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TAMPA, Fla. - A "Back the Blue" mural was painted outside the Tampa Police Department headquarters over the weekend.On Saturday, about 40 people came together and painted the mural on East Madison Street in downtown Tampa. The mural was created to show support for law enforcement."When they walk into the police department or when they go to work or they're patrolling the streets, they see that mural and they know they have a community behind them," said Cassandra Kistler.Kelli Campbell and Cassandra Kistler are members of Back the Blue Florida. The ladies helped organize the project.People from Community Patriots of Tampa also helped paint the mural."We had people just walking by that were inspired to pick up a brush and a roller and start helping us," said Campbell.Some people on social media are criticizing the mural or showing their support."We've been criticized a lot like it's not the best, it's not this, it's not that. It's community and community did it and brought it together and made it happen," said Cassandra Kistler.A Change.org petition said, "This mural seems to mock the Black Lives Matter movement and is a huge slap in the face for all the protesting we have been doing all over this country.""Everybody's entitled to voice their opinions and voice what they want," said Kistler."This has nothing to do with race. This is not against anyone. It's not to counter anyone. This is 100% showing support for law enforcement, all branches and truly all first responders," said Campbell.A City of Tampa spokesperson said the mural was not approved by the city.“Any tribute to honor their service is welcome. It’s unfortunate they didn’t see the permitting process through so that our community could participate in showing their appreciation for the brave men and women that service our residents every day," said Mayor Jane Castor.Kistler claims the group got verbal approval from Mayor Castor's office.This article was written by Julie Salomone for WFTS. 1989

Taylor Swift has the trophy of country music royalty back in her hands, well not literally.Swift got top honors with Song of the Year for “Better Man” which she pinned for Little Big Town.It is her first CMA Awards nomination since 2014. The talk of the town Wednesday for many Taylor Swift fans was whether she would make an appearance at the show.She did stop by and remember her country music roots last year to present Entertainer of the Year to Garth Brooks during the 50th anniversary of the CMA Awards.  Photos: From the red carpet of the CMA AwardsLittle Big Town, who is also nominated for three other awards tonight (Single of the Year, Album of the Year and Vocal Duo of the Year) accepted the award at Bridgestone Arena.“Hey we didn’t write this.” Karen Fairchild said. “We’re really grateful that Phillip checked his email one night and that song was in his email, cause he doesn’t always check his email.”The Little Big Town singer would go on to say Swift couldn’t be there but they wanted to thank her.SEE ALSO:?Brothers Osborne score early CMA Awards win for ‘It Ain't My Fault'“So we want to say thanks to Taylor Swift,” Fairchild said. “She couldn’t be here tonight but wherever you are, thank you for this beautiful song, and for loving songs, and loving Nashville.”Little Big Town would later share backstage that Swift tweeted out her congratulations and could not attend because she was rehearsing for "Saturday Night Live" in New York City.  1483

Starting Social Security early typically means getting a smaller benefit for the rest of your life. The penalty is steep: Someone who applies this year at age 62 would see their monthly benefit check reduced by nearly 30%.Many Americans have little choice but to accept the diminished payments. Even before the pandemic, about half of retirees said they quit working earlier than they’d planned, often due to job loss or health issues. Some have enough retirement savings to delay claiming Social Security, but many don’t. And now, with unemployment approaching Depression-era levels, claiming early may be the best of bad options for older people who can’t find a job.But the penalty for early filing, and the bonus for delaying your application, are based on old formulas that don’t reflect gains in life expectancy, says economist Alicia Munnell, director of the Center for Retirement Research at Boston College. The result is a system that unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.“Low-income people disproportionately collect benefits at 62 and their benefits are cut too much, and high-income people disproportionately delay claiming till 70 and their benefits are increased too much,” Munnell says. “So you penalize the low-income and you benefit the high-income.”The problem started off as a solutionOriginally, Social Security had one retirement age: 65. In 1956, Congress authorized a reduced benefit for women, to allow them to retire at the same time as their typically older husbands. The reduced benefit option was extended to men in 1961.The amount of the reduction was meant to be “actuarially neutral,” so that the cost to Social Security would be the same whether those with average life expectancies claimed the smaller check earlier or the larger check later.As life expectancies rose, though, early filers wound up living with the penalty for longer. In 1956, a 65-year-old woman had an average life expectancy of 16.9 years. Today, it’s 21.6 years, Munnell says. Instead of being actuarially neutral, in other words, the current system results in early filers with average life expectancies getting less.On top of that, Social Security offers a bonus for those who can afford to wait. A 1% delayed retirement credit was introduced in 1972, and the amount was increased over the years to the current 8%. So each year you put off claiming Social Security past your full retirement age adds 8% to your payment. Full retirement age varies according to birth year and is 67 for people born in 1960 or later.Let’s say your full retirement age is 67 and your benefit, if started then, would be ,000 a month. Starting at 62 would shrink the benefit to 0, while waiting until 70 to begin would boost the amount to ,240.The longer you live, the more you can benefit from a delayed filing — and the higher your income, the longer you’re likely to live. In fact, most of the gains in life expectancy in recent years have accrued to higher-income people.Between 2001 and 2014, for example, life expectancy rose by more than two years for men and nearly three years for women with incomes in the top 5%, according to a study for the Social Security Administration. During the same period, life expectancies for those in the bottom 5% of incomes rose a little less than four months for men and about two weeks for women.How benefits could change to be fairerTo restore actuarial fairness, the penalty for early filing should be lower, Munnell says. Someone who retires at 62 instead of 67 should get 22.5% less, rather than 30% less. Similarly, the bonus for waiting should be reduced to just below 7% per year.“The way it’s set up now, people will get 124% of their full benefit if they wait till 70 and they really should only get 120%,” Munnell says.Obviously, Social Security has bigger problems. Once its trust fund is depleted, as projected in 15 years or so, the system will be able to pay only 79% of promised benefits in 2035. That proportion is estimated to drop to 73% by 2094.When Congress finally gets around to fixing the system, Munnell says, it should consider making the payouts more fair.“I think there’ll be some grand bargain on Social Security at some point because I don’t think anybody’s really going to allow benefits to be cut 25%,” Munnell says. “This [actuarial fairness] probably should be put on the agenda.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4771

TALLAHASSEE, Fla. — Much like the rest of the country, unemployment rates skyrocketed in Florida at the onset of the COVID-19 pandemic. And while the Florida unemployment rate has fallen somewhat to 7.6%, many in the state are still in need of help and may get it through a program called EB or Extended Benefits.In October alone, more than 10,000 people applied for unemployment in the Tampa Bar area — including 7,338 in Hillsborough County and 3,799 in Pinellas County."We continue to see unemployment problems within our office; it's mostly coupled with eviction notices," said State Representative Anna Eskamani, a Democrat whose district covers the Orlando area.Eskamani has fielded calls from Florida's unemployed since March."We need political back-and-forth to stop. The American people are in desperate need of relief," she said.The regular 12 weeks of benefits for those unemployed only lasted until about mid-June. That's when many applied for PEUC, a 13-week extension that took extended benefits to about mid-September.With the state's unemployment rate remaining above 5% for as long as it has, regular unemployment benefits were extended but haven't been made available yet."They're trying to integrate it into the connect system, which is why they're saying December it's going to be available," Eskamani said.In order for Floridians to get extended benefits — or EB — their PEUC benefits must have been used up between June 7 and Nov. 7."I actually think the gap that's being sent by the US Department of Labor catches most people," Eskamani said.It could, however, have an impact on Disney World employees, many of whom were furloughed or laid off amid an extended park closure. What happens for others seeking unemployment in 2021 is still unclear.Eskamani says that by then, the state legislature should officially be able to file a bill that she and other lawmakers drafted in October, hoping to get claimants more money for a longer period of time."(I want to) increase the benefit amount to 0 — change the sliding scale of what's available to us at the limit of 26 weeks, which is the national average," she said. "Put in place time restrictions for when the (Florida Department of Economic Opportunity) has to get back to you on your eligibility status."Eskamani also hopes to extend benefits to self-employed who are out of work and have the legislature's Oversight Committee hold the Florida Department of Economic Opportunity accountable.She says once the bill filed, she hopes to push the bill into committee hearings. Lawmakers go back for organizational meetings in a week and a half.This story was originally published by Heather Leigh on WFTS in Tampa, Florida. 2705

The American Music Awards were Tuesday night.The following is a list of this year's nominees, led by rappers Drake and Cardi B with eight nominations each.ARTIST OF THE YEARDrakeImagine DragonsPost MaloneEd SheeranTaylor Swift *WINNER 242