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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485

We want families to know they can confidently use Banana Boat products because they undergo rigorous testing, are appropriately labeled, and meet all relevant health regulations, including SPF tests. We also want families to have the information they may need about how best to use our products for safe and effective sun protection. Our labels remind families that a golf ball sized amount should be use by each person every two hours, or more frequently if the person is sweating or in contact with water, and other sun protection measures should be added as necessary. 579

WASHINGTON, D.C. – Tuesday is the last day for small businesses to apply for a loan through the Paycheck Protection Program.About 4.8 million businesses received a PPP loan, with a total of 9 billion lent out. But as of Tuesday, there's still more than 0 billion left in the pot.As to why that is, the Small Business and Entrepreneurship Council says there's a few reasons, like concerns over how much would actually be forgiven, constantly changing rules, and strict limits to how the money can be used.“Not all businesses are the same. So, you know you've got businesses with high overhead, maybe few on payroll,” said Karen Kerrigan, President and CEO of the SBE Council. “This program really didn't align with their needs.”Business owners and advocacy groups complain that the money in the PPP was not fully put to work because it created obstacles that stopped countless small businesses from applying.A report from a research group says the program’s shortcomings also made it more difficult for minority businesses to get loans.The owners of a Colorado brewery who got a PPP loan say it helped, but only goes so far."It didn't solve the problems. What it did was sustain us for a few more months."The SBE Council is working with lawmakers on both sides of the aisle for further policy solutions. They're pushing to broaden what expenses can be forgiven, especially when it comes to technology.Through a survey, the group found 87% of small businesses said they wouldn't have been able to survive without cloud-based services.“We know that consumers are on social media and technology platforms looking for new businesses, looking for new brands, looking for new things that they need, and that's where small businesses can really fill that gap,” said Kerrigan.The Small Business Administration says it will be up to Congress to decide what to do with leftover funds from the PPP. 1900

WASHINGTON, D.C.—A Russian military intelligence unit secretly offered bounties to Taliban-linked militants for killing American troops in Afghanistan, officials tell multiple news outlets.The intelligence on bounties was reported initially by The New York Times and was confirmed by The Associated Press.Intelligence officials said Islamist militants, or armed criminal elements closely associated with them, are believed to have collected some bounty money. It’s not clear which of the 20 American killings in Afghanistan from 2019 is under suspicion.The officials tell the Times and AP that Trump was briefed on the matter earlier this year and took no action. However, the president denies being briefed on the matter and says he was told Sunday night the intelligence wasn't considered credible.The Kremlin calls the report “a lie.”House Speaker Nancy Pelosi told ABC’s “This Week” that she hadn’t been informed about the reported bounties. She says, “this is as bad as it gets” and yet Trump won’t confront Russia. Pelosi say she’s asking for a report to Congress regarding the news.A senior administration official says the White House plans to brief select members of Congress on Monday.Presumptive Democratic presidential nominee Joe Biden is sharply criticizing Trump over the reports that he says, if true, contain a “truly shocking revelation” about the commander in chief and his failure to protect U.S. troops and stand up to Russia. 1455

WEST PALM BEACH, Fla. — A Hurricans Warning has been issued on Friday for Palm Beach County and the Treasure Coast due to the threat of Hurricane Isaias over the weekend.The Hurricane Warning extends from Boca Raton to the Volusia/Brevard County line in Central Florida.As of 5 p.m. Friday, the storm is packing maximum sustained winds of 75 mph, and is moving northwest at 15 mph. The forecast cone has shifted farther west, with the eye of the hurricane very close to the Palm Beach County coastline.According to the National Hurricane Center, hurricane hunters are finding that Isaias is getting better organized and tropical storm conditions and heavy rains are spreading into the central Bahamas.Isaias became a Category 1 hurricane late Thursday night, and is no longer expected to strengthen into a Category 2 hurricane as it approaches the Bahamas on Saturday, according to the National Hurricane Center.On the forecast track, the center of Isaias will continue to move near or over the Southeastern Bahamas this afternoon and evening. Isaias is forecast to be near the Central Bahamas tonight, and move near or over the Northwestern Bahamas Saturday and near the east coast of the Florida peninsula Saturday afternoon through Sunday.Strengthening is expected later tonight and early Saturday, and Isaias is forecast to remain a hurricane for the next couple of days.This story was originally published by Kahtia Hall and Glenn Glazer on WPTV in Palm Beach, Florida. 1482

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