昆明打胎做完多少钱(昆明妇科疾病有哪些) (今日更新中)

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump’s supporters have seized on a photo circulating on Twitter since late Sunday that shows Democratic presidential nominee Joe Biden not wearing a mask while he talks to a campaign staffer on a plane. Why wasn’t Biden, who has made a point to put on a facial covering throughout the campaign, wearing a mask? Because the photo was taken in November 2019, before the first case of the new coronavirus was reported, and months before global health officials began urging people to wear masks in order to stop the spread of the virus. 559

Republican Congressman Duncan Hunter won re-election in the 50th Congressional District, despite facing federal charges of campaign fraud. With 100 percent of the precincts reporting, Hunter had just over 54 percent of the vote against Democrat Ammar Campa-Najjar."He's strong on the 2nd Amendment, he's strong on our defense, he's very pro-military," said Dan Summers, a Ramona resident who voted for Hunter and celebrated at his campaign event Tuesday night. Hunter did not make himself available to the media, and in a statement said he looked forward to representing the 50th Congressional District on issues that matter to them."For 10 years, I have consistently and unapologetically focused on rebuilding the military, protecting the border, which includes a border wall, cutting taxes, supporting our veterans, creating small business jobs and economic development, upholding the 2nd Amendment and protecting the sanctity of life," Hunter said in the statement. Hunter's statement did not address the criminal charges, which he and his wife Margaret pleaded not guilty to in Federal Court earlier this year. The two are accused of misusing 0,000 in campaign contributions and falsifying reports. Still, if convicted, there is no rule in the House that Hunter would have to give up his seat. Expulsion requires a two-thirds vote, which would require Republican votes.Political analyst John Dadian says he sees Hunter fighting to keep his seat. "Technically he could still serve, and technically he could still serve from a jail cell," he said. "For example, he were to only get one year he could technically stay in and when he gets out in a year have a year left on his term."Under California law, the governor would have 14 days to set an election date for a vacant House seat. That would happen between 126 and 140 days later, or with the next regular election, if it's within 180 days. The Hunters are due back in court Dec. 3.   2005

President Trump has removed Rex Tillerson as his Secretary of State, replacing him with CIA head Mike Pompeo.CIA Deputy Director Gina Haspel will replace Pompeo as the head of the CIA."Mike Pompeo, Director of the CIA, will become our new Secretary of State. He will do a fantastic job! Thank you to Rex Tillerson for his service! Gina Haspel will become the new Director of the CIA, and the first woman so chosen. Congratulations to all!" President Trump tweeted Tuesday morning.  494

President Donald Trump’s longtime former attorney Michael Cohen is now featured in an advertisement against the president. In the advertisement, Cohen warns voters that Trump “can’t be trusted.”While Cohen had a privileged glance of the president over the years, his creditability has taken a hit. In 2018, Cohen pleaded guilty to lying to Congress. Cohen admitted he lied about plans to build a Trump Tower in Russia.The former personal lawyer was also actively involved in payments on Trump's behalf to porn star Storm Daniels, which the Southern District of New York investigated for alleged violations of campaign finance. No charges were filed in that case.The ad first ran on Night 1 of the Republican National Convention on Monday, and is sponsored by American Bridge 21st Century, which is backing Trump opponent Joe Biden in the upcoming election.“I was complicit in helping conceal the real Donald Trump. I was part of creating an illusion,” Cohen said"He can't be trusted and you shouldn't believe a word he utters," Cohen added. "So, when you watch the president, this week, remember this. If he says something is huge, it's probably small. If he says something will work, it probably won't.”Beyond the ad, Cohen is becoming a more vocal critic of the president. Cohen confirmed that he will be speaking to MSNBC’s Rachel Maddow for an upcoming segment. Cohen is also releasing a book titled, “Disloyal: A Memoir: The True Story of the Former Personal Attorney to President Donald J. Trump” The book will release next month.The people who know Donald Trump best are sounding the alarm: our country cannot survive four more years of a Trump presidency.In our latest ad, a former member of his inner circle & "fixer" — @MichaelCohen212 — has a dire warning for us all. #RNC2020 pic.twitter.com/suPUODOdwz— American Bridge 21st Century (@American_Bridge) August 24, 2020 1892

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