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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740
HUNTINGTON BEACH (CNS) - A crowd estimated at 400 people gathered in front of the Huntington Beach pier to protest the first night of a statewide curfew aimed at slowing the spread of COVID-19, authorities said Sunday.The people gathered at 10 p.m. Saturday along Pacific Coast Highway at Main Street, crossing the highway when allowed by the traffic light, said Huntington Beach police Lt. Ryan Reilly.By 11:30 p.m., the crowd appeared about half that size, said Reilly, who was watching the gathering via surveillance cameras.The protest ended shortly after midnight, he said.The group was law-abiding "for the most part," Reilly said. One person was arrested for public intoxication. "Some, not all" wore face masks.It appeared the vehicles passing through the area were part of the demonstration and the same vehicles were seen moving north and south on PCH, Reilly said.Officers were there watching the activity but no illegal assembly was declared, he said.Sergeants posted in the Main Street area reported that all of the bars, restaurants and other businesses closed by 10 p.m., Reilly said.The department did not issue citations for curfew violations, he said. "We are seeking compliance and trying to educate people." 1235
I just received this from the Attorney General. Those in our caucus who refused to take precautions are responsible for Dick Hinch's death. pic.twitter.com/mMLwkPE7F2— William M Marsh MD (@wmarshcc8) December 10, 2020 235
In August, KNXV television station in Arizona caught up with then-Arizona Diamondbacks outfielder J.D. Martinez just a few weeks after he was traded to the team to get an idea of what it's like to be sent from one city to another in the middle of the season."How am I gonna get my clothes over here? How am I gonna get all my stuff?" Martinez remembered thinking shortly after being traded from Detroit, adding he had to wait until the D-backs had an off day to head back to Detroit to gather his belongings.Well, Shaquille O'Neal decided to bypass all that craziness when he was traded from the Miami Heat to the Phoenix Suns in the middle of the 2007-08 season. Instead, he took a trip to a Valley Walmart and loaded up on everything he needed to furnish his new apartment."I spent about ,000 at Walmart. In one night," Shaq said during an interview on "Real Sports with Bryant Gumbel" on HBO. "I spent so much, American Express thought my credit card was stolen. True story."Shaq, who said he's "very impatient," said he simply didn't want to wait to furnish his new place."They’ve already got the apartment set up, but I ain’t got nothing. I ain’t got no towels. I ain’t got no pots and pans. I ain’t got no TVs," he said. Shaq said he purchased clothes -- pants, socks, tank tops and underwear -- along with electronics such as computers, TVs and printers in a single Walmart shopping spree.But when he reached the checkout aisle, his credit card was declined."The security team from American Express called me and said, 'Hey, man. Somebody stole your credit card and went to Walmart.' I said, 'No, sir, that's me,'" he said."So they turned it back on, I got a couple trucks, and bam."Shaq's stay in the Valley was brief, as he was traded to Cleveland after the 2008-09 season. No word on whether he went on a similar shopping spree there."I'm Walmart's biggest customer. They know it," he said. "All day, every day." 1963
How many times do you say, "This weekend I’m going to organize my house," and then don’t? Bart Flerterski is the same way and I showed him how to declutter his house with 5 easy ideas.We began in his basement. That’s where he stores all of his stuff that he doesn’t know what to do with. Bart told me, he likes to avoid this room because it overwhelming.The first tip to declutter your house is to pick one item per day and get rid of it. By sticking to one item, the task of decluttering isn't as daunting.Step two, ask yourself, "Do you love it, do you use it and will you ever use it again?" If you love it and use it, then keep it. If not, get rid of it.If those two steps are too much to handle, start small. Everybody has a junk drawer. Clean out that drawer first and then work your way up to an actual room.Maybe you don’t have a messy basement, but you have a lot of paperwork scattered on your desk. It’s time to organize those papers. Skip the file cabinet and take out your smartphone. Take pictures of every document and store it in the cloud. Last tip, adopt a zero accumulation rule. If you take one item in, then you have to take one item out. 1188