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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

And the top dog is Thor the Bulldog!The annual National Dog Show touted some amazing breeds, but a bulldog topped them all this year.Thor beat out over 2000 dogs from over 193 breeds to claim his Best in Show award."I love this dog," handler Eduardo Paris said in an interview after the show, which aired on Thursday but actually took place earlier this month. "He's a very complete dog... he moves like a dream."Thor's six other competitors were a Havanese, a Siberian Husky, a Golden Retriever, a Pharaoh Hound, an Old English Sheepdog, and a Soft Coated Wheaten Terrier.A 587

BANGKOK — Leaders puzzling over how to keep COVID-19, better known as the coronavirus, from spreading are taking new steps around the globe to try to limit the illness' reach — including restricting access to holy sites.Saudi Arabia announced Thursday that is suspending entry for the Umrah pilgrimage — a traditional pilgrimage to Mecca, which Muslims take throughout the year. Officials noted that the travel restrictions were "temporary," but did not provide a timetable for when they could be lifted.Japan said Thursday that it would close all elementary, junior high, and high schools throughout the country in order to limit the potential spread of coronavirus. The decision to keep 12.8 million kids home from school comes as an eighth person has died of the virus.Airports across Latin America have also begun looking for signs of sick passengers. Some countries are warning people to obey containment measures, with Singapore prosecuting a couple it says lied about their movements and South Korea passing newly strengthened punishments for those violating self-isolation rules. The virus keeps spreading to new places around the world, with the number of infected people hovering around 81,000. 1216

An Australian man who was injured in a volcanic eruption in New Zealand more than a month ago has died, becoming the 20th victim of the disaster, officials said Monday.Paul Browitt and his two daughters were caught in the Dec. 9 eruption on White Island. The body of Krystal Browitt, 21, was among six recovered from the island in the days after the eruption.Paul Browitt and his daughter Stephanie Browitt, 23, survived the eruption and were transferred to Alfred Hospital in their hometown of Melbourne three days after the disaster.A police statement confirmed Paul Browitt died on Sunday night as a result of injuries from the eruption. A hospital statement said he had been critically ill.Maria Browitt, the wife and mother of the victims, had remained on a ship while her family took a day trip to the island.Of 23 victims who remain in hospitals in New Zealand and Australia, at least five are listed as in critical condition, health authorities said. Authorities won’t comment on the conditions of two victims in Sydney at the request of relatives.Alfred Hospital said it was continuing to give specialized burn care to two volcano victims transferred there. They are Stephanie Browitt and Lisa Dallow, 48, of Adelaide.The hospital said one of the patients was in critical condition and the other was in stable condition. The hospital would not say which of the women was critical.Dallow’s husband Gavin Dallow, 53, and daughter Zoe Hosking, 25, were killed on the island.White Island, also known by its Maori name, Whakaari, is the tip of an undersea volcano about 50 kilometers (30 miles) off New Zealand’s North Island and was a popular tourist destination before the eruption. Many of those killed and injured were from the Royal Caribbean cruise ship Ovation of the Seas.Many people have questioned why tourists were still allowed on the island after New Zealand’s GeoNet seismic monitoring agency raised the volcano’s alert level on Nov. 18 from 1 to 2 on a scale where 5 represents a major eruption, noting an increase in sulfur dioxide gas, which originates from magma.New Zealand authorities are investigating the circumstances around the disaster.The volcano remains at an alert level of 2, indicating moderate to heightened unrest. 2262

CAMBRIDGE, Mass. (AP) — The Ivy League is canceling its men's and women's basketball tournaments because of concerns about the spread of coronavirus. The four-team tournaments were scheduled to be played Friday through Sunday at Lavietes Pavilion in Cambridge, Massachusetts. The 292

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