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NATIONAL CITY (CNS) - A black BMW spun out and went off southbound Interstate 5 Saturday, with the vehicle catching fire and the driver seen lying on the ground not far away.There was no immediate word on the condition of the driver, but the medical examiner's office was called to the scene, according to a California Highway Patrol incident log.Witnesses told officers the motorist was driving recklessly before the crash, the CHP said.The crash caused traffic to back up on southbound I-5. 500
MUNSON, Pa. — Three men have been charged with more than 1,400 counts for allegedly having sex with dogs, horses, a cow and a goat on a makeshift farm in Pennsylvania.Terry Wallace, 41; Matthew Brubaker, 32, and Marc Measnikoff, 34, all of Munson, Pennsylvania, were charged with endangering children, corruption of minors, cruelty to animals and 1,460 counts of sexual intercourse with animals. According to the Clearfield County District Attorney's Office, authorities were notified by a teen living on the property. The teen told authorities the three men constructed a holding pen in the shape of a "V" to help facilitate sexual intercourse with the animals.Police raided the property on Aug. 18 and found a "large volume of homemade videos," and camera equipment allegedly used to film the acts.State police assisted in the raid due to reports of semi-automatic weapons being on the property, authorities said.Clearfield County District Attorney William A. Shaw Jr. said the incident is "one of the most extreme cases of animal abuse that his office has handled."Authorities said it doesn't appear that the teen was a victim of sexual assault, but they are working to determine the extent of any mental or physical abuse he may have been exposed to.Each defendant is being held on a 0,000 bond and is scheduled to appear in court on Wednesday. 1374

Millions of small businesses that received Paycheck Protection Program loans have been waiting for answers on how and when their loans would be forgiven. Now, the Small Business Administration has announced a plan that would forgive almost 70% of all the loans it gave out.“The new guidance that has come out from treasury department and the SBA aim to ease the process for applying for forgiveness of loans under ,000,” said Molly Day with the National Small Business Association.The new guidance forgives PPP loans that were ,000 or less, but also comes with a new rule. The rule allows businesses with no employees or businesses where the owner is the only employee, can now have most or all of their loan forgiven.Initially, most of the forgivable portion of a PPP loan was that which was used toward paying employees. The new rule also relaxes the scrutiny requirements on lenders to review documentation from small businesses proving how the money was spent.“A lot of small businesses don’t have employees, or they have one employee and that is themselves, adjusting that really makes it a lot more workable for the sole proprietors that are small businesses [and] are doing great work and deserve some assistance as well,” said Day.The forgiveness process laid out by the Small Business Administration does not have the usual red tape that comes with most government forgiveness processes. Business owners who received loans of ,000 or less have to fill out a one-page document, just released by the SBA, and have their lender process it.“I do think making the forgiveness process easier and more streamlined could help many small businesses,” added Day.With the loan debt hanging over their heads, many small businesses have been reluctant to take on additional debt or put more of their saving into their businesses. Relieving them of the loan burden could now allow them to do so and may result in saving some businesses that were on the brink.However, the SBA points out there’s no guarantee and is still pushing for continued support from Congress in the next stimulus bill. In addition, it is pushing for the SBA to extend the new guidance to loan 0,000 or less. 2195
Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816
Nearly 2 million Americans have received the coronavirus vaccine.According to the U.S. Centers for Disease Control and Prevention's COVID data tracker, as of 9 a.m. Saturday, 9.5 million doses of vaccines have been distributed, and 1.9 million have been administered.The CDC says both totals include Moderna and Pfizer vaccines.CDC officials say the number of people who have received their first vaccine dose is likely higher, although the number of amounts distributed is higher than the number of those who've received a vaccine.The CDC says the lag in data being reported is because of several factors: health agencies having to transmit data to CDC, healthcare providers having to report to health agencies up to 72 hours after administering the vaccines, and the launch of the federal Pharmacy Partnership for Long-Term Care Program is still pending.The CDC COVID data tracker also stated that as of 2 p.m. Sunday, 179,104 new coronavirus cases had been reported, bringing the new overall total to 18,909,910. Data also showed that 1,309 recent deaths were reported, bringing the total of those who've died to 330,901. 1132
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