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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) — Several bubble-like domes will cover Liberty Station early next year, offering locals the chance to dine under the stars.Dinner With a View will offer San Diegans a dining experience inside one of 33 intimate, clear domes in Liberty Station's central promenade from Feb. 6, 2020, to March 8, 2020. Tickets for the dining experience go on sale Dec. 6 at 10 a.m. online.Diners who grab a ticket will enjoy a three-course menu prepared by an acclaimed chef. While San Diego's chef has yet to be announced, Toronto's pop-up was led by Canada "Top Chef" winner René Rodriguez.A blind menu featuring meat, fish, and vegan options will be served to guests. Ingredients will be locally sourced and drinks will be offered at an additional cost to pair with meals.RELATED:New app fighting food waste in San Diego, helping rescue food from restaurantsSan Diego companies riding plant-based food waveEach geodesic dome is frameless, providing a bubble-like effect. Inside, various accents will transform domes into terrariums that highlight unique terrains from around the world.Dinners will be offered daily during the pop-up's run at 5:30 p.m., 7:30 p.m., and 9:30 p.m.“We have been watching the San Diego food scene explode in recent years and knew this was the perfect city for our next pop-up event,” said event organizer Steve Georgiev. “Dinner With A View offers the magical and memorable dining experience we know San Diego has been craving, set in the heart of one of the city’s most prized communities, Liberty Station. We cannot wait for everyone to come together for an enchanting evening under the stars.”Dome reservations will be priced at 9.99. Each dome reservation requires a minimum of four guests and can include up to six people — so that price can potentially drop to per person. Those who sign up for an email newsletter can get 50 percent off dome reservations, bringing the reservation down to .99, or per person in groups of six.Dinner reservations are a separate cost at 9.99 per person. 2080

SAN DIEGO (KGTV) - Starting Monday, San Diego County residents will be able to cast their ballots early for the Nov. 3 election.The San Diego County Registrar of Voters office in Kearny Mesa, located at 5600 Overland Ave., will be open from 8 a.m.-5 p.m. to allow San Diegans to vote early.Due to coronavirus-related health and safety restrictions, voters must wear a mask and practice social distancing. Because of the limited number people being allowed in the building, officials are informing voters they may have to wait in line for extended periods.ELECTION 2020 GUIDE: Key dates/deadlines, what to know about what's in your ballotEarly voting will be available at assigned polling places starting Oct. 31. Click here to find your polling place.The first two people that stood in line at the Registrar of Voters on Monday morning were Michael Milburn and Paul Sisco. Both voters believe this upcoming election is too important to sit out, and they didn’t feel comfortable mailing in their ballots.“I think this is the most important election in my lifetime. There’s going to be a lot of changes in the next year or two,” Milburn told ABC 10News.Sisco added, “I had to come and vote. To be honest, I felt bad I didn’t start voting until Obama came into office. I should have been voting even back then.”Both decided to come early concerned about having to wait in long lines which election officials want people to be mindful of. Officials believe this election will bring out the county’s highest voter turnout to date.The San Diego County Democratic Party came to the Registrar of Voters to promote early voting, saying it will speed up the results.Will Rodriguez-Kennedy, the Chair of the San Diego Democratic Party, said, “If you want to have the count and not be waiting election night … The more people that vote early the better for everyone, the results will come in sooner.”In a statement sent to ABC 10News, the county’s Republican Party said they are “encouraging Republicans to vote early.”Meanwhile, officials said ballots are being mailed out on Monday to the 1.9 million registered voters in San Diego County.This summer, citing restrictions brought on by the COVID-19 pandemic, state officials said all registered California voters would receive mail-in ballots. Completed mail-in ballots can be mailed back without postage or dropped off at specific locations starting Tuesday, Oct. 6, through the Nov. 3 election.Drop-off locations for mail-in ballots can be found at https://www.sdvote.com/content/dam/rov/en/pdf/Mail_Ballot_Drop_Off_Locations.pdf. 2580

SAN DIEGO (KGTV) - Sea World employees went on a rescue mission Saturday to free a Sea lion pup from a plastic ribbon wrapped around his neck on Boomer's Beach.The timing is poetic, on World Oceans Day. A day that "provides a unique opportunity to honor, help protect, and conserve our world’s shared ocean," according to WorldOceansDay.org.Sea World Animal Care Specialist Brooke Hubbard said they had been monitoring the pup and received another call Saturday. This time it sounded like the 2-3-year-old sea lion was in an area where they could safely remove the ribbon.A rescue that saved the mammal's life, "when there is lining around it's neck it can constrict it's airways and it's esophagus making it so they can't breathe or eat over time," Hubbard said.Video from her supervisor's perspective shows what it was like when the team snuck up on the sea lion, threw their net and cut the ribbon off with a pair of ordinary scissors.When they released the Sea lion, he scooted back to the ocean, "that's the best feeling in the world, especially since we didn't have to bring it back here and rehabilitate it," she said.Hubbard said this is is completely preventable, "please don't litter at the beach. Be able to pick up your trash wherever you go, this looks like packing or shipping ribbon that was stuck on the animal."She said when they go out on rescues she sees plastic every day near or harming the animals.If you see an animal in trouble, call the Sea World Hotline, 1-800-541-SEAL, or let local authorities, like lifeguards know, and stay back. 1567

SAN DIEGO (KGTV) -- San Diego’s Planning Commission met Thursday to discuss potential new rules that would help regulate the short-term rental industry in the city.A plan proposed by City Councilmember Jennifer Campbell was first introduced in July after a compromise was reached among members of the hospitality industry and short-term rental companies.The plan would implement tighter restrictions such as capping the number of short-term rental permits that are granted. There are also plans to require a two-night minimum stay to avoid one-night stays that are often connected to big parties that concerns residents.A representative for Campbell says implementing tighter regulations will help law enforcement address any problems that may arise.The proposed plan creates penalties and fines for those who violate the city’s “good neighbor” policy.More than 500 people signed up to voice their opinion about this proposal during Thursday’s virtual meeting.One caller said, “We depend on this for our livelihood, especially since the pandemic has taken a toll on us already. Without having the ability to host, many of us will be forced to leave our homes.”Another caller added, “This has been an issue for years. It’s now time to act and bring it to a close.”The next step will be to send the proposal to the full City Council for review. 1350