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Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.To make the first-time home buying journey a little less stressful, NerdWallet has compiled these 25 tips to help you navigate the process more smoothly and save money. 404

CARLSBAD, Calif. (KGTV) - A drone company based in Carlsbad has found a way to use their drones to help the fight against COVID-19.Charles Moss, the owner of FD1 Drone, created new software that uses artificial intelligence to track the size of crowds, as well as the distance between people. He hopes it can be used to enforce social distancing in public places."It's a tool," says Moss. "It's the ultimate tool to enhance our current abilities."The software connects a drone's camera with a computer, feeding real-time information about crowd size and social distancing. It can also detect which people are wearing masks, and which people aren't.On the computer screen, green dots show people who are property distanced. Red dots mean they're too close.Moss says it can be used at parks, beaches, schools, shopping centers, concerts or anywhere else people gather.And the software isn't confined to drones. Moss says it can be installed on street light cameras, similar to the technology the City of San Diego uses in their Internet of Things system. Like the IOT system, Moss' software does not use any facial recognition technology."In order to give people a better comfort out in public, they need insight as to their environments," he says. "The human brain can only process so much data, so much information. This will help them make better decisions."Moss says he's been in contact with a few cities and schools to deploy the technology, but concerns over cost and training has kept his software grounded.He's hopeful it will catch on soon, so it can help keep people safe during the Pandemic.But he says it also has practical applications after the Pandemic ends. Moss says his software could be used to spot wildfires, measure deterioration in coral reefs, inspect power lines and more."It's more of a tool to provide situational awareness, so we can plan," says Moss. "We call it AI for good." 1914

BURBANK, Calif. (KGTV) - A brush fire broke out Friday afternoon in the hills east of Burbank.Burbank firefighters and police officers closed roads near Sunset Canyon Drive and Harvard Road about 2 p.m.The location of the fire is above a residential neighborhood. Crews are evacuating hikers in the area.There was no immediate word on the cause of the fire.The flames are burning near the site of the La Tuna Fire, which burned more than 7,000 acres and five homes in September 2017.10News is monitoring breaking developments.  545

Businesses may be reopening, but they're still struggling to pay their rent.About 40% of major retailers didn't pay their rent in May, according to numbers from data firm Datex Property Solutions.Some companies are warning they won't be able to pay rent for months. Starbucks for example is asking for landlords to adjust lease terms and rent for at least 12 months.It's an even worse situation for some small businesses.“I would think landlords ordinarily are not that sympathetic, right, because they can get somebody else to pay the bill,” said Jack Strauss, an economics expert and professor at the University of Denver. “In this case, a landlord is foolish to ignore the struggling small business.”Strauss says it will be difficult for landlords to find a new tenant quickly, so they have an incentive to delay or partially reduce rent.Businesses in malls are getting hit especially hard. The country's latest mall owner recently sued Gap over three months of unpaid rent.“Being sued kind of makes sense by the landlord to take a heavy hand, but at the same time, it doesn't make sense because they're going to have a lot of, they're potentially going to have a lot of empty spaces,” said Strauss.Punchbowl Social, a national restaurant and entertainment spot just closed one location in the Denver area and one in the Chicago area, acknowledging that landlords are trying to ensure the success of their business.But the CEO says, "landlords cannot expect to maintain status quo economic terms that were negotiated in pre-pandemic times."Strauss agrees with that. He thinks landlords should provide one-year temporary rent reductions to businesses, just like many workers are taking pay reductions right now.He says after a year, the landlords and businesses can renegotiate their rent. 1799

CARLSBAD, Calif. (KGTV) -- Carlsbad is known for The Flower Fields, Legoland, golf, and its family-friendly beaches, but the Village by the Sea is also home to several hidden gems. "Most people have seen us on top of the hill, on top of the Flower Fields. Certain times of the day, you might notice a beautiful crystal piece, sparkling at the top of our building. Still, most people aren't aware they can come and visit, it's probably one of the best-kept secrets in Carlsbad," said Cathryn Ramirez, Director of Global Business Development at the Gemological Institute of America. The Institute is the global headquarters of the GIA. The non-profit is home to a museum, research lab, and school. Students come from around the world to study gems and jewelry design. "We have not only our education campus here, but we have our laboratory where we do grading of gemstones, we do research here, and it's our corporate offices as well," said Ramirez. The GIA houses more than a thousand gems and pieces of jewelry. Tours are available by reservation. Another one of Carlsbad's best-kept secrets is a short walk from the GIA. "It's off the beaten track. Everyone knows where Legoland is, Legoland is a great attraction here in Carlsbad or the Flower Fields, and then we're tucked in right between those two large attractions. We both love and are challenged by the term "hidden gem," said B.J Morgan. Morgan is the marketing manager of the Museum of Making Music. "People can expect to see all the way back to the 1890's at the turn of the century, what life was like when those instrument innovations were taking place, what music was being made on those instruments and what it was like to walk into your local retail store," said Morgan.The museum hosts several concerts a month featuring local and national artists. There's a field trip program for kids and a chance for adults to learn an instrument and join a band."I love hearing about people who are inspired to make music and to play, anybody who comes to the museum doesn't have to be a musician, I think we have an innate appreciation for music," said Morgan.Like much of San Diego County, Carlsbad is home to miles of hiking trails. The Calavera Hills Nature preserve is a 110-acre site that includes more than four miles of hiking and biking trails. It's also a habitat for several threatened or endangered species.Visitors may not realize it's also home to a volcano."Millions of years ago, there was a volcano, it's now extinct. Obviously, it's no threat to anyone, but it's a beautiful place to go visit," said Rosanne Humphrey, Coordinator for the city's Habitat Management program. Calavera Hills is home to a volcanic plug, one of only a few in Southern California. "Which means the volcanic rock that came up through the opening, solidified and over time, it just became inactive, and now all that's left is pretty much a rocky mountain," said Humphrey. 2928

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