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GARLAND, Texas — You might typically associate the days after Christmas as a time when people start returning things in mass quantities. But remember all those Black Friday sales? A lot of those sale items actually get returned right now. The items consumers take back to stores — or even send back after ordering online — make up an entire business of their own. Inventory at 390

Federal prosecutors in Manhattan on Monday charged lawyer Michael Avenatti with attempting to extort more than million from Nike.Avenatti was arrested Monday morning in Manhattan, law enforcement officials tell CNN. He will appear in court later Monday.Minutes after the news broke, the Justice Department announced charges against Avenatti in a separate federal case from California. 400

Federal regulators may be inching closer to probing the market dominance of some of the largest technology companies.The Federal Trade Commission and Department of Justice are said to have divided up oversight of Facebook, Google, Apple and Amazon, paving the way for potential investigations into antitrust violations.On Monday, 342

I will be having a news conference today at 3:00 P.M., The White House. Topic: CoronaVirus!— Donald J. Trump (@realDonaldTrump) March 13, 2020 155

Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855