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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058
due to concerns of elevated vitamin D levels, joining a growing list of dog foods nationwide that were recently recalled for the same reason.The latest information from Hill's Pet Nutrition says products purchased between Sept. 1, 2018 and March 21, 2019 are recalled as they may be potentially affected. This does not include dry foods, cat foods or treats."While vitamin D is an essential nutrient for dogs, ingestion of elevated levels can lead to potential health issues depending on the level of vitamin D and the length of exposure, and dogs may exhibit symptoms such as vomiting, loss of appetite, increased thirst, increased urination, excessive drooling, and weight loss," the original recall states. "Vitamin D, when consumed at very high levels, can lead to serious health issues in dogs including renal dysfunction. Pet parents with dogs who have consumed any of the products listed and are exhibiting any of these signs should contact their veterinarian."The original recall came after a complaint was made about a dog exhibiting signs of vitamin D toxicity as a result of eating a Hill's Pet Nutrition product. The elevated vitamin D levels are being attributed to a supplier error. The affected dog food products were distributed to pet stores and veterinary clinics nationwide.The 1299
in Philadelphia, Pennsylvania has a very special, very large resident in need of a new forever home. Beejay, also known as Big Boi "Mr. B" is larger than the average house cat - much larger in fact, weighing in at just over 26 pounds.. Beejay is a 2-year-old and appears to be a mixture of domestic shorthair, with perhaps some Maine Coon cat mixed in. Overall he is healthy, and he is a big love, literally!Those interested in learning more about Big Boi should contact the Morris Animal Refuge via email at info@morrisanimalrefuge.org, by phone at (215) 735-9570 or on their 579
due to engine failure on Monday.The plane made a safe emergency landing in Raleigh, North Carolina about an hour into the flight from Atlanta to Baltimore."The Captain came on the loudspeaker and said that we had lost an engine and that they were making preparations to have an emergency landing," passenger Jose Bahamonde-Gonzalez said.Avery Porch was sitting next to her boyfriend Tyler Kreuger in the emergency seat."After we heard the boom we just saw all this smoke come up into the cabin, and that's when we really started freaking out," Porch said. "It started slowing down a bit the air cut off."People were frantic--preparing to open the door at a moment's notice to try and escape."I was about to the first person to jump off and I was like, 'oh my gosh,'" Porch said. "This is a 30-something pound door. I'm going to have to throw it in the seat and jump off and actually help people out."Panicked people started to fear the worst."I pulled out my phone, and I know I didn't have service," Kreuger said. "I just texted my mom 'I love you', I texted my dad 'I love you.'""I had a weird, eerie sense of calm over me, like I almost knew that they were going to take care of it, and they did," Porch said. "I don't think I'd be timid getting on a plane again being reassured that they handled it the way they did."Delta released a statement apologizing for the inconvenience and passengers said they were given a food voucher while they waited to leave Raleigh."Delta needs to retire those MD-80's, they are too old," said Bahamonde-Gonzalez.The flight was originally supposed to land in Baltimore around 2 p.m. local time, but the passenger didn't reach their destination until around 8:30 p.m.This story was originally published by Eddie Kadhim on 1763
at Oslo Middle School, there are computers, and most of the basic supplies are here. But the beanbag chairs and carpet?"All the people that provided money for that project were my friends and family," Henley said.It's Henley's way of creating a home away from home."Think of it as decorating your home to make it comfortable. I want this to be my kids home," Henley said.Now in her fourth year of teaching, Henley spent 0 of her own money on things ranging from supplies to snacks, that aren't just rewards for good behavior."We made DNA models with Twizzlers," she said. "The kids like it, and we have a lot more fun that way. They're a lot more likely to learn it when we're using food and hands-on type things to learn."Henley is not alone reaching into her own pocket.A study by the National Center of Education Statistics showed 94 percent of public school teachers spent money on supplies without reimbursement. The average amount? 0.Henley turned to Twitter for help. #Clearthelists was started by a teacher in Texas as a way to get the community involved.Henley created her wish list on Amazon."It blew up a little because Royal Caribbean purchased a few items off of my list," Henley said.Beyond the teachers, many schools are starting to address the high cost of supplies for their students. This year at Oslo Middle School 'they're only asking kids to have one binder with tab dividers."They have all their assignments in one binder. it helps them to organize," Asst. Principal Chris Cummings said.This story was originally published by Jon Shainman on 1572