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According to analysis by Lending Tree, Black borrowers are more than twice as likely to be denied credit than white Americans.According to the data, 57% of loan applications by Blacks making ,000 to 0,000 were rejected or approved for amounts lower than request, compared to just 22% for whites. Blacks making 0,000 or more annually had 31% of their applications rejected or approved for lower amounts than requested, compared to just 10% for whites.The analysis also found that Black Americans with college degrees experienced more debt. The study found that Black bachelor’s degree recipients had 20% more student loan debt than whites with bachelor’s degrees."It's encouraging that Americans are having these conversations more openly and with more vigor and purpose,” Tendayi Kapfidze, chief economist at LendingTree, said. “Highlighting these racial disparities shows that systemic issues have held back generations of our fellow citizens. It is ultimately to the detriment of everyone as the economy is deprived of our best efforts by denying opportunities to many capable people. The creation of these disparities was and is often government-sanctioned and enforced, and so they should be addressed via legislative remedies in addition to societal change."Compounding the challenges for Blacks to obtain lending, the data showed that the median net worth of Black families is one-tenth of those of white families.Lending Tree said it used 2018 Bureau of Labor Statistics data, 2020 Economic Policy Institute report, various Federal Reserve data, 2020 Federal Reserve Bank of St. Louis data, 2017 National Center for Education Statistics report, 2020 Pew Research Center report and U.S. Census Bureau to conduct its analysis.To read the full study, click here. 1783

Almost 30 million Facebook users' phone numbers and email addresses were accessed by hackers in the biggest security breach in the company's history, Facebook said on Friday. The attackers accessed even more details on 14 million of those users, including the area where they live, their relationship status and their religion.The new details come two weeks after Facebook first announced that attackers had access to 50 million users' accounts -- meaning they could have logged in as those users. Facebook said on Friday that, "We now know that fewer people were impacted than we originally thought," and said that 30 million people had been impacted.For the 14 million worst hit by the breach, the attackers were able to access the following information, Facebook said: "username, gender, locale/language, relationship status, religion, hometown, self-reported current city, birthdate, device types used to access Facebook, education, work, the last 10 places they checked into or were tagged in, website, people or Pages they follow, and the 15 most recent searches."Facebook said it will send a message to the 30 million users affected in the coming days. If you would like to check and see for yourself if your account was affected, click here. The company also said it is cooperating with the FBI, the Federal Trade Commission and the Irish Data Protection Commission.Facebook is regulated by Irish authorities in Europe as its European headquarters is located there. A spokesperson for the Irish data regulator said of Friday's announcement, "The update from Facebook today is significant now that Facebook has confirmed that the personal data of millions of users was taken by the perpetrators of the attack."Despite Friday's announcement, there are still many details about the hack that have not been made public, including who was behind it.The attack prompted Facebook to take the unprecedented step of logging out the 50 million users whose accounts were exposed and logged out another 40 million users as a precautionary measure. 2056

ALPINE, Calif. (KGTV) - One year after the West Fire scorched Alpine, residents are rebuilding.In total, the blaze burned 505 acres and destroyed 34 homes and 22 other buildings, including a commercial structure.Driving through Alpine Saturday, you could see the different levels of recovery. Some homes were a blank concrete foundation with a chimney, others were wooden frames, or brand new structures with scaffolding around the unfinished, black exterior.Lisa Campbell is on the site of her in-laws' property, Campbell Creek Ranch, every week overseeing the rebuild. "You realize how complicated recovery from something like this is," she said referring to the complications with insurance policies and permitting.On the ranch progress is visible. She walked 10News through the property, pointing out a brand new white fence lining the driveway, a freshly laid concrete bridge with black metal rails, much sturdier than the large wooden log bridge before it. Her smile grew as she reached the patio where numerous fond family memories were created. The pool looked like it was ready to be filled with water and enjoyed, lined with new plaster and luminescent tiles. Clay colored tiles created a patio for lounging poolside."The pool that they used to play in, that's coming back so that's nice to see," she said nostalgically.The hope in pipe, planks and plaster fueling the family forward."The fire and the recovery has impacted some of his decision to study Forestry," she said. "I think it's one of the best things to come out of this, is just him thinking about what he wants to do with his life." They returned Saturday afternoon from a college scouting trip. Her son Colin wants to help others through the same tragedy he faced, and is still coping with. He explained just this week he had to rethink where the family was going to watch the Women's World Cup, "soon enough I think about this [house] and I got a little emotional at the time but I've kinda coped but it still comes back every once in a while."The whole family saying they're adjusting to a new normal, thankful for the continued support from the community and encouraging San Diegans to remember their neighbors in Alpine."It's really important not to forget they're in the process of recovery," she said.Lisa said more than 0,000 were raised to help families recover in Alpine. She said politicians like Dianne Jacob have also helped in the effort.At the ranch, Lisa said she thinks the family will get to use the pool for the first time Labor Day Weekend. 2544

A school trip for the eighth grade Mentor, Ohio Public Schools students to Washington D.C. was set and ready to go. Students were excited, bags were packed, lots of money was paid. But on Tuesday — the day before the trip — Discovery Tours, the company contracted by the school district to handle the trip, canceled. What's 511 students multiplied by 5 each? That's 2,505 paid.Discovery Tours told Mentor Public Schools it had to cancel the trip because the company was unable to receive final confirmation for the hotel rooms. The school district said it contacted the hotel itself to get more information."We were told by hotel management that, under advice from the hotel's legal counsel, all they could disclose to us is: Discovery Tours was unable to meet the contractual obligations," Superintendent Bill Porter wrote in a letter to parents.However, the school district said Discovery Tours told them otherwise. But the superintendent said even if the district was able to secure the hotel rooms itself, it wouldn't feel comfortable entrusting the travel company with its students."I am sure you are feeling angry as you read this, as all of us have been since we received the news late this afternoon," Porter wrote. "We know this is an educational experience students look forward to for years prior to 8th grade that is being taken from them for no apparent reason."Porter said the middle school principals will bring all eighth graders together on Wednesday to discuss the situation, and school will be in session as usual.Mentor Public Schools said it is also working to address the financial implications of the cancellation. "Refunds for the trip are undoubtedly on everyone's minds and at this time, we do not have full explanations yet, but I can assure you, we will work diligently to secure restitution," the letter said.Lots of eighth graders are going to bed with sad faces Tuesday night. 1956

AAA just released their 2018 list of restaurants and hotels that received four and five diamond ratings and, as to be expected, San Diego County has a ton of great spots to choose from. Whether you have family coming into town or just want a staycation, these restaurants and hotels are sure to please.  321

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