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WASHINGTON — U.S. long-term mortgage rates fell this week, reaching record lows for the 13th time this year amid fresh signs of weakness in the pandemic-ravaged economy. Mortgage buyer Freddie Mac reported that the average rate on the 30-year benchmark loan declined to 2.72% from 2.84% last week. The average rate on the 15-year fixed-rate mortgage fell to 2.28% from 2.34%. The low rates in 2020 have spurred demand in the housing market. The National Associated of Realtors says housing offers for single-family homes have increased for six consecutive months. They are now at their highest level since 2007, according to the Census Bureau. Existing home sales in October 2020 were 26.6 percent higher than the number of sales in October 2019. The median sale price, nationwide, has also increased; it is now 3,000, roughly 16 percent more in 2020 than this time last year.The NAR has warned that the dwindling number of available housing units is down to only a few months supply. Fresh signs emerged this week that the resurgent coronavirus outbreak is likely slowing the economy and forcing more companies to cut jobs. The government reported that retail sales in the U.S. grew a sluggish 0.3% in October, even as retailers offered early holiday discounts online and in stores. 1294

VISTA, Calif. (KGTV)- New details are emerging about a weekend murder investigation at a house in Vista. Neighbors tell 10News that a husband was arrested for shooting his wife and the two had a troubled history. A suspect in this case was arrested Saturday night by members of the San Diego Sheriff's Homicide Unit. Deputies report that he has been identified as fifty-seven-year-old Andrew Thomas Smith of Vista and he has been booked for murder at the Vista Detention Facility. He is being held without bail. The victim's family has been notified of her death. Deputies report that she has been positively identified as Jean Moore Smith, a fifty-nine-year-old resident of Vista and she was Andrew’s wife. Neighbor Chris Minster says, “Immediately, Sheriff's deputies screamed, ‘Get in your house now!’” He and other neighbors like Nicole Margulies ran inside their homes on Rancho Vista Road after there were reports of shots fired Saturday inside a neighboring home.Neighbor Chris Minster says, “Immediately, Sheriff's deputies screamed, ‘Get in your house now!’” He and other neighbors like Nicole Margulies ran inside their homes on Rancho Vista Road after there were reports of shots fired Saturday inside a neighboring home.“All of a sudden all these police showed up and [were] running inside with big guns and shotguns,” adds Margulies. The neighborhood was soon wrapped in crimes scene tape as a homicide investigation continued into the night. Deputies say a woman was killed and a man at the house was arrested. According to neighbors, that man was her husband and the father of their adult son who also lives in the home.“The father seemed actually very nice he was very defensive of his wife, despite the abuse and everything,” says Minster. He describes years of verbal abuse that neighbors say the wife directed at her husband and their son. “I would just hear her yelling. She was putting them down, degrading them [and] calling them idiots,” adds Margulies. Neighbors say the adult son may have developmental challenges. Minster saw him just after it all went down. “He had some marks on his face. It looked like maybe [there was] a little bit of blood but it looked like he was definitely attacked in some of the event that happened,” he tells 10News. 2279

Voting in the 2020 Election is took a number of different forms. From early in-person voting to voting by mail, states offered people various ways to do their civic duty."In many ways you can see that as a blessing or a curse of the American election system, that we have 50 different forms of election administration and within each state, counties have a lot of discretion of how they want to run their elections and design their ballots," said Seth Masket, a professor of Political Science and Director of the Center on American Politics at the University of Denver. Masket says each state having a different election process actually strengthens the security of American elections from foreign hackers. But it can also make it harder for some people to vote depending on what state or county they live in."For the most part, Election Day is not a holiday in the United States and if people are going to vote, they need to take time off work or make some sort of arrangements for child care. There’s a level of inconvenience to it and not every state and city is very accommodating of that," said Masket.A number of states across the country have been 100% mail-in ballots for quite some time, others have joined on recently. "I believe Oregon was the first to go in this direction back in the late 1990s. They started doing all mail-in ballots, a few others, mostly western states including Hawaii and Washington and Utah followed suit. Colorado started doing this for the 2014 election cycle, so it's a relatively small number of states. But since California is now in the mix it’s a large number of voters," said Masket.Ben Hovland is the Chairman of the U.S. Election Assistance Commission. He says in the last presidential election, 25% of Americans voted by mail or absentee ballot."We've seen a few other states come on recently like Utah and Hawaii and then a few states this year but you also have states like Arizona where they have permanent early voting list where about 75% of their voters are getting a mail ballot sent to them automatically," said Hovland.Hovland says in nearly every state, voters can request a mail-in ballot. Though, some states require you to provide a valid excuse for it. Still, he expects a record number of people will be voting by mail in 2020 because of the coronavirus pandemic. No matter how you vote this year, experts say make sure you're going to your local government, and not social media, for information about how and where to vote, registration information and vote-by-mail deadlines."The National Association of Secretaries of State has led a program called Trusted Info 2020 which is oriented towards getting people to go to their local election official for information," said Hovland. For more information head to www.Vote.gov. 2794

WAKE COUNTY, N.C. — A 22-year-old man has been charged after posting a video of himself driving 198 miles per hour in a Dodge Challenger SRT Hellcat, according to a KABC?report.In the video below, the driver and his friends can be seen celebrating after his car reached 198 mph on a North Carolina freeway.No, that's not a clip from a Fast and Furious movie.A Challenger SRT Hellcat starts at 707 horse power and tops out at about 200 mph. A 2018 version of the vehicle starts at about ,000.The video went viral online, and was eventually spotted by local police. Police say William Jefferson is now facing street racing and reckless driving charges. 671

VISTA, Calif. (KGTV) - Several North County residents want their money back from a failed Tiny Home community.  Vista resident Greg Dutton said he and a handful of others simply want their ,000 investments back from Janet Ashforth, the brains behind Habitats Tiny Homes, which was planned for a plot of land between Escondido and Poway.“Sounded like a great idea,” said Dutton.  “A whole bunch of tiny homes.  Community garden.  Community clubhouse.”His excitement turned to frustration when he didn’t like the property Ashforth secured.“Really hard to get to.  Hardly any access roads,” he said.Dutton said Ashforth promised to refund his money if he didn’t like the property. However, Dutton requested the refund after Ashforth went into escrow for the property. He showed an email apparently from Ashforth saying he was too late to ask for the refund but she’d return the money anyway.Dutton still hasn’t received his refund. He and several other investors have filed claims at the Courthouse in Vista.10News spoke with Ashforth by phone. She said the project failed “when 30 people didn’t follow through and now they’re expecting their money back.”  She explained none of her investors ordered their tiny homes or took the next steps to keep the project alive.She argued, “The receipt clearly says you can get your deposit back until we open escrow on the property.”  Ashforth said Dutton requested after escrow opened.“I apologize,” she continued. “However, you should take responsibility for the receipt. I don’t have the money to give back because it was invested in the 0,000 property we’re now trying to sell.”Ashforth said she’ll gladly appear in court but admits the money is wrapped up in an empty plot of land. 1826