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Time is running out with just five days to go before funding expires for several key federal agencies and no deal in sight to avert a partial government shutdown.On Capitol Hill, Republicans and Democrats alike have made clear they don't want a shutdown, but lawmakers left Washington last week without a resolution in an ongoing standoff over funding for President Donald Trump's long-promised border wall. The administration and congressional Democrats appeared to be no closer to reaching an agreement over the weekend.White House senior adviser Stephen Miller said on Sunday the administration would do "whatever is necessary to build the border wall," saying "if it comes to it, absolutely," when asked on CBS's "Face the Nation" if that would mean a partial shutdown. But Senate Democratic Leader Chuck Schumer insisted on NBC's "Meet the Press" on Sunday that the President is "not going to get the wall in any form," saying the votes aren't there in the House or the Senate.The window is narrow this week for Congress to take action. The Senate will be back on Monday, but the House of Representatives isn't expected to return until Wednesday evening. That leaves little time before funding runs out at midnight on Friday for a number of federal agencies, including the Department of Homeland Security, the Justice Department, and other parts of the government.Trump wants billion in wall funding, but that number is a non-starter for Democrats. Any spending legislation would need to pass with at least some Democratic votes since it would have to clear a 60-vote threshold in the Senate where Republicans only have a 51-seat majority.Some congressional Republicans were talking openly at the end of last week about the possibility that lawmakers could punt the border fight by passing a temporary, stopgap spending measure. If Congress and the White House agree to a short-term funding patch that could leave the issue for the new, incoming Congress to resolve in January.Outgoing Republican Rep. Jeff Denham of California told CNN's Kate Bolduan on Friday, "At this late in the game, I think a short-term resolution is in order, something that would allow the next Congress to actually come in and negotiate a much larger, longer agreement.""The question is ... will we kick the can until the day after Christmas, January 2nd or 3rd, or whatever?," Republican Sen. Richard Shelby, the chair of the Senate Appropriations Committee, told CNN on Thursday. "I don't know. There has to be some sort of breakthrough."So far, however, there has been no apparent breakthrough, and the threat of a partial shutdown moves closer to becoming a reality with each passing day.The President defiantly said during a dramatic meeting last week with House Democratic leader Nancy Pelosi and Schumer that he would take responsibility for a partial shutdown if one takes place."I'll tell you what, I am proud to shut down the government for border security, Chuck," Trump told the top Senate Democrat. "So, I will take the mantle. I will be the one to shut it down. I'm not going to blame you for it."If a shutdown takes place, it would be limited in scope. Congress has already funded roughly 75% of the federal government through September 2019, including the Pentagon as well as the Departments of Health and Human Services and Labor.But that doesn't mean a partial shutdown that would start just days before Christmas wouldn't be disruptive.In the event of a shutdown, some federal employees would be deemed essential and would continue to work, but their pay would be withheld until the shutdown is over.Other federal employees would be placed on furlough, meaning they would effectively be put on a leave of absence without pay. Congress could move to order that furloughed employees be paid retroactively after the shutdown is over, but that is not guaranteed. 3870

Theater chain AMC says it could run out of money by the end of the year, according to multiple reports.AMC Theatres said Tuesday that its existing cash resources would be "largely depleted" by the end of this year or early next year because of the "reduced movie slate for the fourth quarter," as well as "the absence of significant increases in attendance from current levels."The company says they either need to sell more tickets or find new ways to borrow money.AMC has about 500 of their 600 American theaters open at between 20-40 percent capacity depending on local regulations to stop the spread of the coronavirus.Cineworld Group, which owns Regal Cinemas, announced last week it would suspend operations at all theaters in the US and UK.Meanwhile, the film industry has pushed release dates or gone straight to streaming platforms as the pandemic continues to disrupt theater attendance and filming schedules.Marvel’s “Black Widow” and the latest James Bond film “No Time to Die” were pushed to 2021. Pixar’s “Soul” will not appear in theaters and will go straight to Disney+, like Disney’s live-action remake of “Mulan.”There are only a few new films still slated for a 2020 release, including Universal’s “The Croods: A New Age,” Disney’s “Free Guy,” Paramount Pictures’ “Coming 2 America” and Warner Bros.′ “Wonder Woman 1984.” 1348

They come and go with less frequency now: empty trains across the country as this nation's public transit system finds itself in peril, with millions of Americans changing their commute routines because of COVID-19."Transit is definitely in trouble," said Jarred Johnson, who oversees the group Transit Matters.It's not the empty trains and buses that bother Johnson so much as the proposed cuts on the horizon, as ridership nationwide has plummeted.An estimated 36 million people across the country depended on public transit before the pandemic, but they just aren't riding right now, so revenues are down dramatically.In Washington D.C., the Metro is losing nearly 0 million a month; New York City's MTA is facing billion in potential cuts and San Francisco’s light rail is more than million in the hole. Public transit lines in nearly every major city across the country are facing financial uncertainty."It’s really time for our political leaders to step up and provide the funding transit needs," Johnson added.Another big concern is that if public transit services are cut now, they won't be there for riders when the pandemic is over. Used car sales are also booming with the average price of used vehicles up more than 9 percent, leading transit advocates to worry that some riders might be gone permanently."It’s not like people are choosing to not take transit on their trips, they’re not taking trips," explained Beth Osborne, with Transportation for America.Osborne's biggest fear is that if cities and states cut public services, people won't be able to get back to work on the other side of the pandemic."I think we have to ask ourselves: do we want our economy to function or not?" Osborne said. 1730

They have become the Holy Grail of cleaning supplies this pandemic year: Lysol and Clorox wipes. Trying to find them is often an exercise in futility.Throw in Windex spray, Scrubbing Bubbles shower cleaner, and Formula 409, and they round out the list of popular disinfecting products that are nearly impossible to find in stores these days.Coleman Henderson, owner of a house cleaning company, said he often has to tell homeowners he can't come out that week because of disinfectant shortages."I have to postpone jobs because I can't get cleaning supplies." Henderson said.You can sometimes find these items for sale on Amazon (from third-party sellers) or eBay, but you may have to pay two to three times the retail price, if you can find them at all."People are really struggling right now, " said Grace Brombach, of the consumer watchdog group U.S. PIRG. "The last thing that they need to worry about is going online and finding the products that they really need to keep themselves safe at ridiculous prices."National brands remain in short supplyStan Beck, owner of a hardware store, said that even though national brands like Windex or Johnson are hard to find, off-brand products are often just as good."This is a basic product, like Windex, just a different brand," he said, pointing to a shelf of Brillo window cleaner in his store. Brillo? Yes, they make window cleaner, and he says it works as well as Windex.Some items, though, are in such short supply that even generic versions are hard to find.For instance, toilet paper is now plentiful, but paper towel supplies remain tight. Why? A CNN report says manufacturers worked overtime all summer to produce toilet paper, but did not boost paper towel production to the same extent.The result?Grocery stores now have enough toilet paper (though they are limiting sales again), but not enough Bounty or Scott paper towels.What you can doKaren Mallory is the manager of a Do-it Center. She has a shelf stocked with cleaning products that looks like a throwback to 2018.During our visit, she had Windex, Mr Clean, Spic n' Span, even a collection of N95 face masks, something that was impossible to find for five months.Mallory said many people don't realize that local hardware stores often have a much better selection than grocery or big box stores because of their group buying power, and the fact that fewer shoppers visit them for cleaning items.She said she can find almost anything, except those Holy Grail items: name-brand disinfecting wipes."We've tried ordering Lysol wipes," she said. "Absolutely. We're trying to keep up on what supplies we can. Some things are just not available."It's the same situation at grocery stores like Kroger.The spokeswoman for the nation's largest grocery chain, Kroger, Erin Rolfes said "our suppliers are continuing to work extra hours to keep up with the ongoing customer demand," but said shoppers buy out wipes and disinfectants the moment they are put on the shelves.So what can you do?Visit your grocery store midweek, first thing in the morning, when those wipes and other products are put out.Purchase store brands, or off brands, when you find them, especially when it comes to wipes and toilet cleaners.Visit your local hardware store, and get to know the manager. Some will hold products for you if you ask.Check Amazon frequently.But U.S. PIRG says resist the urge to pay double or triple the price on eBay, because that encourages sellers to charge even more.And report gouging to Amazon customer service. That way, you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3876

There’s a new trend in engagement rings.Instead of a diamond ring around your finger, a diamond is embedded in your finger.“We notice lately a lot of people coming looking for that,” Sam Abbas, who owns NYC Ink Studio in the West Village, told Hsu.Apparently, some millennials are ditching the usual engagement ring and instead piercing their ring fingers.“I think it looks nice, but if you really think what it’s doing to the body – and you can have scarring – it’s so many complications that can happen from it,” Cynthia Rivas said.Abbas said there could be problems if the person doesn’t take care of the piercing, such as cleaning it two to three times a day and making sure the piercing artist has experience.“You’re dealing with the blood, so you got to be very, very safe,” he said. “What we do, we sterilize everything.”A piercing artist marks the spot with a pen, cleans with alcohol and iodine, uses a tool to remove a small patch of skin, and then inserts an anchor made of titanium or gold, which holds the gem, Hsu reported.The whole process takes about 10 minutes and costs around 0 for the piercing. The diamond you choose is a separate cost.As for the pain?“You’re going to feel it. You’re getting pierced. It is a little bit painful. But people did it, and I have a lot of people who say, ‘Oh nice, it’s nothing, I expect more,” said Abbas.Dermatologist Dr. Monica Halem told Hsu she has some concerns.“First of all, these procedures are not being done by a doctor, and it is a surgical procedure,” she said. “There are a lot of important structures that sit right under the skin there that can easily be damaged, like tendons.”There’s also the danger of the diamond snagging.“That’s sitting right above the skin, that’s easily caught on something and can do a lot of damage,” said Halem.She said you should think carefully before going for the new trend.Healing from this kind of piercing can take up to 20 weeks. If you want the diamond removed, that’s possible but more painful than the initial piercing. 2035

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