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This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

TMZ is reporting that Stan Lee’s “stolen” blood was used to create a special ink and that ink was used for a hand-stamped signature.Several “Black Panther” comic books with the hand-stamped signature were then sold at the Marvel Avenger S.T.A.T.I.O.N. at Treasure Island on the Las Vegas Strip.TMZ claims they were told by a close friend of Lee’s that the blood was stolen in October 2017. Lee was reportedly told that the blood was needed for tests. The person accused of coordinating the theft has not been publicly identified.A post on a comic board in March that appears to be made by Marvel Avengers S.T.A.T.I.O.N. says “Stan Lee’s Hand of Respect” chose to dedicate the introduction of the “Stan Lee’s Solvent DNA Ink” to the Las Vegas community because of the Vegas mass shooting.The comics reportedly sold for 0 and 0.Since the story broke, the comics have been pulled and Marvel Avengers S.T.A.T.I.O.N. issued the following statement: 962

To ensure social distancing in the seating bowl, @HardRockStadium now has socially distanced seating clusters. pic.twitter.com/s8v7o1mLU3— Miami Dolphins (@MiamiDolphins) August 24, 2020 194

Thousands of California's weary wine country residents are confronting yet another devastating wildfire. The Glass Fire has scorched more than 66 square miles and destroyed about 95 structures. It's the fourth major fire in three years in the Napa-Sonoma area. The region is nearing the third anniversary of a 2017 wildfire that killed 22 people. For many, seeing the blaze come over the iconic ridges was a painful reminder of the losses in 2017. The sheriff acknowledged “fire fatigue." Further north, a wildfire burning in rural Shasta County has killed three people and destroyed nearly 150 buildings.Since the beginning of the year, there have been over 8,100 wildfires that have burned well over 3.8 million acres in California, Cal Fire said. This wildfire season has claimed the lives of 29 people after three more people died in the Zogg fire this week. 871

This is typically one of the most exciting times of the year, with high school football getting close to kicking off the season.Unfortunately, COVID-19 sidelined football and a bunch of other sports."It's a concern," says Caledonia, Michigan, clinical psychologist Dr. Nicole Beurkens, "because surveys throughout this pandemic have shown that student-athletes, in particular, are showing rates of anxiety and depression that are steadily increasing and rates of physical activity that are decreasing."It's a combination that Dr. Beurkens says can cause some serious problems."People often underestimate how connected those two things are," she says, "But the research shows us over and over again that getting some form of physical movement, physical activity, or exercise in on a daily basis is critical for supporting our mental health, and that's especially true for children and for teens."So, with many sports in a timeout, Dr. Beurkens says parents should be looking for signs of mental health issues."I think that if parents start to notice that their child is withdrawing more and more, not participating in things that they used to participate in, withdrawing more from the family, getting a lot more irritable, maybe feeling more anxious about things, expressing more hesitation to do things that they were comfortable doing, those are signs that anxiety or depression may be an issue."She says keeping your kids active during this time is invaluable."For kids still to be involved in physical activities around weight training practice, many of the schools are working on how to safely have kids together to continue to participate in drill training, in working on things that they work during the season, even though they won't be competing. That's a great way to provide not only structure but also those relational kinds of opportunities."And above all else, Dr. Beurkens says, keep talking."Open communication is one of the things that really helps kids to work through this types of challenging situations. So, talking with them about how they're feeling, about the disappointment, about the anger, or maybe frustration they may be feeling, and give them a healthy outlet about communicating about that, is important."To contact Dr. Nicole Beurkens click here.This story was first reported by Mike Avery at WXMI in West Michigan. 2354

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