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GREELEY, Colorado — A man who was suspected of killing his pregnant wife and two daughters in August has pleaded guilty in a deal that will allow him to avoid the death penalty.Chris Watts, 33, appeared in court Tuesday for a status hearing two weeks before he was set to appear at a Nov. 19 status conference in the case.He pleaded guilty Tuesday to all nine counts he was originally charged with in August: three counts of first-degree murder after deliberation, two counts of first-degree murder – victim under 12/position of trust, one count of first-degree unlawful termination of a pregnancy, and three counts of tampering with a deceased human body.In court Tuesday, Watts was wearing a bulletproof vest and wept between pleas. Shanann's family was sitting in the front row of the courtroom as Watts pleaded guilty.Weld County District Attorney Michael Rourke said at a news conference that followed the plea hearing that he went to North Carolina to speak with the Rzucek family -- Shanann's family -- in order to talk about the possibilities of prosecution in the case. That came after Watts' attorneys approached Rourke and prosecutors about a deal, Rourke said.Rourke said he explained the "extraordinary delays" that are seen in current death penalty cases, including the Nathan Dunlap case, and that the Rzuceks wanted a quicker resolution in the case."That, to me, was the most important consideration in deciding how to proceed with this case," Rourke said.Rourke blamed Gov. John Hickenlooper for his stance on the death penalty, which Hickenlooper has refused to carry out while he is in office, as part of the reason for going to North Carolina to discuss the plea options with Shanann's family.The Rzuceks also appeared at the news conference with Rourke and other law enforcement agencies but did not speak. Rourke said he was "saddened" he had to meet the Rzucek family under the circumstances of their daughter's and granddaughters' deaths and said he would give the family time to decide how they wanted to proceed with Watts' sentencing.Police arrested Watts late on the night of?Aug. 15 in the alleged killings of his pregnant wife, Shanann Watts, and their young daughters Celeste and Bella. After Watts initially denied that he killed them, police documents said that he admitted to doing so.Prosecutors said they believed Watts killed the three inside the family’s home in Frederick. The affidavit released in August confirmed details KMGH television station in Denver had previously reported, citing high-ranking sources, that Shanann’s body was buried in a shallow grave at the site and that the bodies of Celeste and Bella were put inside of oil and gas tanks.According to an arrest affidavit, Chris was having an affair. He also claimed that he was trying to separate from Shanann the morning of the alleged murders and that she tried to strangle their daughters when he told her of his intentions.Watts originally faced the death penalty or life in prison without the possibility of parole. The death penalty was taken off the table as part of the deal. The Weld County District Attorney's Office said the deal was made with the agreement of Shanann's family.Rourke said at the afternoon news conference that Watts was a liar and that he had falsely tried to shine the spotlight on Shanann for allegedly killing their daughters. "The spotlight shines directly where it belongs: on him," he said, adding that prosecutors did not believe that Watts could truly give them a truthful and accurate statement.Rourke said autopsy reports for Shanann and her daughters could be unsealed after the plea deal, but said they had not been unsealed as of Tuesday afternoon."He deserves a life sentence for each and every act on top of each other," Rourke said. "It was important that each of those beautiful human beings was respected in that sentence."Watts is scheduled to be sentenced on Monday, Nov. 19. 4005

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

He's best known for wearing a lot of makeup rocking out with the legendary band KISS, but now, Gene Simmons is embarking on a new business venture.He's the "Chief Evangelist Officer" for a Canadian cannabis company called Invictus M.D. Since Canada doesn't allow celebrity endorsements, the Vancouver-based company actually brought Simmons on board. Their trading letters are even GENE.The company's CEO says their main focus is still medical products, and that's what got Simmons interested. Simmons admits he doesn't use marijuana himself, but after doing research, he went from a skeptic to a believer. RELATED:?Thousands visit Las Vegas for largest marijuana business convention"I saw a 6 year old with epilepsy," Simmons told KTNV television station at the Marijuana Business Convention in Las Vegas. "And from using an ointment it miraculously cured her."As the industry continues to grow, Simmons hopes people will keep an open mind."I urge everyone to do their own research and find out the benefits it is up to you to find the newest information, the newest research," he says. 1124

HILTON HEAD ISLAND, S.C. (AP) — A woman trying to protect her dog was killed by an alligator who pulled her into a lagoon at a private South Carolina resort Monday, authorities said.Cassandra Cline, 45, of Hilton Head Island, was walking the dog along a residential area of Sea Pines Resort when she was attacked, state and local officials said. The 8-foot (2.5-meter) alligator was later found and killed, said David Lucas, a spokesman for the South Carolina Department of Natural Resources."She was walking the dog near the lagoon and the alligator came out of the water and tried to get the dog," Lucas said. "The lady tried to rescue the dog and a maintenance worker ran over to help."Both were trying to save the dog, but the alligator dragged the woman into the water, he said.The dog was unharmed."It's common practice when we have an aggressive alligator like that, we put it down, but it will take some take some time to confirm it's the right alligator," said Capt. Robert McCullough of the Department of Natural Resources.Alligator attacks on humans are extremely rare, Lucas said.Since 1976, there have only been about 20 attacks on people in the state, he said. Until 2016, none of those attacks had been fatal. In 2016, a 90-year-old woman wandered away from a Charleston assisted living facility and was found dead in a pond.Blake Smith, 34, was leaving his house Monday morning when he saw police cars and firetrucks in the neighborhood."I waited for about 30 minutes, then I started hearing rumors about what happened down the road from here," Smith told The Island Packet newspaper. "It's odd because this is the first time we've heard about an aggressive alligator around a human in the five years that we've been living here."Smith said that at times, alligators have been spotted in yards or pools, but Sea Pines quickly removed those animals."They do a good job. This is just a sad incident," he said. "I have a young son, so it's kind of concerning to see something like this could happen."Sea Pines said in a statement that it's working with authorities "to ensure necessary access to the site while the investigation is underway."The Sea Pines Resort is in the southern third of Hilton Head Island, located along 5,000 oceanfront acres (2,023 hectares), its website says. 2314

Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

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