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SAN DIEGO (KGTV) — It can take close to 30 years for a renter in San Diego to save enough money for the down payment on a home.Experts say there are ways to speed up the process.Jennifer and Allan Uy just bought a home for their family of four but to make that possible, they moved in with Jennifer’s parents to save money. They paid off ,000 in debt and saved ,000 for the down payment.“It’s actually like adjusting in terms of watching television, and they had like the Disney Channel on, and we had to take turns so I could watch the news,” said Jennifer’s father.According to Hot Pads, it takes 28 years for a San Diego renter to save enough to put down 20 percent on a median-priced home. Moving in with parents can cut that down to 12 years.Relying on relatives may not be an option for many San Diegans.Todd Lane, president and CEO of California Coast Credit Union, says you don’t necessarily need to save as much money if you have a higher income.“Look for a program out there with a mortgage lender that offers you the option for not having to pay for mortgage insurance and making less than 20 percent down payment that’s really the key,” said Lane.Lane also suggests you avoid making big purchases prior to applying for a home loan.“Don’t just go out and borrow for a car loan just before your gonna go out and get an home loan; keep that older car,” Lane recommended.Financial adviser Dennis Brewster said aiming for a condo instead of a home is a great way to get in the home buying game.“Anything to start building the equity helps – instead of paying rent,” said Brewster.Other pro tips include using 401K investments for a down payment, or having relatives co-sign the loan. 1704
SAN DIEGO (KGTV) -- Mayor Kevin Faulconer condemned Governor Gavin Newsom’s amendment to the California sex offender law in a tweet Saturday morning.The mayor said he is “appalled” by the changes, which give judges discretion on whether or not to list someone as a sex offender for having oral or anal sex with a minor, the Associated Press reported.“As a parent I’m appalled that last night our governor signed a law maintaining a 24-year-old can have sex with a 14-year-old and it not be considered predatory,” Faulconer said.RELATED: California governor signs bill changing sex offender law“An adult who commits ANY sex act on a minor 10 years younger must be registered a sex offender. Law must be changed,” he continued.The bill does not allow statutory rape or pedophilia.The San Francisco Chronicle reported Friday that the bill, SB145, was signed by Newsom without comment. The bill gives judges discretion over sex-offender registration in cases involving teenagers between the ages of 14 to 17, and adults who are less than 10 years older, the Chronicle said.The author of the bill Senator Scott Wiener, from San Fransisco replied to Faulconer's tweet, "Mr. Mayor - I'd always been under the impression that you were a supporter of the LGBTQ community. This bill does nothing more than treat LGBTQ young people the same way we've treated straight young people since 1944. Why would you oppose simple equality?"The bill changes antiquated language that protects a man in a relationship with an underage woman, extending it to members of the LGBTQ community.The bill goes into effect on January 1, 2021. Click here to read the bill’s full text. 1660

SAN DIEGO (KGTV) -- It's no secret that San Diego has a great food scene, but America's Finest City also has some great dessert spots to explore. Whether you want to sit and relax in a quaint shop or take a photo of an Instagram-worthy dessert, these are some of the best places to check out in the city, according to Yelp reviewers. Check out the full list below: 388
SAN DIEGO (KGTV) -- Inside Richard J. Donovan State Prison's 30-foot concrete walls, metal doors, and electrified fence is the Echo Yard. It's drawn attention as one of the state's most innovative programs for bringing together inmates of different security levels on the premise that they will coexist peacefully in exchange for some freedoms.The Echo Yard, the state's first non-designated yard, also aims to keep released inmates out of prison.Around 50 percent of people convicted of a crime in California are sent back to prison within three years, according to a 2019 state auditor report. Members of Echo Yard get greater access to self-help, educational, vocational, and rehabilitative programs through courses like anger management, victim awareness, job hunting, and money management. Early recruitment efforts were sluggish when the program was introduced a few years ago.While the prospect of better resources and a possible early release sounds promising, inmates had difficulty embracing the concept of sharing spaces with a potential rival."When we first interviewed maybe about 900 guys, we probably got about 30 of them that said, 'yeah, I'll give it a try' ... because they know prison politics are alive and well," said Daniel Paramo, a former warden at RJD.WATCH: Menendez brothers help paint massive mural as part of innovative prison programThe rules in the Echo Yard are far removed from the prison politics and policies made up by inmates designed to help keep the peace. Instead, the Echo Yard emphasizes inclusion. There is a ban on gang affiliation and racial segregation. It also welcomes transgender inmates and those convicted of sex crimes.Inmates of various backgrounds are housed together regardless of their designation (Sensitive Needs Yard or General Population). One of the men that entered into the experimental program said the environment is a culture shock."There’s so much diversity here; it’s a shock to the system…I am adjusting, but it’s rough," inmate Mike Briggs told the California Innocence Project blog.In 2018, the California Innocence Project said 780 men transitioned into the program, which is made available to those that demonstrate good behavior or show a commitment to Donovan's prison jobs. 2261
SAN DIEGO (KGTV) -- It is a trend that happens around election time—an increase in hate crimes.“The weeks before and after, particularly the presidential elections, we do see a pretty marked increase in hate crimes,” said Leonard Trinh with the hate crime unit at the District Attorney's Office. “In 2016, the two weeks after the election were very busy. In fact, I think the busiest day for hate crimes was the day after the 2016 election. But that was true in 2012 and 2008 and before.”In June, a man was caught on cell phone video punching a Black Lives Matter demonstration in Imperial Beach. The DA’s office filed felony assault and battery charges and hate crime allegations against two men, Jeffrey Brooks and Henry Brooks Jr.In September, the St. Peter’s Chaldean Catholic Cathedral in El Cajon was vandalized with a mix of graffiti. Swastikas, “BLM,” and “Biden 2020” was spray painted on the exterior.Last month, Rabbi Yonatin Helevy said he was attacked by a teenager on a bicycle, who hit him over the head and yelled a racial slur. A 14-year-old was arrested.Trinh said as of Friday, there were 42 potential hate crime cases this year. Six of them were reported in the past few weeks. 17 people have been charged so far.He said they are currently reviewing two more potential hate crime cases that came in this weekend. “We work very with our law enforcement partners and with community leaders,” Trinh said. “We encourage them to report hate crimes and hate incidents whenever they happen.”Trinh said the pandemic has also affected the local Asian-American community. Two hate crime cases were filed in connection to anti-Asian sentiment. In the two previous years, there were no hate crimes filed involving hate against this community.Trinh explained the difference between a hate crime and hate incident.“A hate incident is the use of a racial slur or a homophobic slur or anti-Semitic slur where there’s no threat of violence directed at any person or group of people and no ability to carry out that threat,” Trinh said. A hate crime involves physical harm and actual threats.People should not dismiss hate incidents as harmless, Trinh said.“Those are still concerning because incidents are oftentimes precursors to hate crimes.” Trinh added.Imam Taha Hassane with the Islamic Center said they have seen an increase in reported hate incidents.“We’re working basically at this moment with our local law enforcement to secure our houses of worship,” Hassane said.He said they are preparing for the worst, but hoping for the best.“We don't want people to be at risk or threatened just because of this election,” Hassane said. “The whole world is watching. The whole world is observing and we want to show our civility, our respect to one another, no matter what the result of the election will be.” 2821
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