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There's some misunderstanding about medical exemptions to wearing masks.A legal expert tells us the Americans with Disabilities Act (ADA) makes it so businesses must make reasonable accommodations to everyone. The key word there is reasonable.“The problem with what's going on right now and some of the things that have been going around the internet, is that the advice, kind of spurious advice that's being put forth is to use the provision for reasonable accommodation as a sword rather than as a shield,” said David Tarrien, an associate professor at WMU-Cooley Law School.Tarrien says the conditions that qualify as a mask exemption have a smaller scope than many realize. For example, he says asthma patients likely do not fall under that scope. But later stages of pulmonary respiratory disease, emphysema, or a serious mobility issue can be "legitimate" reasons.Furthermore, you could face repercussions for lying.“If they're claiming that they have a disability and they don't have a disability, if that is found out, then there are criminal and civil penalties for that,” said Tarrien.As for privacy concerns, Tarrien says store employees are allowed to ask customers why they're not wearing a mask. If you refuse to answer, they may refuse entry.Even if you give a legitimate reason to not wear a mask, you may still be refused entry. That's because the ADA does not apply if there's a “direct threat” to someone's health or safety.Tarrien says HIPPA privacy laws also do not apply in this kind of situation. That only protects your information from being shared inappropriately among medical facilities. 1623

Tofu, the red panda — a recent addition at?Omaha's Henry Doorly Zoo & Aquarium — died Tuesday, according to a press release from the zoo today.The preliminary pathology report indicated that the 3-year-old red panda, which arrived in Omaha from the Detroit Zoo in October 2017 and joined the new Asian Highlands exhibit in May, likely died of a condition that is known to afflict the species, according to the release.Tofo had excess fluid in her abdomen and chest cavity, "a finding that is most commonly observed in cases of heart failure or cardiomyopathy... (which) are population-wide health issues within the red panda species," the release states.The red panda could have also died of inflammation of the heart from bacterial or viral causes, the release states.According to the release, the Omaha zoo "intends to collaborate with other pathologists and scientists regarding their findings in hopes to better understand these health issues."The zoo still exhibits two red pandas: one female and one male, the release states. 1054

Thirty-seven children die each year as a result of being left in a hot car according to the National Safety Council. Every death seems to prompt a discussion on ways to prevent these tragedies by reminding drivers of their precious backseat cargo.Safety advocates have just scored a win as automaker Nissan announced plans Tuesday to make rear door alerts standard in eight vehicle types by model year 2019.The system will notify drivers if the rear door was opened before a trip but not reopened after the car is parked and the ignition is turned off, with an initial display in the instrument panel and a series of discrete honks. Nissan aims to have the rear door alerts in all four-door trucks, sedans and SUVs by model year 2022, the company said in a statement. 775

This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494

There is something unique about places like Montana. There is an uncertainty to what you could find in “Big Sky Country.”That is a quality that has always driven Joseph Haas’ guide and outfitting business, A Lazy H Outfitters. But this year has brought a kind of uncertainty, unique to anything he’s faced before."By February, it just cratered to almost zero at all in terms of requests for even any information at all," Haas said. “It was, it was scary.”This time of year, people travel from all over to have Haas lead them on multi-day horseback tours through the Montana wilderness, usually."We have very few customers from the east or west coast, California in particular, we are seeing almost nothing from California," Haas said.Haas' business is located in Choteau, Montana, a town with a population of about 1,700 people. Summer is usually the busy season in the community, which located along the shortest route between Glacier National Park and Yellowstone National Park.“I would think that we’ve probably had at least 95% of the events we had booked canceled and reservation-wise," said Barb Bouma, who owns the Stage Stop Inn in Choteau.The American Hotel and Lodging Association says hotel occupancy levels might not recover until 2022 nationwide. Bouma doesn’t know if her hotel will make it that far.“It’s not sustaining itself. How long we can go, yeah I’m not sure," Bouma said.Like many business owners in the pandemic, Haas has had to cut back."Right now, I have one person. Normally, I would have two or three in the summer," Haas said about the number of employees he has getting gear ready for his trips.He says reservations for his business have started to pick up again. He also says reservations for hunting trips he offers are booked years in advance and have held steady.As Haas starts to lead people back into the wild to show off the rugged uncertainty of “Big Sky County,” he hopes the struggles he’s faced this year stay unique to 2020.“There’s so much more known about the coronavirus now," Haas said. "If they can travel, the known will outweigh the risk for people.” 2107