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SAN DIEGO (KGTV) — Some late-night fun is heading to the San Diego Zoo, for the park's "Nighttime Zoo" festivities this summer.The special after-hours celebration runs June 16 - Sept. 2, keeping the zoo's gates open until 8 p.m. for live music, performances, and special animal encounters.Guests can check out trampoline acrobatics, traditional music and dance at Africa Rocks, the roving Chameleons band, or the Jambo! parade on Front Street. There are plenty of great opportunities for kids as well during Zoolamoves, Zoolahoops, and several zoo characters making appearances around the park.RELATED: New giraffe calf joins in the herd at San Diego Zoo exhibitSpecial "meet a keeper" sessions will give guests a look at what it's like to care for cheetahs and leopards during a special viewing of the animals. Or, guests can get a unique look at animals during other presentations, including the "enriched experience" at the park.For those older enough to enjoy, Albert's will keep the good vibes going with specialty cocktails and drinks in the Lost Forest.For a complete schedule of events, check out the zoo's website. 1135

SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) -- San Diego’s first rainbow crosswalk opened in Hillcrest Saturday afternoon. According to organizers, the crosswalk is the first in California that also features a transgender flag. The crosswalk is located at the corner of Normal Street and University Avenue. RELATED: Hillcrest to get San Diego's first LGBTQ+ rainbow crosswalkCouncilmember Chris Ward and other local leaders were there for the unveiling. His office released a statement saying, in part: “I am proud that my office has made this symbol of lesbian, gay, bisexual, transgender (LGBTQ) pride a reality.” 596

SAN DIEGO (KGTV) - Student loan debt is crippling tens of millions of people, more than credit card debt and auto loans. Now some companies are helping their workers tackle the mounting debt, offering student loan assistance as a benefit.Fidelity Investments is one company leading the way with its Step Ahead Student Loan Assistance program. “We look at our jobs day-to-day and we try and figure out how we can help people make the right financial decisions in their lives and it was something holding back some of our folks here at Fidelity," said Jared Roethlisberger, a Fidelity Branch Manager in Mission Valley. "They couldn’t save for retirement or they were working on saving for that home, and this allows us, Fidelity, to help those associates be able to take a little bit more home in their pocket."Employees who’ve been with the company for at least six months are eligible for ,000 a year toward their student loans up to ,000.RELATED: Making It in San Diego: Bill would help employers aid employees in paying off student loansFidelity started offering the benefit in 2016 and more than 9,300 employees have saved over million in principal and interest. The company says employees are able to pay off their loans five years sooner and lifetime costs were reduced by about ,000.Roethlisberger says it's not only a benefit to employees but to the company, helping with recruitment and retention of employees. “I also think it just makes folks happier, we see better retention of employees and happier employees," said Roethlisberger.RELATED: Making it in San Diego: Millions available for local studentsNow the company is helping other businesses offer the benefit to employees, launching the Student Debt Employer Contribution benefit in 2018. According to data from Fidelity's website, 86 percent of young people would commit to their employer for five years if they helped pay off their student loans. More than 55 companies are now making plans to offer the program and there are 10,000 active participants. Some companies are also getting creative, like providing an option to transfer carry-over paid time off (PTO) into a payment against student debt.Despite Fidelity's success, few businesses overall are offering this benefit. A 2018 survey by the Society for Human Resource Management found only 4 percent of organizations offered financial aid to help employees repay student loans, the same as in 2017. RELATED: This university is offering free tuition to families that bring in less than 0KSome lawmakers hope to change that, proposing a bill which would allow employers to give tax-free student loan assistance. Borrowers can also consider student loan refinancing; combining your existing federal student loans and private student loans into a single, new student loan with a lower interest rate.Make Lemonade, a free personal finance website, has created a list of their highest-rated refinance student loans and student loan consolidation options. 2997

SAN DIEGO (KGTV) — San Diego's biggest fireworks spectacular is set to light up the night sky above San Diego Bay Thursday.The Big Bay Boom will unleash a pyrotechnic extravaganza for July 4th, giving viewers all across the San Diego waterfront a sight to behold.The show kicks off Thursday at 9 p.m. An estimated 300,000 to 500,000 visitors are expected to take in the fireworks display around San Diego.RELATED: San Diego July 4th fireworks mapThe Port of San Diego and convention center are teaming up to offer a free Big Bay Boom community celebration at the center's Bayfront Terraces starting at 5 p.m. Food and drinks will be available for purchase.But don't fret, with that many onlookers there's plenty of room to watch and get down to the bay:ShuttlesFree Harbor Island?Shuttle:For shuttle service to Harbor Island, spectators are asked to park at the airport’s long-term parking lot. A shuttle will be available at the lot beginning at 6 p.m. on July 4. After the show, the last shuttles will run at 10:45. Free Shelter Island Shuttle:Shuttle pick up for the Shelter Island shuttle will be at the corner of Carleton Street and Rosecrans Street adjacent to West Marine beginning at 3 p.m. on July 4. After the show, the last shuttles will run at 10:45 p.m.Where to watchThe best views of the Big Bay Boom will be from Shelter Island, Harbor Island, North and South Embarcadero parks, Seaport Village, Marina District, Little Italy and the Coronado Ferry Landing. If you're able to grab a seat high up at a downtown hotel, high rise, or condo you'll see quite a show as well. If you're trying to snag a spot though, you'd better show up quick. Early-risers routinely grab a spot as July 4th begins and choose to spend the day outside ahead of the massive show.The Big Bay Boom also offers some helpful tips on parking on its website here.If you're listening in, the 20-minute show will be choreographed to music broadcasted on:Star 94.1Channel 93.3JAM’N 95.7101.5 KGBROCK 105.3NewsRadio 600 KOGOXTRA Sports 1360Big Bay Boom factsTo put on such a large show, predictably, there's a massive amount of work to be done.It takes more than 2000 hours to create the spectacle, according to pyrotechnic Sam Bruggema, and takes about 0,000 to produce. Tonight's show will used more than 8,500 pounds of explosives.But that 20-minute in turn produces an estimated economic impact of .6 million, including sales for area hotels, restaurants, retail shops and tour operators.And it's worth it. The show has been recognized as one of the best fireworks show's in the nation and best in San Diego, according to organizers. 2642

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