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Americans took out nearly 0 billion in loans backed by the Federal Housing Administration to buy homes in 2018. Nearly 83% of those FHA borrowers were first-time home buyers, according to the Department of Housing and Urban Development.It’s unsurprising that 274

A Michigan man went from healthy to brain dead in just nine days after contracting Eastern equine encephalitis, his brother said.Gregg McChesney, 64, was a "perfectly healthy, happy human being" less than two weeks before his August 19 death from the rare mosquito-borne virus, Mark McChesney told 310

A World Health Organization funded study published this week in the Lancet found that masks, physical distancing and eye protection offer substantial reduction in the spread of COVID-19. The study cautioned that even when used effectively and in combination, none of the interventions will completely prevent the spread of the virus. But the study’s authors offer some optimism the virus can be significantly slowed sans a vaccine. Keeping a distance of 1 meter in both healthcare and community settings reduced the risk of infection by 82 percent, according the research authored by a group of six infectious disease experts. Every additional meter of separation more than doubled the relative protection. “This evidence is important to support community physical distancing guidelines and shows risk reduction is feasible by physical distancing,” the study said. “Moreover, this finding can inform lifting of societal restrictions and safer ways of gathering in the community.”The study found that infectious droplets can travel up to 8 feet, and can stay in the air for hours. The use of masks and respirators with those infected with the virus reduced the risk of spreading the infection by 85%. The authors analyzed data that showed that N95 respirators in healthcare settings were up to 96% effective. Other masks were found to be 77% effective.Dr. Derek Chu from McMaster University, and co-author of the study, found that the most effective homemade masks should be ones that are water-resistant, have multiple layers, and are a good facial fit. The study also suggests that wearing eye protection resulted in a 78% reduction in infection; infection via the ocular route might occur by aerosol transmission or self-inoculation the study said. This point was one the researchers had less confidence in, and further data is needed to draw a conclusion. To read the full study, click 1901

Airbnb is offering a handful of people concerned about the environment a chance to participate in scientific research on how to help preserve it during an all-expense paid trip to Antarctica. 203

A shooting at a bowling alley late Friday left three men dead and four people wounded in Southern California, and police are trying to find whoever fired the shots, authorities said.The gunshots at the Gable House Bowl in Torrance went off just before midnight. A fight -- first involving young ladies, then men -- happened shortly beforehand, sending people running, a witness said."Then ... maybe a minute and a half later, all of the sudden all we heard was, pop, pop, pop," the witness, Dana Scott, told RMG News. "Bowlers were diving under the benches. The people that were still bowling on the lanes were on the floors, underneath the seats.""People were looking for their parents, because this is a family league. You've got mothers, fathers, sons, daughters ... everybody's friends in that league," she said.No arrests were immediately reported after the shooting. City police were "working to identify the suspect(s) involved," they said in a news release.By late Saturday morning, relatives of those who were shot were clustered outside the bowling alley, standing behind yellow police tape. Some of them embraced one another; others looked toward the building's rear, where a coroner's van pulled out.Keithnisha More, one of those standing outside Saturday, said her brother-in-law was one of those who died and that he leaves behind a son."How do you explain to a 5-year-old boy that his father is dead?" More said. "How does my sister-in-law tell this little boy that daddy is gone? Just gone."The names of the dead and wounded weren't immediately released.Witness: 'People started to run'A man who says he was in a karaoke area of the building when the shooting happened described a scene of panic."People started to run inside the karaoke (area), shouting, 'Gunshot, gunshot, gunshot,'" the man, identified on Facebook as D Ryon Thomas, says in a video posted to the social network.Staff ushered people into an area in the back of the building, he said.Police ask public for videoDetectives are going to examine surveillance video recorded inside the building, Torrance police Sgt. Ron Harris said."We're also asking anyone in the public who might have seen anything, or (recorded) any cell phone video or other video, to come forward and help in this investigation," Harris said.Torrance police officers saw multiple people with gunshot wounds when they arrived, and they started lifesaving measures, including CPR and using a defibrillator, police said in a news release.Video from RMG News showed numerous firefighters or other first responders tending to people outside.The Gable House Bowl is open until 3 a.m. on Saturdays. The complex also offers laser tag and a bar, its website says.Torrance is about 20 miles from Los Angeles. 2763

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