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SAN DIEGO (KGTV) - People looking for some extra cash on hand during the coronavirus pandemic are turning to pawn shops as one way to make ends meet.Moris Adato, the owner of CashCo Pawn, says business for pawn loans started to pick up near the end of April when people needed extra money for mortgage and rent payments."It's getting crazy right now," Adato says.Pawn shop owners say their loans can help people make ends meet as they wait for things like EDD payments or stimulus checks or search for a new job.When someone pawns an item, the shop owner gives them a loan against the item's cash value. People typically have 4-6 months to pay it back, with interest. Once the loan is repaid, the item is returned to the owner.If someone can't, or chooses not to repay the loan, the item then belongs to the store and can be sold. There's no penalty for forfeiting the item, and it will not affect your credit score.Many stores, like Adato's, will allow people to extend their loans if they ask.Adato says his most common item is jewelry."Jewelry in itself is something to wear and to look good, but it's a commodity," he says. "It's gold, silver, or diamonds. If things go wrong, this is how you get out of trouble."Experts say there are a few things people need to know before deciding to pawn a possession.First, make sure the store you go to is accredited with a state or national pawnbrokers association. That will ensure they follow all the laws and regulations of the business.Second, ask about the terms of the loan, especially the interest. California law caps the interest on a pawn loan at 3% per month.Third, make sure you understand all of the extra costs, including storage and set up fees.Despite the spike in demand, Adato says about 90% of the people who come in for loans pay them back and reclaim their items. His store is offering zero-interest on any loan paid in full within 30 days. He's also promoting safety by doing as much business as possible through his website and app.Adato says it's a small way he can help people get by during the pandemic. "There are still people out there that need money, unfortunately," says Adato. "These are blue-collar, working, hard class citizens that just need groceries to get through this hard time." 2270

SAN DIEGO (KGTV) - More than a hundred family and friends gathered for a memorial service Friday morning at St. Therese Catholic Church in Del Cerro, to remember Julia Jacobson.The retired U.S. Army Captain disappeared over Labor Day weekend and is believed to have been murdered, the priest talking of the "sting of death" and "death so sinful."Julia's car was discovered abandoned near her home in University Heights but there's been no sign of her or her dog, Boogie, despite many searches - which are ongoing.RELATED: Ex-husband of missing Army veteran arrested on suspicion of murderJulia was divorced. It wasn't a friendly parting and the ex-husband, Dalen Ware, was arrested in Phoenix last month; charged with her murder and currently awaiting trial.Friday, though, a tearful farewell for a lost friend.Jamie Mann described her as a battle buddy during the Iraq war."There isn't a day goes by I don't think of that girl and how she made me a better leader; just a better woman; and she loved everybody, touched so many people hearts, and she'll never be forgotten," Mann said.RELATED: Scholarship set up in memory of missing Army veteran Julia JacobsonJulia's brother, Jon, said one of his biggest honors was to pin Julia's lieutenant's bars on her."I was very proud of her; her service in Iraq, Serbia a little while. Just a great lady and she's terribly missed," her brother said.There's anger, too.RELATED: Missing Army vet spotted on Serra Mesa surveillance footageChristine Brosius is another friend from the Army."I want whoever did this to pay and I believe God has her back," Brosius said.Love and heartbreak were shared outside the church doors with many tight hugs.Jon Jacobson summed up his feelings, "The best thing to say is I'm happier I knew her than I am sad that I miss her." 1883

SAN DIEGO (KGTV) - Most school districts in San Diego County are still figuring out how to reopen classrooms in the fall. On Wednesday, the Office of Education released new guidance on how districts and charter schools can do that safely. They put out comprehensive guidance that includes recommendations to alter many aspects of everyday life for parents, students, and teachers. It includes symptom screening, altering classroom layouts to support physical distancing. They also recommend frequently cleaning common areas, wearing face coverings, and restricting visitor access. RELATED: San Diego Unified School District approves fall reopening planMusic Watson says they've had to rethink every possible scenario. "Recommendations about not using water fountains because of the multiple touches there, or about spacing desks as far apart as practicable so that you can have distancing," said Watson, Chief of Staff with the Office of Education. On Tuesday, the San Diego Unified District approved their reopening plan. It would allow parents to decide whether or not to send their kids back to campus or continue online learning at home. RELATED: San Diego schools allowed to hold on-campus classes under new rulesBut, most districts we reached out to are still working on their plans. The Grossmont Union High School District says they're currently conducting input sessions with focus groups. They tell ABC 10News they hope to have a plan in place for board approval by early to mid-July. The Poway Unified School District says they'll have a plan by June 25. Their superintendent released survey results with parents, showing 59% of families want students to return to campus full-time. Meanwhile, 41% say they would prefer a blended or virtual learning option to continue. RELATED: State provides school guidance to reopen, up to local districts to implementThe Escondido Union High School District says they hope to release a plan by June 30. The Sweetwater Union High School District is hosting a virtual town hall on June 18 where parents can give input on what changes they hope to see. For 42 districts and more than 100 charter schools in San Diego County, the next school year will look very different. "Have a way of keeping records so that if someone ends up testing positive you can do the contact tracing to be able to go back and figure out with whom they've had contact," said Watson. "We really wanted to plan for every eventually, every possibility so that schools can be prepared."The Office of Education also recommends all schools keep the option of distance learning for families who prefer it. 2630

SAN DIEGO (KGTV) - NASA's Mars-bound rocket launch from Southern California could leave San Diego gazers disappointed.Saturday's launch window could be blanketed behind a thick layer of morning fog, according to meteorologists. Vandenberg Air Force Base is forecasted to see partly cloudy skies through the morning hours.The fog, however, may not be enough to scrap the launch. InSight's launch director Tim Dunn said during a briefing Thursday that, "We got 'go's' from all aspects, all organizations that have a vested interest in launching InSight," Space.com reported. RELATED: Mars-bound NASA launch will be seen from San DiegoThe launch is currently scheduled for Vandenberg between 4:05 a.m. and 6:05 a.m. NASA has given a six-month time window to set InSight for Mars.Regardless of fog, officials have given the all-clear for NASA's first interplanetary launch on the west coast.But that shouldn't deter San Diegans from trying to catch a glimpse — even if just a blurry bright light in the distance. Locals need only gaze westward to catch the rocket's path south along our coast.RELATED: SpaceX rocket launch?seen?above San Diego"If you live on the California Central Coast or south to L.A. and San Diego, be sure to get up early on May 5th, because Atlas V is the gold standard in launch vehicles and it can put on a great show," Dunn said.Insight will launch atop an Atlas V rocket, one of the biggest available to make the 301-million mile voyage. The two-year journey will see the rocket's lander arrive on Mars on Nov. 26, 2018.There, the rover and two satellites will survey the Red Planet's terrain to learn how the planet was formed, seismic activity, and the effects of meteorites. 1763

SAN DIEGO (KGTV) - Nurses and healthcare workers gathered Friday morning demanding Palomar Health provide more nurses and PPE to support their staff as they see a surge in patients.Nurses said they are stretched thin and maxed out caring for our community during the pandemic."Palomar claims they took a hit due to the pandemic, but it's the nurses and caregivers who are taking the hit in the from of increased patient loads, unsafe staffing levels and inadequate PPE," ICU nurse Joanne Meza said.She and a group of healthcare workers held red signs reading "Save Lives, Safe Staffing Now."Palomar Health sent ABC 10News a statement stating they received a waiver from the California Department of Public Health Wednesday that would allow Palomar to "assign one ICU nurse to care for up to three patients, depending on patient acuity. The waiver, which only applies to one 12 bed unit which has both intensive and intermediate care patients located in the same area, has not been implemented and is only in preparation for a potential patient surge or reduction in workforce due to sickness."The law states safe ratios are one ICU nurse to two patients.Meza accused the hospital of furloughing employees while they knew the impact the pandemic would have.She also accused the hospital of commingling COVID and non-COVID patients. Palomar said that is "completely false. As a healthcare system, it is irresponsible to instill fear in our community. These false allegations by the union are frightening and endanger the health and safety of our community by discouraging people with serious conditions from seeking medical care."Palomar also said they always meet or exceed PPE requirements. 1698