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When a Liberty Helicopters chopper plunged into the frigid East River on Sunday night, onlookers were stunned. But it was actually the third time in 11 years one of the company's helicopters crashed in New York.The latest accident killed all five passengers on board. The pilot, who managed to free himself, was the sole survivor.Liberty Helicopters describes itself as "the largest and most experienced helicopter sightseeing and charter service in New York City," with a fleet of 10 Airbus helicopters. But it hasn't said much about the latest crash, deferring to federal authorities.  600

With news of two highly effective COVID-19 vaccines on the horizon, health officials and scientists are giving us new insight into how we could gain herd immunity."If we think of the population as a single group of people with all similar risks and susceptibilities and behaviors, we need 60% of people to be immune, meaning that not only they don’t get sick, but also they don't pass on the virus to other people," says Dr. Stuart Ray, an infectious disease professor and herd immunity expert at Johns Hopkins University.Dr. Ray says achieving herd immunity with the help of a COVID-19 vaccine would mean enough people would either get the vaccine or already have recovered from the virus and be immune to help stop the spread of the virus."It's a little bit like this notion that if you’re going to pass on a message from a lot of people in a group, they have to speak the same language. And the more people don't speak the language, the harder it's going to be to pass that message and there’s a threshold at which the message just gets stopped," says Dr. Ray.Still, it would take a certain number of people to get the vaccine and have that immunity last in order to reach herd immunity. Stanford University's Dr. Bali Pulendran hopes that we can achieve herd immunity, even though there are a certain number of people who are still hesitant to take the vaccine."I think we should remember that a vaccine that is 95% effective is only effective if the majority of people in a population take it. If only half the population or only 60% of the population take it, then we are unlikely to have achieved the level of herd immunity that you need for curbing the disease," says Dr. Pulendran.And if the new COVID-19 vaccine requires two doses, how crucial will it be to make sure people receive that second round of immunization?Asked whether follow up will be a concern, Dr. Ray says, "I think it is a possible concern. We’re going to do a lot of learning. So, one of the things we’ve learned is that some vaccines we thought you needed multiple doses, one dose works pretty well."Doctors say research will be ongoing on the vaccine and the virus itself to ensure people will be protected as much as possible, because so many are hopeful for an end to COVID-19. 2268

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

While many Americans will sit down and enjoy a traditional turkey dinner on Thanksgiving, some will opt to skip the tradition. Although many, if not most, major chain restaurants will be closed on Thanksgiving, there will be plenty of options for those opting to skip a meal at home. While some restaurants will be offering their standard menu, others will feature a special Thanksgiving Day menu for those just not wanting to cook. Here is a list of major chain restaurants opting to open for Thanksgiving (hours and participation vary):Boston Market: Boston Market fans have two options for Thanksgiving: Participate in the restaurant's Thanksgiving Day menu, or have the restaurant cater a meal at home. To see the full Thanksgiving menu, click here. Buca di Beppo: Like Boston Market, Buca di Beppo is offering diners the option of enjoying a traditional Thanksgiving meal in the restaurant, or by catering. Click here to see the options. Cracker Barrel: Cracker Barrel calls Thanksgiving its "busiest day of the year" as the company said all of its 647 locations will be fully staffed for Thanksgiving. For .99 for adults, and .99 for children, the restaurant is offering its Homestyle Turkey n’ Dressing Meals for in-store guests. The meal comes with gravy, a sampling of sugar cured ham, sweet potato casserole, cranberry relish, choice of a country side, a refillable beverage, buttermilk biscuits or corn muffins and a slice of pumpkin pie for dessertCracker Barrel as is offering its Heat n’ Serve Holiday Family Meals and Homestyle Turkey n’ Dressing Family Meals as a to-go option.Denny's: Most of its locations will have its standard menu available. Among the menu items, Denny's offers a turkey and stuffing meal. Fleming's Prime Steakhouse: For , guests can enjoy a three-course turkey dinner that includes all the traditional fixings. Click here for reservations and details. Golden Corral: Golden Corral will be open with a special Thanksgiving buffet, among other entrees. Prices varies by location. Click here to see the buffet menu. Ruth's Chris Steak House: The steakhouse will have a special 3-course dinner starting at .95 with all of your holiday favorites, including: Oven-roasted turkey breast; sausage and herb stuffing; sweet potato casserole; and pumpkin cheesecake. Reservations are available by clicking here. Ted's Montana Grill: Most Ted's Montana Grill locations will be open, and offering a special Thanksgiving Day menu, featuring a roast turkey feast for . Ted's will also have a select menu of other items, including burgers and steaks. Its menu and a list of participating locations is available here. Waffle House: Almost every Waffle House locations offers hash browns and other classic items 24 hours a day, 365 days a year, including Thanksgiving.  2983

While we don’t know yet what the impact of the storm will be for our local teams, the safety of our employees and drivers is always our top priority. We have begun proactively closing operations facilities temporarily in the potential impacted areas. We will pay Amazon employees 100 percent of regular time if their facility temporarily closes and are prepared to provide support for them and their families so they can recover from this storm. Customers living in areas affected by the hurricane may see a delayed delivery promise date on items when they go to checkout. In limited circumstances, customers outside the impacted area may also see a slower delivery promise if the product they are ordering is shipping from an area within the projected path of the hurricane. Right now, our Disaster Relief by Amazon team is closely monitoring Hurricane Dorian and is working to prepare and provide support alongside our nonprofit partners to communities potentially impacted. 984