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Because of the coronavirus pandemic, millions of people have not had to repay their federal student loans.Well, that's about to change when the administrative forbearance ends on Dec. 31.According to Federal Student Aid, your monthly payments will resume at a new amount when the forbearance ends."The 0% interest period and administrative forbearance are currently set to expire on Dec. 31, 2020," FAFSA officials stated on the FAQ. "Your servicer will contact you ahead of time to remind you that you will need to start making payments again. Make sure your contact information is up to date in your loan servicer account profile."So what exactly does it mean for you once the forbearance ends?It means borrowers will start getting billed sometime in January, and if you're in default, you'll be subject to wage garnishments, tax refund seizures, and offsets of Social Security benefits.If you think you won't be able to start repaying your loans, you have options.According to Nerd Wallet, if you can't pay the monthly payments, you can apply for an income-driven repayment plan to avoid default.Another option that could help is to pause payments through forbearance or an unemployment deferment, Nerd Wallet stated.This would halt your costs, but you'd be accruing interest during the pause. You can ask to make interest-only payments, so you don't have to owe more than you already do. 1399

Bills are mounting for many Americans and another one being added to the pile for some on unemployment is a bill to pay back the money they were given.“This is a massive financial hardship,” said Michele Evermore with the National Employment Law Project (NELP).Evermore explained the notice to pay back unemployment is most often due to an error somewhere in the application process or when an applicant filed for continued benefits each week."Either the agency made a mistake, or someone clicked the wrong button on a form somewhere and now are being informed that they have been overpaid for months and now have to payback tens of thousands of dollars,” she added.In some cases, when an error was found on one week, the agency disqualified people for the entire time they were unemployed.“That is a lot of money and it is money that people spent on housing and food and they have no way to get it back,” said Evermore.It is unclear on a national level just how many people are getting notices of overpayment. That’s, in part, because states are just starting to look into this and report. However, so far, states like Texas reported it is seeking refunds from 260,000 people, Ohio announced it overpaid at least 160,000 people, and in Virginia, the number of people overpaid is at least 35,000.“We are going to hear a lot more of this happening in a lot more states, and we are going to hear a lot more horror stories if this legislation isn’t passed,” explained Evermore.In its stimulus package, the House of Representatives has included legislation that would waive the unemployment overpayments as long as they aren’t considered fraudulent activity. However, the package is unpopular with the Senate. NELP believes the forgiveness is critical to those on unemployment and our economy.“It was estimated during the last recession that every dollar spent on unemployment insurance generated .61 in local economic activity,” said Evermore. "So, imagine that in reverse, imagine that money getting sucked out of communities as we are still in very rough economic times.”Without federal waivers, that could be a reality. NELP added that people in a situation where they have received a notice of overpayment have two options to consider, if they cannot afford to repay the benefit. In some states, you can file for a waiver, especially if the mistake was made on the part of the states’ unemployment system. If you do not qualify for a waiver, you can seek an appeal and review of your particular case. 2511

BROWARD COUNTY, Fla. — Accused of pulling the trigger over and over again in one of the deadliest school shootings in our country's history, life behind bars for 19-year-old Nikolas Cruz is described in jail reports as "isolated" and "segregated" while any interaction with other inmates is "not allowed for his safety."911 call released of Florida school shooting suspect Nikolas CruzDCF releases records on Parkland school shooting suspect Nikolas CruzAlleged Florida high school shooter has 0,000 inheritance, reports say 540

Bernardo Bertolucci, the award-winning Italian director of "Last Tango in Paris", has died aged 77 following a battle with cancer, Italian officials confirmed Monday.Bertolucci was perhaps best known for his erotic drama "Last Tango in Paris", starring Marlon Brando and Maria Schneider. His film "The Last Emperor" also won all nine Academy Award categories it was nominated for in 1988.The president of the Italian General Entertainment Association, Carlo Fontana, described Bertolucci as "one of the greatest authors, perhaps the last one, of the Italian Cinema."Fontana said Bertolucci's films "have become part of the collective imagination of our culture, going beyond our national borders to become milestones of the world cinema."Rome Mayor Virginia Raggi also tweeted condolences for Bertolucci -- who lived and died in the Italian capital.Breaking story, more details to come... 896

BIARRITZ, France (AP) — President Donald Trump is threatening to use the emergency authority granted by a powerful, but obscure federal law to make good on his tweeted "order" to U.S. businesses to cut ties in China amid a spiraling trade war between the two nations.China's announcement Friday that it was raising tariffs on billion in U.S. imports sent Trump into a rage and White House aides scrambling for a response.Trump fired off on Twitter, declaring American companies "are hereby ordered to immediately start looking for an alternative to China." He later clarified that he was threatening to make use of the International Emergency Economic Powers Act in the trade war, raising questions about the wisdom and propriety of making the 1977 act used to target rogue regimes, terrorists and drug traffickers the newest weapon in the clash between the world's largest economies.It would mark the latest grasp of authority by Trump, who has claimed widespread powers not sought by his predecessors despite his own past criticism of their use of executive powers."For all of the Fake News Reporters that don't have a clue as to what the law is relative to Presidential powers, China, etc., try looking at the Emergency Economic Powers Act of 1977," Trump tweeted late Friday. "Case closed!"The act gives presidents wide berth in regulating international commerce during times of declared national emergencies. Trump threatened to use those powers earlier this year to place tariffs on imports from Mexico in a bid to force the U.S. neighbor to do more to address illegal crossings at their shared border.It was not immediately clear how Trump could use the act to force American businesses to move their manufacturing out of China and to the U.S, and Trump's threat appeared premature — as he has not declared an emergency with respect to China.Even without the emergency threat, Trump's retaliatory action Friday — further raising tariffs on Chinese exports to the U.S. — had already sparked widespread outrage from the business community."It's impossible for businesses to plan for the future in this type of environment," David French, senior vice president for government relations at the National Retail Federation, said in a statement.The Consumer Technology Association called the escalating tariffs "the worst economic mistake since the Smoot-Hawley Tariff Act of 1930 — a decision that catapulted our country into the Great Depression."And trade association CompTIA stressed the logistical strain that would follow if companies were forced to shift operations out of China, saying it would take months for most companies."Any forced immediate action would result in chaos," CEO Todd Thibodeaux said in emailed comments.Presidents have often used the act to impose economic sanctions to further U.S. foreign policy and national security goals. Initially, the targets were foreign states or their governments, but over the years the act has been increasingly used to punish individuals, groups and non-state actors, such as terrorists.Some of the sanctions have affected U.S. businesses by prohibiting Americans from doing business with those targeted. The act also was used to block new investment in Burma in 1997.Congress has never attempted to end a national emergency invoking the law, which would require a joint resolution. Congressional lawmakers did vote earlier this year to disapprove of Trump's declared emergency along the U.S.-Mexico border, only to see Trump veto the resolution.China's Commerce Ministry issued a statement Saturday condemning Trump's threat, saying, "This kind of unilateral, bullying trade protectionism and maximum pressure go against the consensus reached by the two countries' heads of state, violate the principles of mutual respect, equality and mutual benefit, and seriously damage the multilateral trading system and normal international trade order." 3915

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