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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068
As cases of COVID-19 surge among members of FC Dallas, the MLS announced that it has postponed the team’s match against the Vancouver Whitecaps scheduled for Wednesday.Six players from FC Dallas in the last week have tested positive for COVID-19.The MLS is resuming play this week in Orlando, Florida as part of a tournament after the league shutdown in mid-March, less than two weeks into the 2020 season.. The entire league is staying in Orlando, and will play all matches at the Wide World of Sports complex.Four of the positive tests have cone since the team has arrived in Orlando, prompting concerns that the virus could spread within the protective bubble the league has established.All FC Dallas players are quarantining themselves in their hotel rooms.The match has now been pushed back to July 15.“In consultation with MLS medical officials, FC Dallas took proactive steps to isolate the newly-affected players as well as all FC Dallas players and staff in Orlando out of an abundance of caution. All members of the club delegation are following MLS health and safety protocols and will remain quarantined in their hotel rooms pending the results of further COVID-19 testing,” FC Dallas said in a statement. 1225
As many head into a virtual school year, a Southern California charter school is training parents by offering classes on how they can be the best possible teachers this fall.Sage Oak, a public charter that serves eight counties in Southern California offered a no cost "virtual parent workshop" with courses like "what to do when you're teaching but the student isn't learning" and "how to support your struggling reader." Courtney Gibson, who handles marketing and communications for Sage Oak says, “This year with everything being virtual, we saw this a great opportunity to open it to our community for those who are on our waiting list or for those who are just starting distance learning in the fall and want tips and tricks on how to get their day started.”The pandemic has put a lot of focus on students and their schooling needs this fall, but Sage Oak thought, “What about the parents?”“We offer training for our teachers to start the school year and this year our teachers will go hand in hand with parents - so parents will have a role at home teaching their kids and needing strategies to keep them on track as well,” Gibson said.There's organizational tips, planning, and topics surrounding schedule implementation.“An important part of homeschool and learning at home for kids is keeping their routine that they would have in a traditional school,” Gibson said.Hundreds attended the summit, which will soon be posted on the school's website. There's a little bit for everyone, all grades, all levels.“We do have high school courses like community college enrollment so - our students will do high school credits through a community college so there’s information about that and yes, transitioning to high school and what that looks like,” GibsonNicole Case is one such mom. As her son approaches 8th grade, she'd like him to be prepared and ready for high school.“The fall has me a little scared of what its gonna look like,” Case said.She's certainly not alone as most parents are echoing her sentiment as the first day of class looms.“A little trepidation of what its gonna look like for Ezekial, how he’s going to adjust to the different parameters put on him,” Case said.The Huntington Beach mom will be homeschooling all four of her kids and is really looking forward to the knowledge she'll gain from the summit.“Really hearing the expertise on how I’ll be able to help my children in different ways. I have a first grader who’s struggling to read so that session about how to help your struggling reader I’m excited about because I’m tired of the tears and the fights,” Case said.It's not all bad though. Case says she's looking forward to some aspect of school at home."One of the things that has been so great has been the pursuit of the things that interest them,” she said.Sage Oak's enrollment is at capacity due to a state funding cap, but they want parents everywhere to listen, watch and learn as we head into unchartered territory this year.“The fact that they care about the public and they want the public to be able to attend the summit even if they aren’t with the school it really shows the heart sage oak has for all students in education not just the ones bringing them funding,” Case said.And if you want to dive into a new type of education for your student, there's a course on that too. 3335
Anderson Cooper's interview with Stormy Daniels propelled "60 Minutes" to its highest-rated episode in 10 years, according to Nielsen ratings.Preliminary ratings, known as "overnights," showed the episode drawing more than twice as many viewers than a typical edition of the show.The program is expected to rank as the highest-rated "60 Minutes" episode since Barack and Michelle Obama sat down for their first post-election interview in 2008. 451
An American woman and a Japanese man won the elite divisions in the Boston Marathon Monday, the first time runners from each country have taken the top spots in more than 30 years.Desiree (Desi) Linden, a two-time Olympian, battled the rain and wind to win the 122nd running of the storied race. It's also the first marathon win of the 34-year-old's career."I love this city," Linden said. "I love this race, this course. It's storybook, so I'm thrilled to be here and to get it done."And Yuki Kawauchi of Japan came in first place in the men's elite division, overtaking Geoffrey Kirui of Kenya in the final miles. American Shadrack Biwott was third."For me, these are the best conditions possible," Kawauchi said, according to the Boston Marathon's Twitter account.For the fourth year in a row, Marcel Hug of Switzerland won the men's push rim wheelchair division, while American Tatyana McFadden won the women's push rim wheelchair division for the fifth time.In 2011, Linden finished second in the women's division, just 2 seconds behind Caroline Kilel. She also was second at the US Olympic Marathon trials in 2012. Linden finished fourth in the Boston Marathon last year.Earlier in the race, Linden temporarily took herself out of contention to help fellow American Shalane Flanagan. Flanagan dropped out of the lead pack to go to a portable toilet. Showing tremendous sportsmanship, Linden hung back to wait for Flanagan so they could both return to the lead pack together."Honestly, at mile 2, 3, 4 I didn't feel like I was even going to make it to the finish line," Linden said. "I told her in the race, I said, 'You know, if there's anything I can do to help you out, let me know because I might just drop out. When you work together, you never know what's going to happen. Helping her helped me and kind of got my legs back from there."Flanagan finished sixth, one of six American women finishing in the top eight.Before Linden, the last American woman to win the Boston Marathon was Lisa Rainsberger in 1985.The last Japanese man to win the famous race was Toshihiko Seko in 1987. The last American man to win Boston was Meb Keflezighi, in 2014. 2171