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SAN DIEGO (KGTV) - A new Father Joe's Villages bike program is giving homeless clients a hand-up, teaching them valuable skills in demand throughout the community.It's the latest addition to their STEPs program which stands for Skills and Training Enhancement Programs.After several weeks of hands-on training, homeless individuals receive a certificate as well as resume help and other workforce skills.RELATED: This is San Diego's plan to become more bike-friendlyThe program doesn't technically launch for several more weeks but caught the attention of a former music manager who is currently biking across the country for a good cause.Through his Dream Machine Tour, Charlie Jabaley is on a mission to change a million lives through giving to people in need.During his stop in San Diego, Jabaley learned the bike program was in need of more supplies. He visited local bike shops and collected thousands of dollars in donations.The bike program officially kicks off in June and you can also follow Jabaley's cross-country journey on his Instagram handle @charlie.Several businesses donated and are helping the bike program get off the ground: 1158

SAN DIEGO (KGTV) - A San Carlos family hit hard by the pandemic is picking up the pieces after a fire gutted their home.Raegan Gaedke's brother shot cellphone video of smoke pouring out of their home on Verlane Drive on Sunday evening. Minutes before, Raegan, 16, and her brother Ryley, 17, had returned home from a grocery run, before discovering smoke in their parents' bedroom."Ran and got my dog out. My brother turned off the power and got the fire extinguisher, but it was too late. The fire spread too much," said Gaedke.Their mom Cyndi, who was visiting relatives, says fire crews later told them the cause was a window air conditioner. The home they had been renting for the last 12 years is a total loss."So hard for me to comprehend we have nothing. It's all gone," said Cyndi.Cyndi says they did not have renters insurance. It's a purchase set to the side."You think you'll get back to it, and you don't. Won't make that mistake again. It's hard to describe how stressful this has been," said Cyndi.The stress levels already high since the start of the pandemic. Cyndi's husband, the breadwinner of the family and a commercial fisherman, has been out of work. His job counted on now-grounded international flights for shipping. The amount of money they family is receiving from unemployment is modest. Paying the rent had become a concern."We did have quite a bit of savings, but that's all gone. it's been tough and awful. My husband has had a lot of anxiety, as well as me," said Cyndi.Right now, family members are staying with relatives. A Gofundme campaign has been set up to help the family. 1617

SAN DIEGO (KGTV) — A new report from California State University, San Marcos, shows San Diego County's craft beer industry continued its uphill climb last year.In 2018, San Diego County saw its craft brewing family grow to a total of 155 independent craft brewers, bringing the region to a total of 202 operating brewery locations, the report revealed. The study was compiled by CSUSM, the school's Office of Business Research and Analysis, and San Diego Brewers Guild.Data did show that brewery openings slowed starting in 2017, but have rose slightly since.The majority of breweries are packed into Central San Diego, hosting 55% of craft breweries in the county, the report says. North County holds the second largest piece, with 32.5% of breweries, following by East County with 8.1%, and the South Bay with 4.4%.RELATED: First-of-its-kind craft beverage project planned for EscondidoYear-over-year, craft beer's economic impact to San Diego grew 6% in 2018 to an estimated .2 billion. Since 2016, the region has seen a 34% rise in economic impact from the craft beer industry.In another measurement of craft beer's outlook in San Diego, the report's craft beer confidence index stood at 91, which the report says indicates a strong outlook over the next year. The index surveys how respondents feel about barrelage production, distribution, employment, and capital expenditures.The report, adding that San Diego will soon see its own Museum of Beer in 2020, highlights the region's outlook for craft beer, breweries, and the industry's impact.When it comes to the style of beer drinkers prefer most, nationwide IPAs took 25.2% of the market, followed by belgain white (20.6%), other styles (14.5%), seasonal (13.6%), and lagers (11.1%). Pale ales, fruit, and amber ale beers made up the rest of the country's segmentation.RELATED: Local breweries help Camp Fire victims recoverA few local breweries did hit hard times in 2018. East Village's Monkey Paw Brewing and Miramar's Intergalactic Brewing closed their doors. Green Flash also sold off its west coast operations in a foreclosure. This year, Gordon Biersch Brewery Restaurant closed in Mission Valley.The state, overall, though continues to be ranked as having the highest number of craft breweries in the U.S. with more than 900 breweries as of January 2019. The state produced 3.4 million barrels of beer in 2018.The full report is available to read online here. 2435

SAN DIEGO (KGTV) -- A new study by Zillow shows that homebuyers with lower credit scored pay more for the same homes than buyers with excellent credit scores.According to Zillow, borrowers with excellent credit scores could get a mortgage with a 4.5 percent annual percentage rate.Borrowers with a fair credit score could get a 5.1 percent rate. Over the lifetime of a 30-year mortgage, that means a buyer with a fair credit score may end up paying an additional ,000 over the lifetime of the loan.In San Diego, where the median home value in March of 2018 was 5,300, Zillow estimates that homebuyers with fair credit will pay ,000 for the same home.The difference is only amplified in more expensive markets, Zillow says. In addition, the penalty for lower credit scores tends to be higher."When you buy a home, your financial history determines your financial future," said Zillow senior economist Aaron Terrazas. "Homebuyers with weaker credit end up paying substantially higher costs over the lifetime of a home loan. Of course, homeowners do have the option to refinance their loan if their credit improves, but as mortgage rates rise this may be a less attractive option."Zillow says that even if homeowners don’t pay the full 30-year term on a loan, the annual cost of a lower credit score can still add up to 0 a year. 1346

SAN DIEGO (KGTV) - A new program in San Diego will offer people as much as ,000 to trade in their gas-powered cars for an electric vehicle.In October, the County Board of Supervisors approved the Clean Cars 4 All program. Starting in 2020, the County will get million per year to help low-income families go electric."The problem with electric vehicles is the upfront cost of purchase," says County Supervisor Nathan Fletcher. "So we've got to help bridge that gap for people in low income communities so they can get the same benefits."RELATED: Making it in San Diego: Tax credit coalition helps San Diegans find thousands of dollars in refundsBenefits like lower yearly costs on fuel and maintenance. A 14-gallon car that gets filled up four times per month would cost around ,400 per year. That money could now go back into a family's budget. The same goes for oil changes and many types of car maintenance."When you talk about not having to change oil and not having to maintain and internal combustion engine, you take a big part out of it," says Cole Lowenfield, the General Manager of Mossy Ford in Pacific Beach.In addition to the Clean Cars 4 All program, there are 26 other state and federal grants and tax incentives available to people who want to go electric. Lowenfield says he knows of about 150 different kinds of makes and models scheduled to come out in the next 15 years, meaning there's something for everyone.RELATED: Making it in San Diego: Giving up car helps lead to luxury rental"It's going to make every car affordable enough to where you choice is electric or gas, not high or low payment," he says.There's also an environmental aspect to the program, as it targets people in some of the most highly polluted areas of the county."A child in Barrio Logan is more likely to have asthma than a child in La Jolla," says Fletcher. "We're trying to address that inequity by providing grants to get electric vehicles into those communities with dirtier air."It will also help the County meet mandatory greenhouse gas emission reduction levels over the next few decades.RELATED: Making it in San Diego: More San Diegans keeping their cars for 15 years or longerOne challenge to owning an electric car is the lack of charging stations, especially in low-income neighborhoods. Fletcher says this program will address that by adding 2,000 more chargers by 2028, in public places like parks, libraries and other county owned buildings.SDG&E is also offering incentives to landlords who want to add charging stations at apartment and condo complexes and at business centers.Lowenfield says the market is changing and electric vehicles are poised to take over."I bet, one day soon, it's going to be hard to find a gas-powered vehicle," he says. 2778