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Signs are a staple during any election season. But as the signs across the nation start to come down post-midterm election, there’s one that’s staying up.“This is the message that will bring us back together after the election,” says Father Jadon Hartsoff.The sign reads, “Love your neighbor who doesn’t look like you, think like you, love like you, speak like you, pray like you, vote like you. Love your neighbor, no exceptions."Those 28 words are what Father Hartsoff thought of a few months ago, after seeing the tension among politicians, even in his own parish.The goal, he says, was to change the conversation in his congregation."What we wanted to do is try to create some sort of statement that brought people together and that rose above politics,” Father Hartsoff says.But he got a lot more than that. A single photo of the banner ignited on social media and was shared over 77,000 times!Father Harstoff is still beaming."Like, I can't even believe that it's amazing."The next thing he knew, people wanted to share the message offline."We've had orders for over 700 of them around the country, into Canada, several in the UK," he says.The public demand for the banner keeps growing, and Hartsoff hopes it's a sign of things to come. 1251

Seven US service members were killed Thursday in a helicopter crash in western Iraq, a US military official said.There were no survivors in the crash, the official said, adding that the crew of a second helicopter flying alongside did not report seeing signs of hostile fire when the helicopter went down.Multiple US defense officials told CNN the aircraft was a HH-60 Pave Hawk helicopter, a Black Hawk variant. They said the helicopter was not on a combat mission at the time.The US-led coalition fighting ISIS in Syria and Iraq said Thursday that an investigation was underway to determine the cause of the crash.The-CNN-Wire 636

SOLANA BEACH, Calif. (KGTV) - Lifeguards in Solana Beach have taped off an area near Fletcher Cove after a series of small bluff collapses. Video of the crumbling cliff was captured on camera Sunday afternoon. Chunks of the sandstone tumbled about 75 feet down to the beach. No one was injured but signs were still up warning beachgoers to stay away from the unstable bluffs. 383

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Singer and actress Janelle Monae confirmed her sexual orientation for the first time in a new interview."Being a black queer woman in America ... someone who has been in relationships with both men and women -- I consider myself to be a free-** m******f***er," she said in a Rolling Stone cover story published online Thursday.Monae, a six-time Grammy nominee who has also starred in films such as "Moonlight" and "Hidden Figures," says she's still learning about her sexuality."But then later I read about pansexuality and I was like, 'Oh, these are things that I identify with too.' I'm open to leaning more about myself," she said.Monae's sexual orientation has been a source of gossip in the past. Her Rolling Stone interview marks the first time she's confirmed that she's bisexual. In a 2013 interview with Pride Source, she said, "I just live my life, and people can feel free to discuss whatever it is that they think and use whatever adjectives they feel. It's a free country."Monae told Rolling Stone that the answers to the questions around her sexuality were always in her music. She cites "Mushrooms & Roses" and "Q.U.E.E.N" as two songs that portray a woman named Mary as a love interest.In "Q.U.E.E.N" she sings, "Say is it weird to like the way she wear her tights?/And is it rude to wear my shades?/Am I a freak because I love watching Mary?"Monae's hope is that her new album, "Dirty Computer," which debuts Friday, will inspire those who feel left out for being different."I want young girls, young boys, nonbinary, gay, straight, queer people who are having a hard time dealing with their sexuality, dealing with feeling ostracized or bullied for just being their unique selves, to know that I see you," she said. "This album is for you. Be proud."  1786