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INDIANAPOLIS — If you're one of the millions of people struggling to pay back your student loans, you know there's no easy solution. At least, not by yourself. But a crowdfunding app called Givling has pulled together hundreds of thousands of people across the country. Their ultimate goal? To be able to pay off a student loan every single day. While they aren't quite there yet, Givling has grown significantly over the past year, and they've given out more than .5 million in loan and mortgage help to people across the country. One person Givling has helped is Indiana University graduate Erin Smith, who says one big win on the app enabled her to put a down payment on a home for her and her little girl. "I first heard about Givling on the news, when one of the first loan payoffs was a guy in Indy a couple of years ago," Smith said. That Hoosier winner she is referring to is Jordan Shelton. He won ,407 in July 2017 to pay off his student loans. Shelton was just the second person to have his loans paid off by the crowdfunding app, which has now funded more than 35 loans and paid out thousands of dollars in trivia and random prizes."I downloaded it and began playing, participating at that time," Smith said. "My main goal was to get into the funding spot someday. I have a decent amount of student loan debt, that seems a bit overwhelming."And that's still a goal for Smith, but while she works her way up the queue toward the winner's circle, playing Givling proved to be more than just a chance at student loan relief — it helped her start her new life with her 3-year-old daughter. "I never thought of winning via trivia because I wasn't very good," Smith said. "I watched as Givling was growing, gaining more momentum, then started telling everyone who would listen about it. Most people wrote me off or called it a scam, but I got a few people to sign up. In October of last year, I was at work telling people about Givling and playing my free plays on my break. That's when I noticed I was on a team with high scores. My score was only 360, and the other two players each had a score of 10,250. That put us in first place for that week's trivia."That score was enough to win Smith and her two randomly paired trivia teammates a cool ,391 each. With the money she won from playing trivia on Givling, Smith was able to close on her first home last month. "I received a check a few weeks later," the mother said. "At the time I had been saving up for a down payment to buy a house," Smith said. I'm a single mom ... My No. 1 goal was to get us a home of our own. The money I won went toward that goal."I still play daily and still have hope of getting into the funding spot or random draw to have my student loans paid off. I love Givling and love what they do."Smith isn't alone, Hoosiers from Avon, Indianapolis, Frankfort, Lafayette and South Bend are just some of the thousands of winners who have won cash prizes and paid off all or some of their student loans by playing trivia on their phone. Givling has paid out more than .5 million to users since it started in 2015. The app isn't like most online games with big prizes. Each player gets two free games per day. Users have the option to purchase "coins" to play extra trivia games, but you don't need to buy anything to win. "I started playing Givling about a year and a half ago," Purdue University graduate Amanda Jeffries said. "I saw a few posts on Facebook from an old high school classmate and looked into it and decided to join. I didn't play a lot at the beginning, but then I started to play daily."For each ,000 loan that's paid off, Givling also chooses two random winners who each get ,000. That money can either go toward your student loans or your mortgage. Jeffries isn't at the top of the queue to get her loan funded and she didn't win at trivia, but she did win that ,000 just for being a Givling member and playing her free plays each day. She found out she had won after receiving a surprise phone call. "I was very excited to get the call," Jeffries said. "I ignored the first call since I didn't know the number and I was at work. They called right back, so I answered that time."Jeffries chose to put that ,000 toward her student loan debt, which she says is a lot more manageable and a lot less daunting now, thanks to Givling. "It helped bring my loan balance to just over ,000. So obviously, not having to worry much about that loan is wonderful," Jeffries said. "We're going to pay the rest of mine off quickly, then focus on my husband's loans."That's the premise of Givling; the startup has dedicated itself to stamping out student loan debt one student at a time. Givling is funded through partnerships, ads, games and "coin" purchases made by members. Those coins can be used to play more than the two free trivia games you get each day. The app has nearly 400,000 registered users, which may seem a little daunting if you're just jumping in. But Seth Beard, chief marketing officer for the company, says the queue is only one part of what they do. "We encourage new users to focus on the big weekly trivia cash prizes as well as the ,000 random drawing," Beard said. "The queue is not a sprint, rather a marathon, and will take time to climb. While the trivia cash prizes and random drawings are more frequent and someone who joins today can, essentially, take advantage of those right away."Just this week, Givling awarded more than ,000 in trivia prizes, completed funding on a ,000 student loan and awarded a ,000 prize for the random drawing. "As we continue to grow, we'll expand the prizes. There will be more frequent random ,000 drawings, and we may have two or three trivia cash payout periods through the week instead of just one. Therefore, more prizes for new users," Beard said. "Plus, the past two weeks have had trivia winners with a score of just 10 points, or one question right. You never know how the computer will pair the team since it's all random."For more information visit the 6092
KNOXVILLE, Tenn. — An 11-month-old Tennessee boy left in a bathtub without supervision has died and his mother is facing charges of murder and abuse after telling authorities she left the child to have some “me time." A hospital spokeswoman says the boy died Friday morning. An arrest warrant says 32-year-old Lindsee Leonardo told police she left the boy and a 23-month-old sibling in the tub Wednesday so she could smoke a cigarette and have some “me time." She told police she was away for about 10 minutes and returned to find the child floating on his back and not breathing. The toddler wasn't injured. 620
Israel announced Thursday it was barring the entry of two US congresswomen after Donald Trump encouraged the move, a remarkable step both by the US President and his ally, Israeli Prime Minister Benjamin Netanyahu, to punish political opponents.Israel decided to ban Reps. Rashida Tlaib and Ilhan Omar from entering the country, a spokesman for deputy foreign minister Tzipi Hotovely told CNN on Thursday. The announcement came shortly after Trump said Israel would be showing "great weakness" by allowing them to enter the country.The intervention by Trump into Israel's decision-making was extraordinary enough. But the move by the Netanyahu's government lent the longstanding US-Israel alliance with a new partisan tinge and opened the door for fresh criticism.In considering the ban, Israel had cited the congresswomen's support for a boycott against Israel, according to an Israeli government official."The State of Israel respects the American Congress in the framework of the close alliance between the two countries, but it is unthinkable that an entry to Israel would be allowed to those who seek to damage the State of Israel, even during a visit," said Interior Minister Aryeh Deri in a statement. Under Israeli law, the interior minister is the one authorized to make a decision on barring entry.Deri said he made the decision with the support of Netanyahu and other Israeli officials.The boycott movement, formally known as the Boycott, Divest, and Sanctions movement, aims to end international support for Israel because of its policies towards Palestinians, as well as its continued construction of West Bank settlements, considered a violation of international law.Tlaib and Omar have been vocal critics of Israel and have supported the boycott movement, also known as BDS, and voted against a House resolution condemning the BDS movement, which received broad bipartisan support.Last month, Tlaib tweeted that the resolution was "unconstitutional" and aimed to "silence" opposition to Israel's policies.Trump, who has a close relationship with Netanyahu, has repeatedly attacked both Tlaib and Omar, telling them last month to "go back" to the countries they came from. Tlaib was born in the United States, and Omar was born in Somalia and is a naturalized US citizen.Trump called for Omar's resignation in March after she suggested US support of Israel is motivated by money in remarks condemned by lawmakers on both sides of the aisle as anti-Semitic.On Thursday, Trump said it would show "great weakness" if Israel allowed entry to Omar and Tlaib."It would show great weakness if Israel allowed Rep. Omar and Rep. Tlaib to visit," Trump tweeted. "They hate Israel & all Jewish people, & there is nothing that can be said or done to change their minds. Minnesota and Michigan will have a hard time putting them back in office. They are a disgrace!"Earlier, the White House had signaled the decision would be up to Israel."The Israeli government can do what it wants," press secretary Stephanie Grisham said, adding that reports Trump told Netanyahu he thought the two congresswoman should be barred were "inaccurate."On Wednesday, the Israeli Prime Minister, interior minister, foreign minister, minister of internal security, the head of the national security council and the attorney general all met to discuss a final decision on the issue of the congresswomen's visit, the sources said, which had been scheduled to take place from August 18 to 22.Tlaib and Omar, who are the first two Muslim women elected to Congress, planned to visit one of the holiest and most sensitive sites in Jerusalem, known to Muslims as Haram al-Sharif and to Jews as the Temple Mount. The two lawmakers refused to be escorted by Israeli security while visiting the site, as they believe Muslims have a right to pray there, organizers in Israel and America told CNN.The two congresswomen also planned to meet with Israeli and Palestinian peace activists and representatives of human rights organizations. They were to visit Jerusalem, Bethlehem, Ramallah and Hebron. There were no plans to meet officials, organizers said.Tlaib planned to stay two extra days to visit her grandmother, who lives in the West Bank village of Beit Ur al-Tahta.If Tlaib, who is the first Palestinian-American woman to serve in Congress, made a humanitarian request to visit her family in the West Bank, that would be allowed, the government official said.But that decision would be separate from the decision to bar them from entering Israel.Israel decision to deny entry to the two freshmen congresswomen amounted to a reversal of a position taken last month when Israeli Ambassador to the United States Ron Dermer said the two would be allowed to visit Israel and the Palestinian territories."Out of respect for the U.S. Congress and the great alliance between Israel and America, we would not deny entry to any member of Congress into Israel," Dermer said at the time in widely reported comments. Dermer is considered one of those closest to Netanyahu.Former Mayor of Jerusalem Nir Barkat, who is a member of Netanyahu's Likud Party, said he would welcome the two congresswomen into the country, but only if they would "listen and learn.""If I would be convinced that they came to listen and learn in how this country works, how Jerusalem works, how our political system works," Barkat told Israeli news channel i24NEWS on Tuesday, "I would consider it ... convincing people that (Israel's) path is the right path is the high road I think we should take."Israel passed a law in March 2017 which allows the country to bar entry to anyone who supports the BDS movement. The controversial law, passed by Israel's right-wing and centrist parties, was roundly criticized by human rights organizations. If used to deny entry to Tlaib and Omar, it would be by far the most high-profile implementation of the law.The decision to bar the entry of the Congresswomen will have political considerations -- both foreign and domestic -- for Netanyahu. He is in the midst of a tough re-election campaign with a fractured right-wing voter base. 6130
It took him six weeks, 150 semi-truck loads of snow and 12 people working full time. But in the end, a Canadian man was awarded a Guinness World Record for creating 177
John Legend made a surprise visit to Dayton, Ohio, Sunday, a week after a shooting there left nine people dead and at least 31 others injured.The Grammy Award-winning singer, a native of Springfield, Ohio, about 30 minutes northeast of Dayton, put on a concert for the families of the victims and staff from local businesses in the city's Oregon District where the shooting took place.Before the concert, Legend met with Mayor Nan Whaley and employees of Heart Mercantile. The gift store is across the street from the site where a man armed with a .223-caliber high-capacity rifle unleashed a barrage of bullets on revelers enjoying a night out in the early morning hours of August 4. He was killed by police officers soon after he began firing.Whaley thanked Legend in a tweet for coming to shop in the district and talk about gun reform laws."It is more important now than ever for us to come together to support our local communities," Legend tweeted Sunday following his visit.In another tweet, Legend called for people to take action by calling their senators and demanding they vote for stronger gun safety laws.People who work in the Oregon District told CNN that the visit was therapeutic following an emotional week.Andy Rowe, assistant general manager at Blind Bob's, the venue where Legend performed, told CNN that the entire district appreciated the singer's visit."I think I can say the Oregon Historic District was profoundly moved to have @johnlegend bear witness to our heartache, and help heal our community," Rowe said in a text.Employees of Heart Mercantile said they were touched by Legend's visit."It felt like the first positive beautiful moment we've felt all week," Alison Bohman told CNN by text. "We loved each other so hard. And John loved us." 1783