk, distinguished professor of history at the University of Arkansas Little Rock. "The white population is mainly concentrated to the north and the west, and the black population is very much concentrated to the east and the south.”Even though Jim Crow segregation ended in the 1960s, Little Rock still finds itself battling separation. The demographics are nearly equal parts black and white, yet the disparity can be seen in the affluent northern neighborhoods and dilapidated southern ones.“In some ways Little Rock is not just a southern story and a local story, but a national story, too, about how racial discrimination and racial disparities function,” said Kirk.But for all the unspoken division, there is a unifying vision manifesting itself under the city’s 7th Street corridor only a few blocks away from I-630. On any given day, you might be able to find 5-10 artists painting murals of prominent Black historical figures on the drab walls that line the frequently traveled road.“[We’re] trying to brighten up the city, man,” said Jermaine Gibson, one of the many artists. “It’s been all love and positivity. People honking. They love the idea of putting color in the city.”Jermaine was putting the finishing touches on a painting that says, “Make Art Not War.” It’s one of more than 30 paintings that have gone up on the walls since George Floy’s death in Minneapolis on May 25.“We decided to create something that we knew how to do,” said Jose Hernandez, who first came up with the idea. "Use our tools, our resources to show our feelings and manifest them in that way.”Some artists sip craft beer, others smoke cigarettes held between stained fingers, but there is a feeling of acceptance on the 200-yard stretch of 7th Street as rap music and laughs fill the air.“It’s been nothing but love and support,” said Lisa Bunch who is painting a 15-foot high mural of John W. Walker, a prominent Little Rock civil rights attorney. “This is our way of protesting for the change that we want to see.”A common sight, outside of the myriad colors that plaster the walls, are passersby who stop to snap a photo, or slow down their car to get a better look.The artists say it is exactly what they are aiming for – a conversation starter that conveys a message of inclusion to a city that still feels divided."It opened up a space where you can come out here and reflect on those ideas and meet other people and talk about it,” Hernandez said. 2755

There is an ongoing investigation into an incident in Times Square involving a black Taurus sedan. This auto is NOT an NYPD vehicle. pic.twitter.com/kBGuXhFtP1— NYPD NEWS (@NYPDnews) September 4, 2020 213