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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740

If you're on the hunt for a bike rack and can't find one, you're not alone. Bike racks are currently low stock, out of stock or backordered as bike sales soar amid the novel coronavirus pandemic.High demand for bike racks and installation is putting it lightly.“U-Haul is the number one installer of after-market hitches in the entire U.S., so we’ve got a hitch professional installing hitches, bike racks, trailer hitches, just about everything else you can imagine at almost all of our 2,000 company-owned stores, said Jeff Lockridge, with U-Haul International.“There’s enough customers asking for them to where the primary manufacturers have a backlog and that was the very reason that our hitch manager decided to expand our product line and go out and sign up more bike rack manufacturers to make sure we’ve got product quicker.”In fact, so many people want bike racks and hitches, June 2020 saw the biggest sales month in U-Haul’s 75-year history. Those June sales broke the May sales, which were also record-high. It also sent the U-Haul sales team looking for more companies to deliver more product.“We are understandably handcuffed a little bit by how quickly manufacturers can get product to us so that we can take care of our customers because people are wanting to get out and ride their bikes now,” Lockridge said.They expanded and now offering racks from 15 different companies.Also in high demand: U-Haul’s "contactless" system.“They can rent a truck, pick it up, entirely on their cell phone without having contact with our team members,” explained Lockridge. 1583

IMPERIAL BEACH, Calif. (KGTV) - The San Diego County Sheriff’s Department is investigating a residential burglary that happened in the overnight to early hours on Wednesday.The break-in happened at a house on Date Avenue.According to residents someone broke into their house and stole several items while they were asleep. Taryn Williamson, who lives in the home, said the thief must have gone into their room because she noticed her purse, her boyfriend’s phone, and a Nintendo Switch gaming system, were missing.  All were on a table in their bedroom.Her purse had 0 in cash as well as credit cards. Williamson says the money was to pay for rent, but they were able to raise it back in a few hours through GoFundMe.“I’m a really light sleeper," Williamson said, "I'm really shocked I didn't wake up, he (or she) must have been really quiet."Williamson said her roommate discovered the front door was open when she left for work around 5 a.m.  They are not sure how the thief got inside, but she says it's possible someone left the door unlocked before going to bed the night before.If you have any information, you’re asked to call the San Diego County Sheriff’s Office. 1223

House Majority Whip Steve Scalise has been released from a Washington, DC, hospital following a "successful" surgery, according to MedStar Washington Hospital Center.The hospital released a statement Saturday saying the Louisiana Republican was discharged from the hospital and "the planned surgery was successful." The congressman "will be recovering at home for the next several days," the statement added.The congressman's Twitter account also shared the statement. CNN reported earlier this month that Scalise was beginning a "series of planned, inpatient procedures" while continuing to recover from injuries he sustained in a shooting last year.Scalise suffered a gunshot wound last summer when a gunman opened fire at a congressional baseball practice in Alexandria, Virginia.In September, Scalise returned to Congress for the first time since the attack, saying at the time that he is "a living example that miracles really do happen."  957

If you have ever wanted to spend a night in Hell (Michigan), now is your chance.An Airbnb user, dubbing himself the “Mayor of Hell,” is offering a one-night experience for Michigan residents that promises to be spooky. The listing in Hell, Michigan, is only available for three nights: Oct. 18, 21 and 24.The cost to spend a night in Hell is .“I am the biggest Halloween fan in the world (and the underworld), so I hope that our little slice of paradise can fill fellow Halloween lovers with all of the frightful chills and spooky sensations of the season,” said John Colone, owner of the Airbnb property. “And to our guests and soon-to-be Mayors, I trust you’ll find that there is no place more welcoming than Hell on Earth—we can’t wait to show you a helluva good time!”The home is said to contain a “Mayor’s Lair,” complete with a gothic sitting area. The rental also comes with an outdoor firepit, movie screen, and is a short bike ride away from the Hell Hole Diner.The experience will be available on Airbnb’s webpage starting October 14 at 12 p.m. ET. 1069