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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

Prosecutors have charged a West Seneca, New York, man with criminally negligent homicide after a dispute over wearing a face covering left an 80-year-old man dead.Donald Lewinski, 65 of West Seneca, was taken into custody Monday following an incident September 26 at Pamp's Red Zone Bar and Grill.According to Erie County District Attorney John Flynn, Lewinski got into a verbal confrontation with Rocco Sapienza - another regular at the bar - after Sapienza noticed Lewinski was not wearing a mask while bringing buckets of beer to a band playing outside.At one point, Flynn said Sapienza got up and confronted Lewinski. That's when Lewinski stood up and pushed Sapienza "hard" with both hands, the D.A. said. Sapienza fell back and hit his head on the ground. Sapienza was taken to Erie County Medical Center in nearby Buffalo, where he was unresponsive for four days. He died on September 30.The cause of death is blunt force trauma to the head, authorities said.The owner of Pamp's Red Zone released this statement:"We are all deeply saddened by the loss of Rocco. He was a part of our Red Zone family and loved by all. Our deepest sympathies go out to Rocco’s family."Lewinski is set to appear in court on Tuesday.A celebration of life for Sapienza will take place Tuesday at 11 a.m. at the Southtown Christian Center. This article was written by WKBW. 1380

INDIANAPOLIS — The U.S. Food and Drug Administration on Monday granted emergency use authorization to Eli Lilly and Company's experimental COVID-19 antibody treatment bamlanivimab.According to a statement from the company, the drug is authorized for the treatment of mild to moderate COVID-19 in adults and pediatric patients 12 years and older with a positive COVID-19 test who are at high risk for progressing to severe COVID-19 and/or hospitalization. Lilly said in a statement the drug should be administered as soon as possible after a positive COVID-19 test and within 10 days of symptom onset. The authorization allows for the distribution and emergency use of bamlanivimab, which is administered via a single intravenous infusion."This emergency authorization allows us to make bamlanivimab available as a COVID-19 treatment for recently diagnosed, high-risk patients — adding a valuable tool for doctors fighting the now-increasing burden of this global pandemic," David A. Ricks, Lilly's chairman and CEO, said. "The rapid development and availability of bamlanivimab could not have been achieved without the relentless work of our Lilly team, collaboration across the industry and the urgent work being done by the government to ensure appropriate allocation to patients who need it the most."The emergency use authorization is based on data from BLAZE-1, a randomized, double-blind, placebo-controlled Phase 2 study in patients with recently diagnosed mild to moderate COVID-19 in the outpatient setting. Patients treated with the drug showed reduced viral load and rates of symptoms and hospitalization, Lilly said in the statement. Infusion reactions and other allergic hypersensitivity events have been reported, Lilly said. The emergency use authorization includes a warning for hypersensitivity including anaphylaxis and infusion-related reactions.Lilly said the drug is not authorized for use in patients who are hospitalized due to COVID-19 or who require oxygen therapy due to COVID-19 or who require an increase in baseline oxygen flow rate due to COVID-19 in those on chronic oxygen therapy due to underlying non-COVID-19 related comorbidity."The BLAZE-1 data show bamlanivimab, when given early in the disease course, may help patients clear the virus and reduce COVID-related hospitalizations, supporting our belief that neutralizing antibodies can be an important therapeutic option for patients fighting this virus," Daniel Skovronsky, M.D., Ph.D., Lilly's chief scientific officer and president of Lilly Research Laboratories, said. "We're proud of the speed with which we have been able to bring patients this therapy specifically designed to treat COVID-19. We thank those who have contributed to this medical advancement, particularly the clinical trial investigators and participants around the country." This article was written by Bob Blake for WRTV. 2906

A toddler was found in a cage during an animal rescue operation in Henry County.Henry County, Tennessee, Sheriff’s deputies raided a home with several outbuildings in the northern portion of the county Thursday.The child, who is under the age of two, was found in a cage in the same room as several large constricting snakes next to a box of live mice. The child was filthy, but unharmed and is now in DCS custody. A source said the reptiles could have easily killed the toddler.Deputies found several large marijuana plants and the group rescued more than 100 animals from the home.District attorney Matt Stowe says the child's parents and a grandparent were taken into custody. As of Thursday evening, authorities were still searching the property.This article was written by Rebekah Pewitt for WTVF. 822

The United States Marshals Service announced that its Operation Safety Net has concluded and a total of 35 missing children were recovered in northeast Ohio as a result.The U.S. Marshals Service, working with state and local partners over the past month to locate and recover missing children and teens from the Cleveland area, were able to recover 35 of the 40 missing children referred to them for the operation.According to the U.S. Marshals Service, around 20% of the recoveries were tied to human trafficking cases and were subsequently referred to the Human Trafficking Task Force in Cuyahoga County.U.S. Marshal for the Northern District of Ohio Pete Elliott said the operation's success exceeded expectations."When I went into this, I thought if we had one or two, it was going to be a success," said Elliott, "and now after the first month, just look at how many are out there."As a result of the operation, The United States Marshals for the Northern District of Ohio has created a permanent Missing Child Unit throughout the 40 counties within the district.“We are proud to assist in Operation Safety Net and I commend the United States Marshals Service for their hard work and dedication toward locating these children," Chief John Majoy of Newburg Heights said in a press release. "Many times, they do not know they are a victim and this operation offers hope, freedom and safety they would not otherwise have."There are currently 382 open missing persons cases according to a federal clearinghouse. More than 120 of those cases are from northeast Ohio."There are so many missing people out there it is mind boggling," said Elliott. He said the agency received additional funding for Operation Safety Net from Washington. Elliott is hopeful now that the missing persons unit will be permanent, the funding will too.Elliott said plans are to add coordinators in Cleveland, Akron, Youngstown and Toledo to help close missing persons cases referred by local law enforcement.Since 2005, the U.S. Marshal's Service said it's helped recover more than 1,500 missing kids.While the operation has come to a close, the U.S. Marshals Service said it will work over the next several weeks to recover the five remaining children whose missing persons cases were referred to them.Ja'Naiya Scott-Lee, 16, was reported missing on Aug. 23 from Cleveland. She is described as standing 5 feet, 3 inches tall and weighing 130 pounds. She is believed to be in Euclid. Two sisters, 15-year-old Yalonda Bates and 17-year-old Leantwana Bates, have been missing since April 18. Leantwana is described as standing 5 feet, 3 inches tall and weighing 135 pounds, while Yalonda is described as standing 5 feet, 3 inches tall and weighing 100 pounds. The sisters are believed to be near Cleveland’s East Side. Alicia Jackson, 16, was reported missing from Berea. She is believed to be near Cleveland’s East Side, possibly in the Glenville neighborhood. Issac Ortiz, 16, was reported missing from Lorain. He is believed to be near Cleveand’s West Side. Anyone with information regarding the whereabouts of the five missing children is asked to call the U.S. Marshals tip line at 1-866-492-6833. This article was written by Camryn Justice for WEWS. 3332

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